About This Home

This 4-bedroom, 5-bathroom single family at 820 BAY RIDGE Avenue in Annapolis, MD is listed for $1,875,000 ($513 per sqft). Built in 2011, the home offers 3,658 sqft of living space on a 0.07 acres lot.

Key Features

  • Built in 2011
  • 0.07 acre lot
  • 4 stories
  • 2 parking spaces
  • Fireplace

Property Details

4 stories
4 full, 1 half
2 spaces
2011

Amenities

FireplaceA/C
Listing Description

An exceptional blend of timeless craftsmanship, thoughtful customization, and coastal elegance, 820 Bay Ridge Avenue offers over 4,000 square feet of beautifully finished luxury living across four levels in Eastport's coveted Sailor's Quay enclave. Unlike many homes in the community, this residence was thoughtfully customized with numerous builder

upgrades and enhancements, creating a level of comfort, functionality, and long-term value that is immediately apparent. A charming white picket fence, manicured landscaping, and gracious brick front porch welcome you inside, where rich hardwood floors, soaring 9-foot ceilings, tray ceilings, detailed millwork, and plantation shutters throughout create an atmosphere of understated sophistication.

The gourmet kitchen is both beautiful and functional, featuring honed granite countertops, premium appliances, abundant cabinetry, and a substantial center island that opens seamlessly to the inviting family room anchored by an upgraded gas fireplace.

A formal dining room illuminated by a stunning chandelier provides an elegant setting for entertaining, while the adjoining sitting room or study offers the perfect space for reading, working from home, quiet conversation, or enjoying an evening bourbon.

Outdoor living is equally impressive with a welcoming flower garden-facing front porch, a private English courtyard patio, and a second-floor terrace, both enhanced with ceiling fans for exceptional comfort, creating inviting spaces for morning coffee, outdoor dining, or relaxing at the end of the day.

A dedicated natural gas line provides the convenience of connecting an outdoor grill or future fire pit. The professionally enhanced landscaping and more functional yard further elevate the outdoor experience. The luxurious primary suite serves as a private retreat with a custom walk-in closet, spa-inspired bath, and an expansive sitting room.

A spacious junior suite with its own private bath provides outstanding accommodations for family or guests, while two additional vaulted-ceiling bedrooms share a beautifully appointed full bath on the upper level. The finished third-floor loft adds exceptional versatility for a home office, fitness room, guest retreat, or media space.

The finished lower level offers a large family room and full bath, providing even more flexible living space. Designed with future accessibility in mind, the home also features a framed elevator shaft, allowing for a future elevator installation without altering the home's thoughtful design or flow.

Additional electrical enhancements throughout the home reflect the careful planning and attention to detail invested during construction. Perfectly positioned just moments from Downtown Annapolis and the United States Naval Academy, this exceptional location offers a truly walkable lifestyle with easy access to waterfront dining, boutique shopping, marinas, parks, art galleries, and the vibrant coastal culture that defines Eastport.

Whether strolling across the Spa Creek Drawbridge or taking the water taxi into downtown, every day feels connected to the waterfront lifestyle, while convenient access to Routes 50 and 97 provides an easy commute to Baltimore, Washington, D.C., and beyond.

Combining timeless architecture, custom upgrades, sophisticated finishes, future elevator capability, exceptional outdoor living, and one of Annapolis' most desirable locations, 820 Bay Ridge Avenue presents a rare opportunity to own one of Sailor's Quay's finest residences.

Monthly Cost Estimate

$10,178/mo

20% down · 6.5% · 30 years

Principal$1,356
Interest$8,125
Insurance$547
HOA$150

Estimates only. Actual payments may vary.

Location

820 BAY RIDGE Avenue

Annapolis, MD 21403

EASTPORT

Features & Amenities

Interior Features

Bathroom - Soaking TubBathroom - Tub ShowerBathroom - Walk-In ShowerBreakfast AreaCarpetCeiling Fan(s)Chair RailingsCrown MoldingsFamily Room Off KitchenFloor Plan - OpenFormal/Separate Dining RoomKitchen - CountryKitchen - Eat-InKitchen - GourmetKitchen - IslandPantryPrimary Bath(s)Recessed LightingUpgraded CountertopsWalk-in Closet(s)Window TreatmentsWood Floors

Property Details

Construction

Fiber Cement

Parking

On StreetParking LotGarage - AttachedOff Street

Heating

ZonedForced Air

Cooling

Ceiling Fan(s)Central AirZoned

Appliances

Built-In MicrowaveBuilt-In RangeCommercial RangeDishwasherDisposalDryerOven - Self CleaningOven/Range - GasRange HoodRefrigeratorSix Burner StoveStainless Steel AppliancesWasherWaterHeater

Questions & Answers

This 4-bedroom, 5-bathroom single family at 820 BAY RIDGE Avenue is listed at $1,875,000 ($513/sqft). The estimated monthly payment is $10,178 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $150/month.

Key features include: Built in 2011, 0.07 acre lot, 4 stories, 2 parking spaces, Fireplace. Interior Features: Bathroom - Soaking Tub, Bathroom - Tub Shower, Bathroom - Walk-In Shower.

This property is listed by Wendy T Oliver and can be reached at 4433365091.

WO

Wendy T Oliver

Agent at Coldwell Banker Realty

(443) 336-5091

Listed by Coldwell Banker Realty · View on Broker Site

MLS# MDAA2142896· Source: listhub· 35 days on market

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

820 BAY RIDGE Avenue, Annapolis, MD 21403

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