About This Home

This 4-bedroom, 3-bathroom single family at 7920 Hill Trail N in Lake Elmo, MN is listed for $925,000 ($351 per sqft). Built in 1972, the home offers 2,638 sqft of living space on a 1.32 acres lot.

Key Features

  • Built in 1972
  • 1.32 acre lot
  • Fireplace

Property Details

2 full, 1 half
1972

Amenities

FireplaceA/C
Listing Description

Welcome to your own slice of paradise on Lake DeMontreville, part of the highly sought after Tri Lakes chain in Lake Elmo. Set on 1.32 acres with 20 feet lake frontage, this architecturally distinctive mid century inspired retreat blends natural woodwork, brick and stone accents, exposed beams, expansive windows, and dramatic vaulted ceilings to create a warm, inviting home that feels like a year round getaway.

The spacious living room is filled with natural light and anchored by a brick fireplace, while the open dining area flows into a generously sized kitchen updated shortly before the current sellers purchased the home. Featuring abundant natural wood cabinetry, a center island, and a new oven added in 2026, the kitchen also offers direct access to the deck for easy indoor and outdoor entertaining.

The main level includes the primary bedroom with a private bath, plus an additional bedroom and bath. The finished walkout lower level offers two more bedrooms, a full bath remodeled in 2020, a large recreation room with a second gas fireplace, laundry and utility space, and a private sauna.

Both original wood fireplaces were converted to gas, with the upstairs fireplace completed in 2017 and the downstairs fireplace in 2019. Extensive improvements include a replaced septic system, water softener, and iron filter in 2016; replacement windows in 2021; a new roof in 2023; and a new boiler and water heater in 2025.

New carpet was also installed in the upstairs bedrooms and staircases in 2025, along with new carpet in the downstairs bedrooms and family room. Outdoor living is equally impressive with multiple deck and balcony spaces, mature trees, and a peaceful path leading to the shoreline.

The backyard was graded flat and trees were removed to create a large, level play space, while a full yard in ground sprinkler system makes maintaining the grounds easier. Power and water have also been installed to the lake. The driveway was expanded and limestone walls were built in 2016, the driveway was replaced in 2021 and sealed in 2025, and new garage doors and openers were installed in 2024.

Car enthusiasts and outdoor recreation lovers will appreciate the exceptional parking and storage provided by the large attached garage and large detached garage with RV parking availability, with gas service installed in the shop in 2024. Enjoy boating, fishing, and lake life from your own backyard on Lake DeMontreville, with a navigable channel providing direct access to neighboring Olson Lake.

Adding to the appeal is the voluntary Tri Lakes Improvement Association, serving the Lake DeMontreville, Jane, and Olson Lake area and bringing neighbors together with water ski and swim lessons, a summertime pontoon party, an annual water ski show and Tri Lakes Community Day, a monthly dinner club, and seasonal celebrations.

Move in ready and thoughtfully improved inside and out, this is a truly special opportunity to enjoy lake living, generous garage space, distinctive architecture, and a welcoming community in Lake Elmo. Please excluded dock from sale.

Monthly Cost Estimate

$4,947/mo

20% down · 6.5% · 30 years

Principal$669
Interest$4,008
Insurance$270

Estimates only. Actual payments may vary.

Location

7920 Hill Trail N

Lake Elmo, MN 55042

Features & Amenities

Exterior Features

Brick/StoneWood

Property Details

Parking

Garage - AttachedGarageGarage - DetachedDriveway

Heating

Hot Water(Heating)Fireplace(s)

Cooling

Central Air

Appliances

CooktopDishwasherDisposalDryerExhaust Fan/HoodMicrowaveRangeRefrigeratorWasherWater Softener - Owned

Questions & Answers

This 4-bedroom, 3-bathroom single family at 7920 Hill Trail N is listed at $925,000 ($351/sqft). The estimated monthly payment is $4,947 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1972, 1.32 acre lot, Fireplace. Exterior Features: Brick/Stone, Wood.

This property is listed by Stephanie Checkley and can be reached at (651) 379-1500.

SC

Stephanie Checkley

Agent at Keller Williams Premier Realty

(651) 379-1500

Listed by Keller Williams Premier Realty · View on Broker Site

MLS# 7103537· Source: listhub· 7 days on market

Copyright © 2026 Northstar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

7920 Hill Trail N, Lake Elmo, MN 55042

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