# 798 JEFFERSON DR, Palmyra, VA 22963

> **TL;DR:** 3bd/3ba single family, $644,900 ($280/sqft), built 1998, 2,305 sqft.
> Fireplace, Waterfront, View, Hardwood. Est. $4,865/mo. Listed 157 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $644,900 |
| Price/sqft | $280 |
| Bedrooms | 3 |
| Bathrooms | 3 full |
| Square Feet | 2,305 |
| Year Built | 1998 |
| Lot Size | 13,504 sqft (0.31 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 157 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Views** - Water
- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $3,261 |
| Estimated Insurance | $188 |
| HOA | $1,416 |
| **Total** | **$4,865** |

## Nearby Schools

- **Elementary:** Central (Fluvanna)
- **Middle:** Fluvanna
- **High:** Fluvanna

## Key Amenities

- Fireplace
- Waterfront
- View
- Hardwood

## Property Highlights

- Built in 1998
- 0.31 acre lot
- 2 stories
- Fireplace
- Waterfront

## Description

### Agent Description
New Price! The most affordable water front home in the area at this time. Receive a 2006 Triumph boat with a 170 dual console and Yamaha four stroke 75 HP engine and trailer with an acceptable offer. Custom built waterfront retreat in Lake Monticello. This contemporary style home with modern updates offers 77 feet of water frontage, private dock, and two decks and sunroom overlooking the water. This home is located in a cove that opens up to the main body of the lake and is within a couple blocks of the Main Beach and the clubhouse. The well-equipped kitchen showcases top-of-the-line Maytag appliances, stylish 42" Kraftmaid cabinets, and elegant Granite counter tops brightened by translucent glass backsplash tiles. The Living room and Dining room boast Hardwood floors and lofty ceilings that along with the passive lighting create an open, and light-filled atmosphere. The three sided fireplace enhance these areas. The full finished basement features a spacious rec/office room with large built-ins, an optional murphy bed, a full bathroom, laundry room, and a kitchenette perfect for entertaining. This well maintained home offers updates such as upgraded bathrooms, solid wood doors, new roof, and a 2 car garage with paved driveway.

## Location

- **Address:** 798 JEFFERSON DR, Palmyra, VA 22963
- **County:** Fluvanna
- **Neighborhood:** LAKE MONTICELLO
- **Coordinates:** 37.92200956, -78.32204657
- **Google Maps:** https://www.google.com/maps?q=37.92200956,-78.32204657

## Listing Agent

- **Name:** GEORGE ROSARIO
- **Brokerage:** Akarion Realty
- **Phone:** 4349622888
- **Broker Phone:** (434) 842-3955
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/798-Jefferson-Dr_Palmyra_VA_22963_M66200-11574?f=listhub&s=CAARMLSVA&m=675616&c=propsimple)

## Photos

![798 JEFFERSON DR - Photo 1](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f1174583338r.jpg)

![798 JEFFERSON DR - Photo 2](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f348208564r.jpg)

![798 JEFFERSON DR - Photo 3](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f2925381139r.jpg)

![798 JEFFERSON DR - Photo 4](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f699976408r.jpg)

![798 JEFFERSON DR - Photo 5](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f2782957595r.jpg)

![798 JEFFERSON DR - Photo 6](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f183393245r.jpg)

![798 JEFFERSON DR - Photo 7](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f3834320789r.jpg)

![798 JEFFERSON DR - Photo 8](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f931125147r.jpg)

![798 JEFFERSON DR - Photo 9](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f3292858676r.jpg)

![798 JEFFERSON DR - Photo 10](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f743330384r.jpg)

![798 JEFFERSON DR - Photo 11](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f2729350403r.jpg)

![798 JEFFERSON DR - Photo 12](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f1549103330r.jpg)

![798 JEFFERSON DR - Photo 13](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f1580567214r.jpg)

![798 JEFFERSON DR - Photo 14](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f37413130r.jpg)

![798 JEFFERSON DR - Photo 15](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f1774779179r.jpg)

![798 JEFFERSON DR - Photo 16](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f319012389r.jpg)

![798 JEFFERSON DR - Photo 17](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f232789419r.jpg)

![798 JEFFERSON DR - Photo 18](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f63772089r.jpg)

![798 JEFFERSON DR - Photo 19](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f645015086r.jpg)

![798 JEFFERSON DR - Photo 20](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f2564894086r.jpg)

![798 JEFFERSON DR - Photo 21](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f3928524614r.jpg)

![798 JEFFERSON DR - Photo 22](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f847114446r.jpg)

![798 JEFFERSON DR - Photo 23](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f686927956r.jpg)

![798 JEFFERSON DR - Photo 24](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f4110225131r.jpg)

![798 JEFFERSON DR - Photo 25](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f2547563794r.jpg)

![798 JEFFERSON DR - Photo 26](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f1565951802r.jpg)

![798 JEFFERSON DR - Photo 27](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f3079885719r.jpg)

![798 JEFFERSON DR - Photo 28](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f938356205r.jpg)

![798 JEFFERSON DR - Photo 29](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f3750839539r.jpg)

![798 JEFFERSON DR - Photo 30](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f1582973024r.jpg)

![798 JEFFERSON DR - Photo 31](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f109736268r.jpg)

![798 JEFFERSON DR - Photo 32](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f3013853016r.jpg)

![798 JEFFERSON DR - Photo 33](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f2118140920r.jpg)

![798 JEFFERSON DR - Photo 34](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f4256148247r.jpg)

![798 JEFFERSON DR - Photo 35](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f2096032457r.jpg)

![798 JEFFERSON DR - Photo 36](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f1364743024r.jpg)

![798 JEFFERSON DR - Photo 37](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f3039442601r.jpg)

![798 JEFFERSON DR - Photo 38](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f3727107522r.jpg)

![798 JEFFERSON DR - Photo 39](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f2398073180r.jpg)

![798 JEFFERSON DR - Photo 40](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f770517344r.jpg)

![798 JEFFERSON DR - Photo 41](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f829333773r.jpg)

![798 JEFFERSON DR - Photo 42](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f1479139912r.jpg)

![798 JEFFERSON DR - Photo 43](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f2626540952r.jpg)

![798 JEFFERSON DR - Photo 44](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f699426316r.jpg)

![798 JEFFERSON DR - Photo 45](http://lh.rdcpix.com/11c33166e05a604772bfb3c4e253ffe3l-f1384338396r.jpg)

---

**MLS#:** 675616 | **Updated:** 2026-09-12
**Source:** listhub

*Copyright © 2026 Charlottesville Area Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/798-jefferson-dr-palmyra-va-22963-a675616)

---

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}
```