# 8202 Bay Terrace, Harvey Cedars, NJ 08008 > **TL;DR:** land, $5,000,000. > Waterfront, View. Est. $26,741/mo. Listed 142 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $5,000,000 | | Lot Size | 10,890 sqft (0.25 acres) | | Property Type | Land (Other) | | Status | Active | | Days on Market | 142 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $25,283 | | Estimated Insurance | $1,458 | | **Total** | **$26,741** | ## Key Amenities - Waterfront - View ## Property Highlights - 0.25 acre lot - Waterfront ## Description ### Agent Description LOCATION! LOCATION! LOCATION! Exceptional bayfront opportunity in the heart of Harvey Cedars. Situated on one of Harvey Cedars' most desirable bayfront cul-de-sac streets, this oversized waterfront property encompasses more than 15,000 square feet and boasts approximately 150 feet of bay frontage. The property also benefits from a riparian grant into Barnegat Bay. Property received Minor Subdivision Approval from the Harvey Cedars Land Use Review Board in 2025 to create two conforming bayfront building lots. Approval was granted without variances. This unique property presents exceptional possibilities for investors, builders, or those seeking to create a one-of-a-kind waterfront estate. The property is improved with a home originally constructed in 1939, presenting an opportunity for renovation, expansion, or redevelopment. Buyers may choose to restore and reimagine the existing residence or take advantage of the property's incredible size, waterfront exposure, and location to create a custom bayfront retreat. Waterfront amenities include a vinyl bulkhead, sandy beach area, and direct access to Barnegat Bay, making it ideal for boating, fishing, crabbing, kayaking, paddleboarding, and countless other waterfront activities. Enjoy breathtaking sunset views over the bay and experience some of the most spectacular scenery Long Beach Island has to offer. The location is second to none. Just a short stroll to Harvey Cedars' lifeguarded 80th Street beach, this property is also within walking distance of some of Long Beach Island's most popular restaurants, markets, ice cream polars, coffee shops, and local attractions. Spend your mornings at the beach, afternoons on the bay, and evenings enjoying the renowned dining and coastal lifestyle that make Harvey Cedars one of Long Beach Island's most sought-after destinations. Opportunities like this are increasingly rare. Whether your vision is to renovate the existing home, build a spectacular bayfront estate, or explore the approved subdivision potential, this is a unique chance to own a premier piece of waterfront real estate in one of Long Beach Island's most desirable locations. ## Location - **Address:** 8202 Bay Terrace, Harvey Cedars, NJ 08008 - **County:** Ocean - **Coordinates:** 39.709945, -74.136922 - **Google Maps:** https://www.google.com/maps?q=39.709945,-74.136922 ## Listing Agent - **Name:** Dayna Restaino - **Brokerage:** Restaino Realty - **Broker Phone:** (609) 891-2892 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/8202-Bay-Ter_Harvey-Cedars_NJ_08008_M63190-05846?f=listhub&s=MOMLSNJ&m=22617842&c=propsimple) ## Photos ![8202 Bay Terrace - Photo 1](http://lh.rdcpix.com/814e07ff511d0ec054ef75cde3463fc7l-f562163031r.jpg) ![8202 Bay Terrace - Photo 2](http://lh.rdcpix.com/814e07ff511d0ec054ef75cde3463fc7l-f2825491773r.jpg) ![8202 Bay Terrace - Photo 3](http://lh.rdcpix.com/814e07ff511d0ec054ef75cde3463fc7l-f692377416r.jpg) ![8202 Bay Terrace - Photo 4](http://lh.rdcpix.com/814e07ff511d0ec054ef75cde3463fc7l-f3390393154r.jpg) ![8202 Bay Terrace - Photo 5](http://lh.rdcpix.com/814e07ff511d0ec054ef75cde3463fc7l-f494349726r.jpg) ![8202 Bay Terrace - Photo 6](http://lh.rdcpix.com/814e07ff511d0ec054ef75cde3463fc7l-f1864085251r.jpg) ![8202 Bay Terrace - Photo 7](http://lh.rdcpix.com/814e07ff511d0ec054ef75cde3463fc7l-f1085897953r.jpg) ![8202 Bay Terrace - Photo 8](http://lh.rdcpix.com/814e07ff511d0ec054ef75cde3463fc7l-f2967075627r.jpg) ![8202 Bay Terrace - Photo 9](http://lh.rdcpix.com/814e07ff511d0ec054ef75cde3463fc7l-f2659027830r.jpg) ![8202 Bay Terrace - Photo 