# 808 Terrace Bay Court, Monticello, IN 47960

> **TL;DR:** 2bd/1ba single family, $389,900 ($350/sqft), built 1960, 1,114 sqft.
> Waterfront. Est. $1,690/mo. Listed 17 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $389,900 |
| Price/sqft | $350 |
| Bedrooms | 2 |
| Bathrooms | 1 full |
| Square Feet | 1,114 |
| Year Built | 1960 |
| Lot Size | 9,583 sqft (0.22 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 17 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,690 |
| **Total** | **$1,690** |

## Nearby Schools

- **Elementary:** Meadowlawn
- **Middle:** Roosevelt
- **High:** Twin Lakes

## Key Amenities

- Waterfront

## Property Highlights

- Built in 1960
- 0.22 acre lot
- Waterfront

## Description

### Agent Description
One of the nicest locations on Main Lake Freeman! This lake-level property is situated on a quiet no outlet street and offers an excellent opportunity to enjoy lake living while being surrounded by neighboring homes of significantly higher value. This low-maintenance one-story home/cottage features 50 feet of prime main lake frontage with beautiful views and includes 2 bedrooms, 1 bathroom, and 1,114 square feet of living space. An added bonus is the extra lot across the street featuring a spacious 24x36 detached 2.5-car garage complete with a man cave/workshop area on the back side—perfect for storage, hobbies, or entertaining. Exterior features include low-maintenance vinyl siding, newer roof, newer breaker box, concrete seawall, covered boat lift, boathouse for storage, and an open lakeside deck overlooking the water. Inside, the home offers an open-concept layout with two spacious bedrooms and a sunroom to enjoy the lake views year-round. A rare chance to own in a premier Lake Freeman location with excellent long-term value potential!

## Location

- **Address:** 808 Terrace Bay Court, Monticello, IN 47960
- **County:** White County
- **Neighborhood:** Terrace Bay
- **Coordinates:** 40.719112, -86.750428
- **Google Maps:** https://www.google.com/maps?q=40.719112,-86.750428

## Listing Agent

- **Name:** Bart Hickman
- **Brokerage:** REAL ESTATE NETWORK L.L.C
- **Phone:** 5748704269
- **Email:** Bart@Homes-By-Network.com

## Primary Photo

![808 Terrace Bay Court - Primary Photo](http://lh.rdcpix.com/32267e43614806307b0c49c0057bf25bl-f1144339314r.jpg)

*36 total photos available on [listing page](https://www.propertysimple.com/listing/808-terrace-bay-court-monticello-in-47960-02618374)*

---

**MLS#:** 202618374 | **Updated:** 2026-06-19
**Source:** listhub

*Copyright © 2026 White County Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/808-terrace-bay-court-monticello-in-47960-02618374)

---

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