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About This Home

This 2-bedroom, 2-bathroom single family at 809 7th St in Cedar Key, FL is listed for $385,000 ($140 per sqft). Built in 1973, the home offers 2,742 sqft of living space on a 0.11 acres lot.

Agent Description

What a find in Cedar Key! Perched high and dry on a hill, this charming 2-bedroom, 2-bath cottage offers exceptional peace of mind-this home has NEVER had any water intrusion or hurricane damage. Sitting on two city lots, the property provides added privacy and future opportunity, all just minutes from the heart of island life.

This sweet two-level home features ground-level access, eliminating the hassle of long staircases, and offers a flexible layout ideal for full-time living, vacation use, or income potential. The bright, open interior is filled with natural light and enhanced by solid light maple wood floors that add a relaxed coastal feel.

The kitchen shines with beautiful Cambria quartz countertops, ample cabinetry, and a thoughtful layout that makes cooking a pleasure. Recent upgrades provide additional value and confidence, including a new water heater, sewer pump-up system, electrical upgrades, and a brand-new electrical panel-all replaced in 2024.

Durable Hardie plank siding and hurricane impact windows make this an easy-to-maintain home built for coastal living. Step outside to a private, generous deck, perfect for morning coffee, evening cocktails, entertaining guests, or simply enjoying peaceful wildlife views.

Downstairs, currently used as art and ceramic studios, features separate entrances and offers endless possibilities-create a studio apartment, short-term rental(s), expansive workshop, or flexible guest space. Enjoy a quick golf cart ride to downtown Cedar Key, or take an easy walk to the Gulf for breathtaking sunsets.

This ideal neighborhood places you within walking distance to restaurants, shops, convenience stores, city parks, nature trails, the city beach, and the local K-12 school. Cedar Key is beloved for its close-knit, welcoming community-where neighbors truly know and look out for one another. A rare opportunity to own a versatile, elevated, and worry-free home on one of Florida's most treasured islands-with the added reassurance of no flood history and no hurricane damage.

Key Features

  • Built in 1973
  • 0.11 acre lot

Property Details

2 full
1973

Monthly Cost Estimate

$2,059/mo

20% down · 6.5% · 30 years

Principal$278
Interest$1,668
Insurance$112

Estimates only. Actual payments may vary.

Location

809 7th St

Cedar Key, FL 32625

Features & Amenities

Interior Features

BlindsBreakfast BarCeiling FansKitchen/Dining ComboLaundry/Utility RoomQuartz CounterW/D Hookups

Exterior Features

BalconyOpen DeckSlabWorkshop

Property Details

Flooring

Wood

Construction

Frame

Pool Features

Deck

Parking

Off Street

Heating

CentralElectric (Heating)

Questions & Answers

This 2-bedroom, 2-bathroom single family at 809 7th St is listed at $385,000 ($140/sqft). The estimated monthly payment is $1,668 based on 20% down at 6.5% interest.

Key features include: Built in 1973, 0.11 acre lot. Interior Features: Blinds, Breakfast Bar, Ceiling Fans. Exterior Features: Balcony, Open Deck, Slab.

This property is listed by Fred Wynans and can be reached at 3522214830 or fredwynans.realtor@gmail.com.

FW

Fred Wynans

Agent at Hatcher Realty Services, Inc. Trenton

(352) 221-4830

Listed by Hatcher Realty Services, Inc. Trenton · View on Broker Site

MLS# 796423· Source: listhub· Updated 134 days ago

Copyright © 2026 Dixie-Gilchrist-Levy Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

809 7th St, Cedar Key, FL 32625

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