About This Home

This 4-bedroom, 3-bathroom single family at 81250 Overseas Highway #5 in Upper Matecumbe Key Islamorada, FL is listed for $2,290,000 ($929 per sqft). Built in 1985, the home offers 2,464 sqft of living space on a 1666.00 acres lot.

Key Features

  • Built in 1985
  • 1666.00 acre lot
  • Private pool
  • Waterfront

Property Details

3 full
#5
1985

Amenities

PoolWaterfrontA/C
Listing Description

Only sophistication and class represented in Islamorada's most exclusive development, Tarpon Flats. This rare offering has underwent a full high-end renovation to satisfy the most distinguished buyer. The elegant paver driveway leads up to pristine grounds showing off it's manicured landscaping.

One of only 12 luxury bayfront homes on a sprawling four-acre parcel. The property exudes a unique charm blending Old Florida allure with the timeless essence of Nantucket. Covered parking and a versatile multi-purpose room on the ground floor with a foyer entry.

On the second floor you will find an open living space with the kitchen & dining room overlooking the bay, 2 bedrooms/2 bathrooms, and serene positioning for nightly sunsets. The third floor is dedicated to the master suite and maid's quarters with more amazing views from the private balcony.

If amenities are what you're after, Tarpon Flats delivers on all fronts: a beautiful tennis court with covered seating for spectators, a rare greenhouse to nurture your beloved plants, a waterfront pool & gazebo leading down to the beachfront, and plenty of dockage for your skiff. Come see the exclusivity of Tarpon Flats for yourself.

Monthly Cost Estimate

$20,297/mo

20% down · 6.5% · 30 years

Principal$1,656
Interest$9,923
Insurance$668
HOA$8,050

Estimates only. Actual payments may vary.

Location

81250 Overseas Highway #5

Upper Matecumbe Key Islamorada, FL 33036

Bay Colony Villas (81.5)

Features & Amenities

Interior Features

Built-in CabinetsWalk-in Closet(s)Quartz Countertops

Exterior Features

GazeboSandy BeachTennis Court(s)

Property Details

Flooring

LaminateTile

Construction

CBS

Pool Features

Pool

Outdoor Features

Porch

Cooling

Central Air

Appliances

WasherDryerDishwasherRefrigeratorRangeOvenMicrowaveDisposalGas AppliancesStainless Steel Appliance(s)

Questions & Answers

This 4-bedroom, 3-bathroom single family at 81250 Overseas Highway is listed at $2,290,000 ($929/sqft). The estimated monthly payment is $20,297 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $8050/month.

Key features include: Built in 1985, 1666.00 acre lot, Private pool, Waterfront. Interior Features: Built-in Cabinets, Walk-in Closet(s), Quartz Countertops. Exterior Features: Gazebo, Sandy Beach, Tennis Court(s).

This property is listed by AJ Vetter.

AV

AJ Vetter

License 3296730

Agent at Palm House Real Estate

Listed by Palm House Real Estate · Broker phone: (305) 304-8841 · View on Broker Site · Broker website

MLS# 621329· Source: Florida Keys Board of REALTORS®· 46 days on PropertySimple

Copyright © 2026 Florida Keys Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

81250 Overseas Highway #5, Upper Matecumbe Key Islamorada, FL 33036

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