# 81 FAIRWAY Circle, Umatilla, FL 32784 > **TL;DR:** 2bd/2ba single family, $369,000 ($240/sqft), built 2006, 1,538 sqft. > Fireplace, View, A/C. Est. $1,974/mo. Listed 27 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $369,000 | | Price/sqft | $240 | | Bedrooms | 2 | | Bathrooms | 2 full | | Square Feet | 1,538 | | Year Built | 2006 | | Lot Size | 13,504 sqft (0.31 acres) | | Stories | 1 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 27 | ## Why This Home Stands Out - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,866 | | Estimated Insurance | $108 | | **Total** | **$1,974** | ## Key Amenities - Fireplace - View - A/C ## Property Highlights - Built in 2006 - 0.31 acre lot - Fireplace ## Description ### Agent Description Welcome to 81 Fairway Circle, where peaceful waterfront living, extensive updates, and an active 55+ community lifestyle come together in a warm and inviting Florida setting. Step inside to a bright, comfortable interior featuring luxury vinyl plank flooring throughout the living room, dining area, and hall, newer carpet in the bedrooms and office/den, natural red-stone flooring in the kitchen, and waterproof vinyl plank flooring in two baths and the walk-in closet. Fresh interior paint adds to the home's clean, move-in-ready feel. The kitchen is well equipped with updated appliances, including a Frigidaire electric range with Air Fry, LG stainless-steel refrigerator, Whirlpool dishwasher, and Whirlpool microwave, making it equally suited for everyday meals or entertaining family and friends. One of the home's most captivating features is its seamless connection to the water. Open the living room sliders and transform the space into a wonderful indoor-outdoor living area with a full view of the water. Imagine peaceful early mornings with a cup of coffee and the lake as your backdrop, or crisp fall afternoons with the sliders open, the Florida breeze flowing through, and friends gathered together. The fireplace conveys with the home, adding warmth and character to this already inviting space. Outdoor living continues with a rebuilt deck featuring newer boards, posts, and railings, along with a brick-paver patio beside the deck-perfect for relaxing, dining outdoors, or simply taking in the view. Landscaping was thoughtfully opened to showcase the water, while the irrigation system draws water directly from the lake, providing an added convenience for maintaining the yard. Significant improvements offer additional peace of mind, including a new HVAC system (2025), new hot water heater (2025), architectural shingle roof (2024) with premium Titan XT shingles, seamless gutter installation, exterior repairs, and sprinkler-system updates. Beyond the home, residents enjoy the benefits of a welcoming 55+ community featuring a community swimming pool, clubhouse, and sidewalk-lined walking trails-perfect for staying active, meeting neighbors, or enjoying a leisurely morning or evening stroll. Whether you're watching the sunrise over the water, opening the sliders to enjoy the Florida breeze, gathering around the fireplace, relaxing on the deck, or taking advantage of the community amenities, 81 Fairway Circle offers a lifestyle designed to be enjoyed. Come discover a wonderful combination of waterfront views, comfortable living, thoughtful updates, and the easygoing Florida lifestyle you've been looking for. ## Location - **Address:** 81 FAIRWAY Circle, Umatilla, FL 32784 - **County:** Lake - **Neighborhood:** TWIN LAKES ESTATES - **Coordinates:** 28.957137, -81.65503 - **Google Maps:** https://www.google.com/maps?q=28.957137,-81.65503 ## Virtual Tour & Media - **Video Tour:** https://www.zillow.com/view-imx/50fd1794-f482-4ea9-98e0-fbcfe5e3441b?wl=true&setAttribution=mls&initialViewType=pano ## Listing Agent - **Name:** Lori Reisman, P.A - **Brokerage:** Coldwell Banker Camelot Realty - **Phone:** 3524088552 - **Broker Phone:** (352) 636-6579 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/81-Fairway-Cir_Umatilla_FL_32784_M58642-28640?f=listhub&s=MFRMLSFL&m=G5115306&c=propsimple) ## Photos ![81 FAIRWAY Circle - Photo 1](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f3679622734r.jpg) ![81 FAIRWAY Circle - Photo 2](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f1368543329r.jpg) ![81 FAIRWAY Circle - Photo 3](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f2031156432r.jpg) ![81 FAIRWAY Circle - Photo 4](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f3450545673r.jpg) ![81 FAIRWAY Circle - Photo 5](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f966474823r.jpg) ![81 FAIRWAY Circle - Photo 6](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f3429203556r.jpg) ![81 FAIRWAY Circle - Photo 7](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f1011914015r.jpg) ![81 FAIRWAY Circle - Photo 8](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f4091076150r.jpg) ![81 FAIRWAY Circle - Photo 9](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f1439789937r.jpg) ![81 FAIRWAY Circle - Photo 10](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f1182495170r.jpg) ![81 FAIRWAY Circle - Photo 11](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f330744484r.jpg) ![81 FAIRWAY Circle - Photo 12](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f3163956722r.jpg) ![81 FAIRWAY Circle - Photo 13](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f3227369403r.jpg) ![81 FAIRWAY Circle - Photo 14](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f9589130r.jpg) ![81 FAIRWAY Circle - Photo 15](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f3128958744r.jpg) ![81 