# 820 BAY RIDGE Avenue, Annapolis, MD 21403

> **TL;DR:** 4bd/5ba single family, $1,875,000 ($513/sqft), built 2011, 3,658 sqft.
> Fireplace, A/C. Est. $8,275/mo. Listed 3 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,875,000 |
| Price/sqft | $513 |
| Bedrooms | 4 |
| Bathrooms | 4 full, 1 half |
| Square Feet | 3,658 |
| Year Built | 2011 |
| Lot Size | 2,958 sqft (0.07 acres) |
| Stories | 4 |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 3 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $8,125 |
| HOA | $150 |
| **Total** | **$8,275** |

## Nearby Schools

- **Elementary:** EASTPORT
- **Middle:** ANNAPOLIS
- **High:** ANNAPOLIS

## Key Amenities

- Fireplace
- A/C

## Property Highlights

- Built in 2011
- 0.07 acre lot
- 4 stories
- 2 parking spaces
- Fireplace

## Description

### Agent Description
An elegant expression of space, style, and coastal living, 820 Bay Ridge Avenue offers four beautifully finished levels in the heart of Eastport's coveted Sailor's Quay enclave. This thoughtfully designed Modern Craftsman presents with quiet sophistication-from the white picket fence and manicured grounds to the gracious brick front porch-setting the tone for refined yet comfortable living. Inside, rich hardwood floors, 9' ceilings, tray ceilings, finely detailed millwork, and plantation shutters throughout create a polished and cohesive backdrop for both everyday life and elevated entertaining. The gourmet kitchen is timeless and functional, appointed with honed granite countertops, premium appliances, and a substantial center island, while the adjoining living room offers warmth and ease with a fireplace and inviting gathering space. For more formal occasions, a separate dining room provides an elegant setting, centered around a beautiful chandelier and enhanced by refined detailing, with an adjoining sitting room or study-perfect for quiet moments, conversation, or an evening bourbon. Outdoor living is equally considered, with a charming flower garden-facing front porch, a private English courtyard patio, and a second-floor terrace ideal for unwinding at day's end. The primary suite offers a serene retreat, complete with a custom walk-in closet, a spa-inspired bath, and a full-sized sitting room that creates a true sense of space and privacy. The second level is further enhanced by a spacious junior suite with a private bath, ideal for guests or extended stays, while the upper level features two additional bedrooms with vaulted ceilings and a well-appointed shared bath. The finished lower level provides a generous family room and full bath, offering flexibility for a variety of uses. Designed with long-term livability in mind, the home includes a discreetly integrated elevator shaft spanning all four levels, offering the option for future installation without impacting the home's current aesthetic or flow. Perfectly positioned just moments from the charm and energy of downtown Annapolis and the iconic United States Naval Academy, this location delivers an exceptional lifestyle-walkable to waterfront dining, boutique shopping, art galleries, and the vibrant coastal culture that defines the area. Whether strolling across the Spa Creek drawbridge or arriving by water taxi, the connection to town is effortless. With convenient access to Rt. 50 and 97 for commuting to Baltimore, Washington, and beyond, this is a rare opportunity to own a home of true distinction in one of Annapolis' most desirable settings.

## Location

- **Address:** 820 BAY RIDGE Avenue, Annapolis, MD 21403
- **County:** ANNE ARUNDEL
- **Neighborhood:** EASTPORT
- **Coordinates:** 38.9682, -76.48766
- **Google Maps:** https://www.google.com/maps?q=38.9682,-76.48766

## Virtual Tour & Media

- **Video Tour:** https://media.recreativevisual.com/820-Bay-Ridge-Ave/idx

## Listing Agent

- **Name:** Wendy T Oliver
- **Brokerage:** Coldwell Banker Realty
- **Phone:** 4433365091
- **Email:** wendy.oliver@cbmove.com

## Primary Photo

![820 BAY RIDGE Avenue - Primary Photo](http://lh.rdcpix.com/c8b5ce5a96544dff2a15b424d46f0dfbl-f3442795022r.jpg)

*52 total photos available on [listing page](https://www.propertysimple.com/listing/820-bay-ridge-avenue-annapolis-md-21403-a2142896)*

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**MLS#:** MDAA2142896 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/820-bay-ridge-avenue-annapolis-md-21403-a2142896)

---

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