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About This Home

This 4-bedroom, 3-bathroom single family at 81 BALDWIN ST in Binghamton, NY is listed for $198,000 ($84 per sqft). Built in 1920, the home offers 2,350 sqft of living space on a N/A lot.

Agent Description

Prime 3-Family Investment + Buildable Lot | Southside Binghamton Turnkey cash-flow opportunity in the heart of Broome County! This fully detached 3-family property comes package deal with an adjacent buildable lot, offering immediate income + future development upside.

This well-maintained asset features approximately 2,300 SF of living space across three units, all currently rented on month-to-month leases, giving the new owner flexibility to increase rents or reposition the asset. Property Breakdown: Unit 1 (2nd Floor): 2 Bedrooms, 1 Bath - $1,250/month Unit 2 (1st Floor Rear): 1 Bedroom, 1 Bath - $775/month

Unit 3 (1st Floor Front): 1 Bedroom, 1 Bath - $700/month Total Current Income: $2,725/month ($32,700/year) Strong upside potential with rent increases and value-add improvements Key Features: Fully detached building New furnaces & new hot water tank Low maintenance expenses Spacious backyard Lot size: 51 x 78 All tenants month-to-m

onth (maximum flexibility) BONUS: INCLUDED DEVELOPMENT LOT Adjacent lot at 79 Baldwin St (52 x 84) included in the sale ️ Potential to build an additional 2-family property (verify with city) ️ Ideal for investors looking to increase density + maximize ROI Location Highlights: Prime Southside Binghamton location Close to shops, transport

ation, and schools Minutes to major highways ~10 minutes to Downtown Binghamton Investment Highlights: Immediate cash flow Value-add + rent growth potential Development opportunity included Low operating costs = higher returns

Key Features

  • Built in 1920
  • 3 stories

Property Details

3 stories
3 full
1920

Amenities

HardwoodBasement

Monthly Cost Estimate

$1,059/mo

20% down · 6.5% · 30 years

Principal$143
Interest$858
Insurance$58

Estimates only. Actual payments may vary.

Location

81 BALDWIN ST

Binghamton, NY 13903

Features & Amenities

Exterior Features

Balcony

Property Details

Flooring

CarpetHardwoodTile

Construction

Vinyl SidingWood Siding

Parking

CarportGarageGarage - Detached

Heating

Forced AirNatural Gas

Appliances

Refrigerator

Questions & Answers

This 4-bedroom, 3-bathroom single family at 81 BALDWIN ST is listed at $198,000 ($84/sqft). The estimated monthly payment is $858 based on 20% down at 6.5% interest.

Key features include: Built in 1920, 3 stories. Exterior Features: Balcony.

This property is listed by Raymond Rivera and can be reached at 7185540257 or onestophousing1@aol.com.

RR

Raymond Rivera

Agent at ONE STOP MULTISERVICE INC

(718) 554-0257

Listed by ONE STOP MULTISERVICE INC · View on Broker Site

MLS# 11683470· Source: listhub· Updated 62 days ago

Copyright © 2026 My State MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

81 BALDWIN ST, Binghamton, NY 13903

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