About This Home

This 1-bedroom, 1-bathroom single family at 81801 Overseas Highway #637 in Upper Matecumbe Key Islamorada, FL is listed for $715,000 ($1,300 per sqft). Built in 1988, the home offers 550 sqft of living space on a N/A lot.

Key Features

  • Built in 1988
  • Private pool
  • Waterfront

Property Details

1 full
#637
1988

Amenities

PoolWaterfrontViewA/C
Listing Description

Welcome to your island King suite overlooking the beautiful lagoon at the historic Cheeca Lodge & Spa. Income producing property allowing 28 fabulous owner days! Cheeca handles all vacation rentals making your investment hassle free. The resort offers a spa, Camp Cheeca for the kids, beachfront pool, 9-hole par 3 golf course, lush gardens, bike path, tennis courts, fitness center, 5 star dining, tiki bar, beach, dock, water sports, and fishing.

Sleeper sofa in living area for additional sleeping. Monthly condo insurance is $854 in addition to the monthly association fee.

Monthly Cost Estimate

$5,391/mo

20% down · 6.5% · 30 years

Principal$517
Interest$3,098
Insurance$209
HOA$1,567

Estimates only. Actual payments may vary.

Location

81801 Overseas Highway #637

Upper Matecumbe Key Islamorada, FL 33036

Strattons (82.5)

Features & Amenities

Interior Features

Built-in CabinetsGranite Counter Top

Exterior Features

BarChickee HutFencingHot TubLightingLanaiSandy BeachSprinkler System

Property Details

Flooring

CarpetTile

Construction

CBS Concrete

Views

Water

Pool Features

Pool

Parking

Open

Heating

Ductless (Heating)

Cooling

Ductless

Appliances

DishwasherRefrigeratorMicrowaveStainless Steel Appliance(s)

Questions & Answers

This 1-bedroom, 1-bathroom single family at 81801 Overseas Highway is listed at $715,000 ($1,300/sqft). The estimated monthly payment is $5,391 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1567/month.

Key features include: Built in 1988, Private pool, Waterfront. Interior Features: Built-in Cabinets, Granite Counter Top. Exterior Features: Bar, Chickee Hut, Fencing.

This property is listed by Kim Bagnell Thaler.

KT

Kim Bagnell Thaler

License 679315

Agent at Ocean Sotheby's International Realty

Listed by Ocean Sotheby's International Realty · Broker phone: 3057128888 · View on Broker Site · Broker website

MLS# 619786· Source: Florida Keys Board of REALTORS®· 178 days on PropertySimple

Copyright © 2026 Florida Keys Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

81801 Overseas Highway #637, Upper Matecumbe Key Islamorada, FL 33036

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