FAIRWAY Circle - Photo 16](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f2368261796r.jpg) ![81 FAIRWAY Circle - Photo 17](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f3466163169r.jpg) ![81 FAIRWAY Circle - Photo 18](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f870908229r.jpg) ![81 FAIRWAY Circle - Photo 19](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f1777845756r.jpg) ![81 FAIRWAY Circle - Photo 20](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f2265075822r.jpg) ![81 FAIRWAY Circle - Photo 21](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f1370573442r.jpg) ![81 FAIRWAY Circle - Photo 22](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f294721872r.jpg) ![81 FAIRWAY Circle - Photo 23](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f767571252r.jpg) ![81 FAIRWAY Circle - Photo 24](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f372986283r.jpg) ![81 FAIRWAY Circle - Photo 25](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f919268076r.jpg) ![81 FAIRWAY Circle - Photo 26](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f3245272308r.jpg) ![81 FAIRWAY Circle - Photo 27](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f1319208810r.jpg) ![81 FAIRWAY Circle - Photo 28](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f2260891868r.jpg) ![81 FAIRWAY Circle - Photo 29](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f2536974155r.jpg) ![81 FAIRWAY Circle - Photo 30](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f822672185r.jpg) ![81 FAIRWAY Circle - Photo 31](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f2280525452r.jpg) ![81 FAIRWAY Circle - Photo 32](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f1209669463r.jpg) ![81 FAIRWAY Circle - Photo 33](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f2816411729r.jpg) ![81 FAIRWAY Circle - Photo 34](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f1667079972r.jpg) ![81 FAIRWAY Circle - Photo 35](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f4240713627r.jpg) ![81 FAIRWAY Circle - Photo 36](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f3519064834r.jpg) ![81 FAIRWAY Circle - Photo 37](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f2831088284r.jpg) ![81 FAIRWAY Circle - Photo 38](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f2628522376r.jpg) ![81 FAIRWAY Circle - Photo 39](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f2182799411r.jpg) ![81 FAIRWAY Circle - Photo 40](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f840456349r.jpg) ![81 FAIRWAY Circle - Photo 41](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f3267952734r.jpg) ![81 FAIRWAY Circle - Photo 42](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f1654774908r.jpg) ![81 FAIRWAY Circle - Photo 43](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f1422971304r.jpg) ![81 FAIRWAY Circle - Photo 44](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f2032629210r.jpg) ![81 FAIRWAY Circle - Photo 45](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f4264728961r.jpg) ![81 FAIRWAY Circle - Photo 46](http://lh.rdcpix.com/68c905d4d7a9ba945d8712bbe1db875al-f3269623889r.jpg) --- **MLS#:** G5115306 | **Updated:** 2026-09-20 **Source:** listhub *Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/81-fairway-circle-umatilla-fl-32784-g5115306) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/81-fairway-circle-umatilla-fl-32784-g5115306#listing", "url": "https://www.propertysimple.ai/listing/81-fairway-circle-umatilla-fl-32784-g5115306", "name": "81 FAIRWAY Circle, Umatilla, FL 32784", "description": "Welcome to 81 Fairway Circle, where peaceful waterfront living, extensive updates, and an active 55+ community lifestyle come together in a warm and inviting Florida setting. Step inside to a bright, comfortable interior featuring luxury vinyl plank flooring throughout the living room, dining area, and hall, newer carpet in the bedrooms and office/den, natural red-stone flooring in the kitchen, and waterproof vinyl plank flooring in two baths and the walk-in closet. Fresh interior paint adds to the home's clean, move-in-ready feel. The kitchen is well equipped with updated appliances, including a Frigidaire electric range with Air Fry, LG stainless-steel refrigerator, Whirlpool dishwasher, and Whirlpool microwave, making it equally suited for everyday meals or entertaining family and friends. One of the home's most captivating features is its seamless connection to the water. Open the living room sliders and transform the space into a wonderful indoor-outdoor living area with a full view of the water. Imagine peaceful early mornings with a cup of coffee and the lake as your backdrop, or crisp fall afternoons with the sliders open, the Florida breeze flowing through, and friends gathered together. The fireplace conveys with the home, adding warmth and character to this already inviting space. Outdoor living continues with a rebuilt deck featuring newer boards, posts, and railings, along with a brick-paver patio beside the deck-perfect for relaxing, dining outdoors, or simply taking in the view. Landscaping was thoughtfully opened to showcase the water, while the irrigation system draws water directly from the lake, providing an added convenience for maintaining the yard. Significant improvements offer additional peace of mind, including a new HVAC system (2025), new hot water heater (2025), architectural shingle roof (2024) with premium Titan XT shingles, seamless gutter installation, exterior repairs, and sprinkler-system updates. 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