# 81 Eagles Bluff Road, Monticello, KY 42633

> **TL;DR:** 2bd/2ba single family, $269,900 ($234/sqft), built 2019, 1,152 sqft.
> Fireplace, A/C. Est. $1,444/mo. Listed 41 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $269,900 |
| Price/sqft | $234 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 1,152 |
| Year Built | 2019 |
| Lot Size | 24,394 sqft (0.56 acres) |
| Stories | 2 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 41 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,365 |
| Estimated Insurance | $79 |
| **Total** | **$1,444** |

## Nearby Schools

- **Elementary:** Bell
- **Middle:** Wayne Co
- **High:** Wayne Co

## Key Amenities

- Fireplace
- A/C

## Property Highlights

- Built in 2019
- 0.56 acre lot
- 2 stories
- Fireplace

## Description

### Agent Description
Welcome to Lake Cumberland! This immaculate, move-in ready home is located only 3.4 miles to the nearest public boat ramp (Tom Carroll Landing) and comes mostly furnished! Built in 2019, this property offers peace of mind, convenience and ample space for those lake toys! The open floor plan offers 2 bedrooms, 2 full bathrooms, a modern, eat-in kitchen with island and a generous sized loft perfect for guests! When you step outside you are met by nature and beauty all around. Imagine those peaceful mornings sipping coffee on the deck! The 2-bay garage provides storage for your boat and other lake toys, along with a concrete covered patio perfect for grilling or lounging when you're not on the lake. Most notably, there is community access to Lake Cumberland at the end of Old Sawmill Rd! Whether you're looking for a primary residence or vacation getaway, this property is ready to bring your vision to life. The home has successful short-term rental income through Airbnb, making it a fantastic investment to add to your portfolio. Amenities are close by in Monticello and their thriving downtown. Don't miss out on this opportunity to own your own Lake Cumberland escape!

## Location

- **Address:** 81 Eagles Bluff Road, Monticello, KY 42633
- **County:** Wayne
- **Neighborhood:** Rural
- **Coordinates:** 36.82233, -85.007632
- **Google Maps:** https://www.google.com/maps?q=36.82233,-85.007632

## Listing Agent

- **Name:** Morgan Harris
- **Brokerage:** Lake Cumberland Real Estate Professionals
- **Phone:** 4235574748
- **Broker Phone:** (606) 677-0059
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/81-Eagles-Bluff-Rd_Monticello_KY_42633_M94035-31143?f=listhub&s=LBARKY&m=26021252&c=propsimple)

## Photos

![81 Eagles Bluff Road - Photo 1](http://lh.rdcpix.com/4e05d73f1f3b6ec1cef1d787e3a99be7l-f2926468094r.jpg)

![81 Eagles Bluff Road - Photo 2](http://lh.rdcpix.com/4e05d73f1f3b6ec1cef1d787e3a99be7l-f1578719894r.jpg)

![81 Eagles Bluff Road - Photo 3](http://lh.rdcpix.com/4e05d73f1f3b6ec1cef1d787e3a99be7l-f1240782366r.jpg)

![81 Eagles Bluff Road - Photo 4](http://lh.rdcpix.com/4e05d73f1f3b6ec1cef1d787e3a99be7l-f654440146r.jpg)

![81 Eagles Bluff Road - Photo 5](http://lh.rdcpix.com/4e05d73f1f3b6ec1cef1d787e3a99be7l-f8837813r.jpg)

![81 Eagles Bluff Road - Photo 6](http://lh.rdcpix.com/4e05d73f1f3b6ec1cef1d787e3a99be7l-f2758183610r.jpg)

![81 Eagles Bluff Road - Photo 7](http://lh.rdcpix.com/4e05d73f1f3b6ec1cef1d787e3a99be7l-f3132926838r.jpg)

![81 Eagles Bluff Road - Photo 8](http://lh.rdcpix.com/4e05d73f1f3b6ec1cef1d787e3a99be7l-f1645314693r.jpg)

![81 Eagles Bluff Road - Photo 9](http://lh.rdcpix.com/4e05d73f1f3b6ec1cef1d787e3a99be7l-f3805601972r.jpg)

![81 Eagles Bluff Road - Photo 10](http://lh.rdcpix.com/4e05d73f1f3b6ec1cef1d787e3a99be7l-f3131734875r.jpg)

![81 Eagles Bluff Road - Photo 11](http://lh.rdcpix.com/4e05d73f1f3b6ec1cef1d787e3a99be7l-f1516355147r.jpg)

![81 Eagles Bluff Road - Photo 12](http://lh.rdcpix.com/4e05d73f1f3b6ec1cef1d787e3a99be7l-f2132600788r.jpg)

![81 Eagles Bluff Road - Photo 13](http://lh.rdcpix.com/4e05d73f1f3b6ec1cef1d787e3a99be7l-f1011233820r.jpg)

![81 Eagles Bluff Road - Photo 14](http://lh.rdcpix.com/4e05d73f1f3b6ec1cef1d787e3a99be7l-f1185034727r.jpg)

![81 Eagles Bluff Road - Photo 15](http://lh.rdcpix.com/4e05d73f1f3b6ec1cef1d787e3a99be7l-f1593939389r.jpg)

![81 Eagles Bluff Road - Photo 16](http://lh.rdcpix.com/4e05d73f1f3b6ec1cef1d787e3a99be7l-f3059218021r.jpg)

