About This Home

This 3-bedroom, 2-bathroom single family at 79338 Cool Reflection in La Quinta, CA is listed for $430,000 ($322 per sqft). Built in 2006, the home offers 1,337 sqft of living space on a 0.07 acres lot.

Key Features

  • Built in 2006
  • 0.07 acre lot
  • 2 parking spaces
  • Fireplace

Property Details

1 story
2 full
2-car garage
2006

Amenities

FireplaceViewSpaA/C
Listing Description

Experience affordable luxury in this resort-style 55+ community in La Quinta. Priced at just $381,000 after a remarkable $56,000 silent second mortgage incentive, this move-in ready home in the highly desirable Watercolors neighborhood offers the ultimate low-maintenance desert lifestyle.

This fully upgraded, corner-lot property features a bright, open floor plan with vaulted ceilings, a cozy fireplace, three spacious bedrooms, and two bathrooms. You will love the seamless indoor-outdoor living with a private patio perfect for entertaining, plus the convenience of a spacious two-car garage.

Designed for easy everyday comfort, the HOA covers your cable and Wi-Fi to keep your monthly overhead low while you enjoy premium resort amenities, including a community clubhouse, sparkling pool, and heated spa. ?This incredible La Quinta real estate opportunity features a total purchase price of $440,000, but the exclusive La Quinta Housing Authority program drops your effective price to $381,000.

To qualify for this affordable retirement home, the property must be your primary, owner-occupied residence, meaning no investors, rentals, or all-cash purchases are permitted. Buyers must also meet the 2025 Riverside County moderate-income limits to be eligible. The qualifying income range is $62,651 to $87,300 for a single person, $71,601 to $99,750 for two people, $80,551 to $112,250 for three people, $89,501 to $124,700 for a four-person household.

Monthly Cost Estimate

$2,616/mo

20% down · 6.5% · 30 years

Principal$311
Interest$1,863
Insurance$125
HOA$316

Estimates only. Actual payments may vary.

Location

79338 Cool Reflection

La Quinta, CA 92253

Features & Amenities

Interior Features

Crown MoldingHigh CeilingsCeiling Fan(s)PantryOpen FloorplanCathedral Ceiling(s)Granite Counters

Property Details

Flooring

LaminateCarpet

Construction

Plaster Frame Block Asphalt Glass

Views

DesertHillsCanyon

Outdoor Features

PatioPorchDeck

Parking

GatedOpenGarageDriveway

Heating

Central

Cooling

Central Air

Appliances

Water HeaterMicrowaveRefrigeratorGas OvenDishwasherGas & Electric Range

Questions & Answers

This 3-bedroom, 2-bathroom single family at 79338 Cool Reflection is listed at $430,000 ($322/sqft). The estimated monthly payment is $2,615 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $316/month.

Key features include: Built in 2006, 0.07 acre lot, 2 parking spaces, Fireplace. Interior Features: Crown Molding, High Ceilings, Ceiling Fan(s).

This property is listed by David Hazward and can be reached at 9516626910.

DH

David Hazward

License 02030950

Agent at REALTY ONE GROUP ROADS

(951) 662-6910
Agent website

Listed by REALTY ONE GROUP ROADS · Broker phone: (909) 496-9936 · Broker website

MLS# IG26074690· Source: California Regional Multiple Listing Service, Inc· 180 days on PropertySimple

Copyright © 2026 California Regional Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

79338 Cool Reflection, La Quinta, CA 92253

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