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About This Home

This 2-bedroom, 1-bathroom single family at 808 Terrace Bay Court in Monticello, IN is listed for $389,900 ($350 per sqft). Built in 1960, the home offers 1,114 sqft of living space on a 0.22 acres lot.

Agent Description

One of the nicest locations on Main Lake Freeman! This lake-level property is situated on a quiet no outlet street and offers an excellent opportunity to enjoy lake living while being surrounded by neighboring homes of significantly higher value. This low-maintenance one-story home/cottage features 50 feet of prime main lake frontage with beautiful views and includes 2 bedrooms, 1 bathroom, and 1,114 square feet of living space.

An added bonus is the extra lot across the street featuring a spacious 24x36 detached 2.5-car garage complete with a man cave/workshop area on the back side—perfect for storage, hobbies, or entertaining. Exterior features include low-maintenance vinyl siding, newer roof, newer breaker box, concrete seawall, covered boat lift, boathouse for storage, and an open lakeside deck overlooking the water.

Inside, the home offers an open-concept layout with two spacious bedrooms and a sunroom to enjoy the lake views year-round. A rare chance to own in a premier Lake Freeman location with excellent long-term value potential!

Key Features

  • Built in 1960
  • 0.22 acre lot
  • Waterfront

Property Details

1 story
1 full
1960

Amenities

Waterfront

Monthly Cost Estimate

$2,085/mo

20% down · 6.5% · 30 years

Principal$282
Interest$1,690
Insurance$114

Estimates only. Actual payments may vary.

Location

808 Terrace Bay Court

Monticello, IN 47960

Terrace Bay

Features & Amenities

Interior Features

Deck OpenDeck On WaterfrontDryer Hook Up ElectricGarage Door OpenerOpen Floor PlanUtility SinkStand Up ShowerMain Floor LaundryWasher Hook-upRefrigeratorBoat Lift-coveredBoat Lift-temporaryWater Softener-owned

Exterior Features

Pier/DockNone

Property Details

Parking

GarageGarage - Detached

Heating

Forced AirNatural Gas

Cooling

Central Air

Appliances

RangeRange - Electric

Questions & Answers

This 2-bedroom, 1-bathroom single family at 808 Terrace Bay Court is listed at $389,900 ($350/sqft). The estimated monthly payment is $1,690 based on 20% down at 6.5% interest.

Key features include: Built in 1960, 0.22 acre lot, Waterfront. Interior Features: Deck Open, Deck On Waterfront, Dryer Hook Up Electric. Exterior Features: Pier/Dock, None.

This property is listed by Bart Hickman and can be reached at 5748704269 or Bart@Homes-By-Network.com.

BH

Bart Hickman

Agent at REAL ESTATE NETWORK L.L.C

(574) 870-4269

Listed by REAL ESTATE NETWORK L.L.C · View on Broker Site

MLS# 202618374· Source: listhub· Updated 17 days ago

Copyright © 2026 White County Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

808 Terrace Bay Court, Monticello, IN 47960

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