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About This Home

This 4-bedroom, 5-bathroom single family at 820 BAY RIDGE Avenue in Annapolis, MD is listed for $1,875,000 ($513 per sqft). Built in 2011, the home offers 3,658 sqft of living space on a 0.07 acres lot.

Agent Description

An elegant expression of space, style, and coastal living, 820 Bay Ridge Avenue offers four beautifully finished levels in the heart of Eastport's coveted Sailor's Quay enclave. This thoughtfully designed Modern Craftsman presents with quiet sophistication-from the white picket fence and manicured grounds to the gracious brick front porch-setting the tone for refined yet comfortable living.

Inside, rich hardwood floors, 9' ceilings, tray ceilings, finely detailed millwork, and plantation shutters throughout create a polished and cohesive backdrop for both everyday life and elevated entertaining. The gourmet kitchen is timeless and functional, appointed with honed granite countertops, premium appliances, and a substantial center island

, while the adjoining living room offers warmth and ease with a fireplace and inviting gathering space. For more formal occasions, a separate dining room provides an elegant setting, centered around a beautiful chandelier and enhanced by refined detailing, with an adjoining sitting room or study-perfect for quiet moments, conversation, or an evening bourbon.

Outdoor living is equally considered, with a charming flower garden-facing front porch, a private English courtyard patio, and a second-floor terrace ideal for unwinding at day's end. The primary suite offers a serene retreat, complete with a custom walk-in closet, a spa-inspired bath, and a full-sized sitting room that creates a true sense of space and privacy.

The second level is further enhanced by a spacious junior suite with a private bath, ideal for guests or extended stays, while the upper level features two additional bedrooms with vaulted ceilings and a well-appointed shared bath. The finished lower level provides a generous family room and full bath, offering flexibility for a variety of uses.

Designed with long-term livability in mind, the home includes a discreetly integrated elevator shaft spanning all four levels, offering the option for future installation without impacting the home's current aesthetic or flow. Perfectly positioned just moments from the charm and energy of downtown Annapolis and the iconic United States Naval Academ

y, this location delivers an exceptional lifestyle-walkable to waterfront dining, boutique shopping, art galleries, and the vibrant coastal culture that defines the area. Whether strolling across the Spa Creek drawbridge or arriving by water taxi, the connection to town is effortless. With convenient access to Rt. 50 and 97 for commuting to Baltimore, Washington, and beyond, this is a rare opportunity to own a home of true distinction in one of Annapolis' most desirable settings.

Key Features

  • Built in 2011
  • 0.07 acre lot
  • 4 stories
  • 2 parking spaces
  • Fireplace

Property Details

4 stories
4 full, 1 half
2 spaces
2011

Amenities

FireplaceA/C

Monthly Cost Estimate

$10,178/mo

20% down · 6.5% · 30 years

Principal$1,356
Interest$8,125
Insurance$547
HOA$150

Estimates only. Actual payments may vary.

Location

820 BAY RIDGE Avenue

Annapolis, MD 21403

EASTPORT

Features & Amenities

Interior Features

Bathroom - Soaking TubBathroom - Tub ShowerBathroom - Walk-In ShowerBreakfast AreaCarpetCeiling Fan(s)Chair RailingsCrown MoldingsFamily Room Off KitchenFloor Plan - OpenFormal/Separate Dining RoomKitchen - CountryKitchen - Eat-InKitchen - GourmetKitchen - IslandPantryPrimary Bath(s)Recessed LightingUpgraded CountertopsWalk-in Closet(s)Window TreatmentsWood Floors

Property Details

Construction

Fiber Cement

Parking

On StreetGarage - AttachedParking LotOff Street

Heating

ZonedForced Air

Cooling

ZonedCeiling Fan(s)Central Air

Appliances

Built-In MicrowaveBuilt-In RangeCommercial RangeDishwasherDisposalDryerOven - Self CleaningOven/Range - GasRange HoodRefrigeratorSix Burner StoveStainless Steel AppliancesWasherWaterHeater

Questions & Answers

This 4-bedroom, 5-bathroom single family at 820 BAY RIDGE Avenue is listed at $1,875,000 ($513/sqft). The estimated monthly payment is $8,275 based on 20% down at 6.5% interest.

HOA fees are $150/month.

Key features include: Built in 2011, 0.07 acre lot, 4 stories, 2 parking spaces, Fireplace. Interior Features: Bathroom - Soaking Tub, Bathroom - Tub Shower, Bathroom - Walk-In Shower.

This property is listed by Wendy T Oliver and can be reached at 4433365091 or wendy.oliver@cbmove.com.

WO

Wendy T Oliver

Agent at Coldwell Banker Realty

(443) 336-5091

Listed by Coldwell Banker Realty · View on Broker Site

MLS# MDAA2142896· Source: listhub· Updated 3 days ago

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

820 BAY RIDGE Avenue, Annapolis, MD 21403

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