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About This Home

This 1-bedroom, 1-bathroom single family at 82 2ND STREET in Cedar Key, FL is listed for $138,900 ($289 per sqft). Built in 1982, the home offers 480 sqft of living space on a 0.01 acres lot.

Agent Description

**HOA Includes Insurance!** Welcome to your slice of paradise in Cedar Key! This beautifully renovated waterfront condo offers the perfect blend of personal getaway and income-producing opportunity—enjoy up to 120 days per year for yourself and rent it out the rest of the time.

Step inside to coastal charm, where French doors lead to your private balcony with breathtaking water views. This turnkey unit comes fully furnished, making it truly move-in or rent-ready. Unwind in comfortable, stylish spaces or prepare meals in the full kitchen featuring a refrigerator, stove, oven, and microwave. Ceramic tile flooring and fresh interior paint create a clean, modern coastal feel throughout.

Convenience is key, with elevator access just steps away for easy day-to-day living.

Cedar Key is a dream destination for nature lovers and outdoor enthusiasts. From bird watching and fishing to boating and kayaking, adventure awaits at every turn. The public beach, marina, and boat ramp are all nearby, along with scenic nature trails, state parks, and wildlife refuges.

Immerse yourself in the island’s vibrant arts scene, with local galleries, studios, and events showcasing the creativity and charm of this unique coastal community.

**Highlights:**

MESMERIZING WATER VIEWS, BRAND NEW FRONT DOOR, FULLY FURNISHED, ELEVATOR ACCESS, PROXIMITY TO PUBLIC BEACH, EASY ACCESS TO MARINA AND BOAT RAMP, NATURE LOVER’S PARADISE, VIBRANT ARTS AND CULTURE SCENE

**Investment Opportunity:** This property is a condominium hotel (“condotel”) with owner-use limitations (currently up to 120 days per year) and rental-focused guidelines. Financing and insurance options may differ from traditional condos. Buyers are encouraged to review all association rules and details. See Condotel Disclosure Addendum for more information.

This waterfront condo offers comfort, convenience, and coastal living at its best—don’t miss your chance to own a piece of Cedar Key while generating income at the same time!

Key Features

  • Built in 1982
  • 0.01 acre lot

Property Details

1 full
#D5
1982

Monthly Cost Estimate

$743/mo

20% down · 6.5% · 30 years

Principal$100
Interest$602
Insurance$41

Estimates only. Actual payments may vary.

Location

82 2ND STREET

Cedar Key, FL 32625

CEDAR COVE EFFICIENCY CONDO 02

Features & Amenities

Interior Features

Accessibility FeaturesElevatorKitchen/Family Room ComboThermostatWindow Treatments

Exterior Features

PavedLightingSidewalk

Property Details

Flooring

TileTile - Ceramic

Construction

FrameWood Siding

Heating

Central

Cooling

Central Air

Appliances

DishwasherFreezerMicrowaveRangeRefrigeratorWasher

Questions & Answers

This 1-bedroom, 1-bathroom single family at 82 2ND STREET is listed at $138,900 ($289/sqft). The estimated monthly payment is $602 based on 20% down at 6.5% interest.

Key features include: Built in 1982, 0.01 acre lot. Interior Features: Accessibility Features, Elevator, Kitchen/Family Room Combo. Exterior Features: Paved, Lighting, Sidewalk.

This property is listed by Stacy Gervais and can be reached at 8138423077 or Stacythehomegirl@gmail.com.

SG

Stacy Gervais

Agent at EPIQUE REALTY, INC.

(813) 842-3077

Listed by EPIQUE REALTY, INC. · View on Broker Site

MLS# TB8501463· Source: listhub· Updated 39 days ago

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

82 2ND STREET, Cedar Key, FL 32625

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