![81 Eagles Bluff Road - Photo 17](http://lh.rdcpix.com/4e05d73f1f3b6ec1cef1d787e3a99be7l-f1447793990r.jpg)

![81 Eagles Bluff Road - Photo 18](http://lh.rdcpix.com/4e05d73f1f3b6ec1cef1d787e3a99be7l-f1919767943r.jpg)

![81 Eagles Bluff Road - Photo 19](http://lh.rdcpix.com/4e05d73f1f3b6ec1cef1d787e3a99be7l-f4013779723r.jpg)

![81 Eagles Bluff Road - Photo 20](http://lh.rdcpix.com/4e05d73f1f3b6ec1cef1d787e3a99be7l-f269090201r.jpg)

![81 Eagles Bluff Road - Photo 21](http://lh.rdcpix.com/4e05d73f1f3b6ec1cef1d787e3a99be7l-f3306371341r.jpg)

![81 Eagles Bluff Road - Photo 22](http://lh.rdcpix.com/4e05d73f1f3b6ec1cef1d787e3a99be7l-f152897214r.jpg)

![81 Eagles Bluff Road - Photo 23](http://lh.rdcpix.com/4e05d73f1f3b6ec1cef1d787e3a99be7l-f1927388601r.jpg)

![81 Eagles Bluff Road - Photo 24](http://lh.rdcpix.com/4e05d73f1f3b6ec1cef1d787e3a99be7l-f13162939r.jpg)

![81 Eagles Bluff Road - Photo 25](http://lh.rdcpix.com/4e05d73f1f3b6ec1cef1d787e3a99be7l-f37600766r.jpg)

![81 Eagles Bluff Road - Photo 26](http://lh.rdcpix.com/4e05d73f1f3b6ec1cef1d787e3a99be7l-f2016478945r.jpg)

![81 Eagles Bluff Road - Photo 27](http://lh.rdcpix.com/4e05d73f1f3b6ec1cef1d787e3a99be7l-f705376911r.jpg)

![81 Eagles Bluff Road - Photo 28](http://lh.rdcpix.com/4e05d73f1f3b6ec1cef1d787e3a99be7l-f2962300114r.jpg)

![81 Eagles Bluff Road - Photo 29](http://lh.rdcpix.com/4e05d73f1f3b6ec1cef1d787e3a99be7l-f3360913298r.jpg)

![81 Eagles Bluff Road - Photo 30](http://lh.rdcpix.com/4e05d73f1f3b6ec1cef1d787e3a99be7l-f89717973r.jpg)

![81 Eagles Bluff Road - Photo 31](http://lh.rdcpix.com/4e05d73f1f3b6ec1cef1d787e3a99be7l-f3302236521r.jpg)

![81 Eagles Bluff Road - Photo 32](http://lh.rdcpix.com/4e05d73f1f3b6ec1cef1d787e3a99be7l-f1405056276r.jpg)

![81 Eagles Bluff Road - Photo 33](http://lh.rdcpix.com/4e05d73f1f3b6ec1cef1d787e3a99be7l-f3096684397r.jpg)

![81 Eagles Bluff Road - Photo 34](http://lh.rdcpix.com/4e05d73f1f3b6ec1cef1d787e3a99be7l-f2105592251r.jpg)

![81 Eagles Bluff Road - Photo 35](http://lh.rdcpix.com/4e05d73f1f3b6ec1cef1d787e3a99be7l-f3118695691r.jpg)

![81 Eagles Bluff Road - Photo 36](http://lh.rdcpix.com/4e05d73f1f3b6ec1cef1d787e3a99be7l-f3865192678r.jpg)

![81 Eagles Bluff Road - Photo 37](http://lh.rdcpix.com/4e05d73f1f3b6ec1cef1d787e3a99be7l-f2599312531r.jpg)

![81 Eagles Bluff Road - Photo 38](http://lh.rdcpix.com/4e05d73f1f3b6ec1cef1d787e3a99be7l-f1940150609r.jpg)

![81 Eagles Bluff Road - Photo 39](http://lh.rdcpix.com/4e05d73f1f3b6ec1cef1d787e3a99be7l-f782788280r.jpg)

![81 Eagles Bluff Road - Photo 40](http://lh.rdcpix.com/4e05d73f1f3b6ec1cef1d787e3a99be7l-f2566696637r.jpg)

![81 Eagles Bluff Road - Photo 41](http://lh.rdcpix.com/4e05d73f1f3b6ec1cef1d787e3a99be7l-f1219302049r.jpg)

![81 Eagles Bluff Road - Photo 42](http://lh.rdcpix.com/4e05d73f1f3b6ec1cef1d787e3a99be7l-f3574336454r.jpg)

![81 Eagles Bluff Road - Photo 43](http://lh.rdcpix.com/4e05d73f1f3b6ec1cef1d787e3a99be7l-f203080633r.jpg)

![81 Eagles Bluff Road - Photo 44](http://lh.rdcpix.com/4e05d73f1f3b6ec1cef1d787e3a99be7l-f1766649580r.jpg)

---

**MLS#:** 26021252 | **Updated:** 2026-08-19
**Source:** listhub

*Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/81-eagles-bluff-road-monticello-ky-42633-26021252)

---

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