About This Home

This 3-bedroom, 3-bathroom single family at 7818 Thomas Drive in Panama City, FL is listed for $689,000 ($404 per sqft). Built in 2005, the home offers 1,707 sqft of living space on a 0.05 acres lot.

Key Features

  • Built in 2005
  • 0.05 acre lot
  • 2 stories
  • 3 parking spaces

Property Details

2 stories
2 full, 1 half
1-car garage
2005

Amenities

A/C
Listing Description

STEPS TO THE BEACH! Welcome to 7818 Thomas Drive, a coastal getaway less than 700 feet from Beach Access 16, where you can see the Gulf from your front door! Whether you've dreamed of finally owning your own Panama City Beach getaway or you're searching for a property positioned for short-term rental success, this 3-bedroom beach house delivers the LOCATION--and the LIFESTYLE.

Inside, the home has been thoughtfully designed to feel like a true beach retreat, with newly painted interiors, updated furnishings, a boutique-inspired bathroom, and custom built-in bunks that maximize both sleeping space and rental appeal. All furniture and decor included in sale, making this home truly turnkey!

The home comfortably sleeps up to 10, while the spacious primary suite offers its own private balcony with views of the Gulf. A newer 2025 HVAC system adds peace of mind, and the attached one-car garage with an epoxy floor provides something increasingly difficult to find this close to the beach--private storage for your vehicle, golf cart, bikes, and beach gear.

Villas of Panama is an intimate community of just 10 detached beach homes surrounding a community pool maintained by the HOA, giving owners and guests the enjoyment of a pool without the individual upkeep. Add in the home's proximity to all the east end restaurants, attractions and recreation, and you have the combination beach buyers and investors look for: Click More ...

Villas of Panama is an intimate community of just 10 detached beach homes surrounding a community pool maintained by the HOA, giving owners and guests the enjoyment of a pool without the individual upkeep. Add in the home's proximity to all the east end restaurants, attractions and recreation, and you have the combination beach buyers and investors

look for: walkability to the Gulf, a pool, private garage, beautiful coastal interiors, and generous sleeping capacity. Even better, enjoy the rare advantage of owning this close to the Gulf while being located in desirable FLOOD ZONE X. Whether you're looking for a personal beach retreat, a vacation-rental investment, or the best of both, ''Sand Dollar Holler'' is ready to enjoy. Schedule your showing today before it's gone.

Monthly Cost Estimate

$4,285/mo

20% down · 6.5% · 30 years

Principal$498
Interest$2,986
Insurance$201
HOA$600

Estimates only. Actual payments may vary.

Location

7818 Thomas Drive

Panama City, FL 32408

Villas of Panama

Features & Amenities

Interior Features

Ceiling Crwn MoldingKitchen IslandLighting RecessedPantryWasher/Dryer Hookup

Exterior Features

Balcony

Property Details

Flooring

TileVinyl

Outdoor Features

Porch

Cooling

Central Air

Appliances

CooktopDishwasherDryerMicrowaveRefrigeratorSmoke DetectorWasher

Questions & Answers

This 3-bedroom, 3-bathroom single family at 7818 Thomas Drive is listed at $689,000 ($404/sqft). The estimated monthly payment is $4,285 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $600/month.

Key features include: Built in 2005, 0.05 acre lot, 2 stories, 3 parking spaces. Interior Features: Ceiling Crwn Molding, Kitchen Island, Lighting Recessed. Exterior Features: Balcony.

This property is listed by Katilyn M Scott and can be reached at 8508195695.

KS

Katilyn M Scott

License 3359031

Agent at Compass Florida, LLC

(850) 819-5695
Agent website

Listed by Compass Florida, LLC · Broker phone: (305) 851-2820 · View on Broker Site · Broker website

MLS# 1010737· Source: Emerald Coast Association of Realtors· 49 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

7818 Thomas Drive, Panama City, FL 32408

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