10](http://lh.rdcpix.com/814e07ff511d0ec054ef75cde3463fc7l-f3949157795r.jpg) ![8202 Bay Terrace - Photo 11](http://lh.rdcpix.com/814e07ff511d0ec054ef75cde3463fc7l-f3584229472r.jpg) ![8202 Bay Terrace - Photo 12](http://lh.rdcpix.com/814e07ff511d0ec054ef75cde3463fc7l-f2205857869r.jpg) ![8202 Bay Terrace - Photo 13](http://lh.rdcpix.com/814e07ff511d0ec054ef75cde3463fc7l-f3212179744r.jpg) ![8202 Bay Terrace - Photo 14](http://lh.rdcpix.com/814e07ff511d0ec054ef75cde3463fc7l-f2432920790r.jpg) ![8202 Bay Terrace - Photo 15](http://lh.rdcpix.com/814e07ff511d0ec054ef75cde3463fc7l-f2521876369r.jpg) ![8202 Bay Terrace - Photo 16](http://lh.rdcpix.com/814e07ff511d0ec054ef75cde3463fc7l-f3218852179r.jpg) ![8202 Bay Terrace - Photo 17](http://lh.rdcpix.com/814e07ff511d0ec054ef75cde3463fc7l-f1254922832r.jpg) ![8202 Bay Terrace - Photo 18](http://lh.rdcpix.com/814e07ff511d0ec054ef75cde3463fc7l-f3736577347r.jpg) ![8202 Bay Terrace - Photo 19](http://lh.rdcpix.com/814e07ff511d0ec054ef75cde3463fc7l-f1275716049r.jpg) ![8202 Bay Terrace - Photo 20](http://lh.rdcpix.com/814e07ff511d0ec054ef75cde3463fc7l-f4203266396r.jpg) ![8202 Bay Terrace - Photo 21](http://lh.rdcpix.com/814e07ff511d0ec054ef75cde3463fc7l-f2495491857r.jpg) ![8202 Bay Terrace - Photo 22](http://lh.rdcpix.com/814e07ff511d0ec054ef75cde3463fc7l-f2957889435r.jpg) ![8202 Bay Terrace - Photo 23](http://lh.rdcpix.com/814e07ff511d0ec054ef75cde3463fc7l-f880893032r.jpg) ![8202 Bay Terrace - Photo 24](http://lh.rdcpix.com/814e07ff511d0ec054ef75cde3463fc7l-f2671578358r.jpg) ![8202 Bay Terrace - Photo 25](http://lh.rdcpix.com/814e07ff511d0ec054ef75cde3463fc7l-f912732538r.jpg) ![8202 Bay Terrace - Photo 26](http://lh.rdcpix.com/814e07ff511d0ec054ef75cde3463fc7l-f3331877374r.jpg) ![8202 Bay Terrace - Photo 27](http://lh.rdcpix.com/814e07ff511d0ec054ef75cde3463fc7l-f1315557761r.jpg) ![8202 Bay Terrace - Photo 28](http://lh.rdcpix.com/814e07ff511d0ec054ef75cde3463fc7l-f3366424790r.jpg) ![8202 Bay Terrace - Photo 29](http://lh.rdcpix.com/814e07ff511d0ec054ef75cde3463fc7l-f4292620014r.jpg) ![8202 Bay Terrace - Photo 30](http://lh.rdcpix.com/814e07ff511d0ec054ef75cde3463fc7l-f2726797533r.jpg) ![8202 Bay Terrace - Photo 31](http://lh.rdcpix.com/814e07ff511d0ec054ef75cde3463fc7l-f995849254r.jpg) ![8202 Bay Terrace - Photo 32](http://lh.rdcpix.com/814e07ff511d0ec054ef75cde3463fc7l-f2688494630r.jpg) ![8202 Bay Terrace - Photo 33](http://lh.rdcpix.com/814e07ff511d0ec054ef75cde3463fc7l-f1454699463r.jpg) ![8202 Bay Terrace - Photo 34](http://lh.rdcpix.com/814e07ff511d0ec054ef75cde3463fc7l-f112335839r.jpg) ![8202 Bay Terrace - Photo 35](http://lh.rdcpix.com/814e07ff511d0ec054ef75cde3463fc7l-f2155082200r.jpg) ![8202 Bay Terrace - Photo 36](http://lh.rdcpix.com/814e07ff511d0ec054ef75cde3463fc7l-f1614705010r.jpg) ![8202 Bay Terrace - Photo 37](http://lh.rdcpix.com/814e07ff511d0ec054ef75cde3463fc7l-f70210623r.jpg) ![8202 Bay Terrace - Photo 38](http://lh.rdcpix.com/814e07ff511d0ec054ef75cde3463fc7l-f373866536r.jpg) ![8202 Bay Terrace - Photo 39](http://lh.rdcpix.com/814e07ff511d0ec054ef75cde3463fc7l-f2868004202r.jpg) ![8202 Bay Terrace - Photo 40](http://lh.rdcpix.com/814e07ff511d0ec054ef75cde3463fc7l-f1949107382r.jpg) ![8202 Bay Terrace - Photo 41](http://lh.rdcpix.com/814e07ff511d0ec054ef75cde3463fc7l-f2051712711r.jpg) ![8202 Bay Terrace - Photo 42](http://lh.rdcpix.com/814e07ff511d0ec054ef75cde3463fc7l-f3247524740r.jpg) ![8202 Bay Terrace - Photo 43](http://lh.rdcpix.com/814e07ff511d0ec054ef75cde3463fc7l-f713447311r.jpg) --- **MLS#:** 22617842 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 More MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/8202-bay-terrace-harvey-cedars-nj-08008-338096aa673a44d3892ab9b48070bb97) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/8202-bay-terrace-harvey-cedars-nj-08008-338096aa673a44d3892ab9b48070bb97#listing", "url": "https://www.propertysimple.ai/listing/8202-bay-terrace-harvey-cedars-nj-08008-338096aa673a44d3892ab9b48070bb97", "name": "8202 Bay Terrace, Harvey Cedars, NJ 08008", "description": "LOCATION! LOCATION! LOCATION! Exceptional bayfront opportunity in the heart of Harvey Cedars. 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