About This Home

This 4-bedroom, 4-bathroom single family at 8204 S Lagoon Drive in Panama City Beach, FL is listed for $1,499,000 ($743 per sqft). Built in 2024, the home offers 2,017 sqft of living space on a 0.20 acres lot.

Key Features

  • Built in 2024
  • 0.20 acre lot
  • 2 stories
  • 4 parking spaces
  • Waterfront

Property Details

2 stories
3 full, 1 half
2-car garage
2024

Amenities

WaterfrontViewA/CRV Parking
Listing Description

Custom-built in 2024, 8204 South Lagoon offers a rare combination in Panama City Beach: deep-water frontage, a private dock and boathouse, and a location within walking distance to the Gulf. This 4BR/3.5BA home is well suited as a primary residence or second home.

The open-concept kitchen, dining, and living area creates a bright and spacious main living space, highlighted by an impressive coffered ceiling in the living room. The kitchen features custom cabinetry, granite countertops, stainless steel appliances, a large center island with seating, and a custom wood vent hood.

The home features tile and LVP flooring throughout, complemented by crown molding. Three bedrooms are located on the first floor, including a large primary suite with water views. The primary bath features double vanities and a custom tiled walk-in shower.

Also on the first floor is a full bathroom with a large garden tub, along with an additional half bath. Of the two first-floor guest bedrooms, one features built-in shelving, while the other offers two closets plus additional under-stair storage. On the second floor, a spacious fourth bedroom features a vaulted ceiling and its own en-suite bathroom with a tiled walk-in shower.

Outside, covered front and back porches extend the living space, while a pavered driveway and walkways, synthetic grass, and rock landscaping create a finished, low-maintenance exterior. The garage includes a separate built-out storage/tackle room for boating, fishing, and beach gear.

The home also features fiber-cement siding with stone accents, impact-rated windows, and spray foam insulation. The waterfront is where this property really stands apart. The backyard is designed to enjoy the water and includes a large waterside tiki hut with a hot tub.

The property features 58 feet of seawall, an expansive dock measuring approximately 80.5' * 23.5' * 44', and a 40' * 14' boathouse with boat lift. Deep-water access makes it easy to keep your boat on the lift just steps from the house and ready whenever you are.

Grand Lagoon connects with St. Andrew Bay, providing boating access to the Gulf through St. Andrews Pass. With newer construction, deep-water boating access, low-maintenance outdoor spaces, no HOA dues, and a location within walking distance to the Gulf, 8204 South Lagoon offers a waterfront lifestyle and combination of features that is increasingly hard to find in Panama City Beach.

Monthly Cost Estimate

$8,017/mo

20% down · 6.5% · 30 years

Principal$1,084
Interest$6,496
Insurance$437

Estimates only. Actual payments may vary.

Location

8204 S Lagoon Drive

Panama City Beach, FL 32408

Silver Sands Unit 1

Features & Amenities

Interior Features

Breakfast BarCeiling Tray/CofferdKitchen IslandLighting RecessedPantryWasher/Dryer HookupWoodwork Painted

Exterior Features

BalconyBoat SlipBoatliftDockHot Tub

Property Details

Flooring

TileLaminate

Construction

Siding CmntFbrHrdBrd

Views

Water

Outdoor Features

Deck

Parking

BoatGarage

Heating

Central

Cooling

Central Air

Appliances

CooktopDishwasherDryerMicrowaveRange HoodRefrigerator W/IceMkSmoke DetectorSmooth Stovetop RngeStove/Oven ElectricWasherWater Heater - Elect

Questions & Answers

This 4-bedroom, 4-bathroom single family at 8204 S Lagoon Drive is listed at $1,499,000 ($743/sqft). The estimated monthly payment is $8,017 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2024, 0.20 acre lot, 2 stories, 4 parking spaces, Waterfront. Interior Features: Breakfast Bar, Ceiling Tray/Cofferd, Kitchen Island. Exterior Features: Balcony, Boat Slip, Boatlift.

This property is listed by Johnny Milan LLC.

JL

Johnny Milan LLC

License 3195522

Agent at Scenic Stays Real Estate

Listed by Scenic Stays Real Estate · Broker phone: (850) 428-2360 · View on Broker Site · Broker website

MLS# 1010022· Source: Emerald Coast Association of Realtors· 73 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

8204 S Lagoon Drive, Panama City Beach, FL 32408

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