About This Home

This 6-bedroom, 5-bathroom single family at 8205 Surf Drive in Panama City, FL is listed for $2,825,000 ($989 per sqft). Built in 2013, the home offers 2,856 sqft of living space on a 0.14 acres lot.

Key Features

  • Built in 2013
  • 0.14 acre lot
  • Private pool
  • Waterfront

Property Details

4 full, 1 half
2013

Amenities

PoolWaterfrontA/C
Listing Description

Gulf-Front Oasis with Private Saltwater Pool & Excellent Rental Income! This stunning 6-bedroom, 4.5-bath beachfront home offers the ultimate luxury coastal living experience, sitting directly on the sugar-white sands of Panama City Beach--zero steps to the beach!

With approximately 2,850 sq. ft., this beautifully designed home provides expansive Gulf views from nearly every room. The open-concept floor plan features a nice kitchen and a spacious living room and dining area, perfect for large gatherings. The living area is bright and airy, with large windows that capture breathtaking sunset views over the Emerald Coast.

The two king bedrooms on the main floor are en suite. Upstairs, the four bedrooms offer ample space for guests, each designed with comfort and relaxation in mind; they provide flexibility for families or rental guests, ensuring everyone has their own space to unwind.

Step outside to over 1,800 sq. ft. of outdoor decking, including 450 sq. ft. of covered space, ideal for enjoying the soothing sound of the waves or escaping the midday sun. The private saltwater pool is the perfect place to cool off while taking in the unobstructed views of the Gulf of America.

With ample parking for boats, motorcycles, or RVs, this home is designed for both relaxation and adventure. Whether you're looking for a primary residence, vacation home, or a high-income rental investment, this property delivers! Proven rental history makes it a turnkey investment opportunity, generating strong and consistent revenue.

Located on Surf Drive, this home is just steps from Captain Jack's Crab Leg Buffet and minutes from some of the area's best dining and entertainment, including Schooner's, Grand Marlin and Captain Anderson's. Enjoy easy access to St. Andrews Bay, Shell Island, fishing charters, golf courses, and family attractions. This is your chance to own a piece of paradise on Panama City Beach--schedule your private showing today! $352263 on the books for 2025 and $340000+ for 2026 and over $100000 for 2027 (as of July 9, 2026)

Monthly Cost Estimate

$15,109/mo

20% down · 6.5% · 30 years

Principal$2,043
Interest$12,242
Insurance$824

Estimates only. Actual payments may vary.

Location

8205 Surf Drive

Panama City, FL 32408

Bel Air

Features & Amenities

Interior Features

MainLevelPrimary

Exterior Features

CoveredPatioOutdoorShower

Property Details

Construction

HardiplankType

Pool Features

Pool

Outdoor Features

DeckPatio

Heating

Central

Cooling

Central Air

Appliances

ElectricOvenElectricRangeElectricWaterHeater

Questions & Answers

This 6-bedroom, 5-bathroom single family at 8205 Surf Drive is listed at $2,825,000 ($989/sqft). The estimated monthly payment is $15,109 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2013, 0.14 acre lot, Private pool, Waterfront. Interior Features: MainLevelPrimary. Exterior Features: CoveredPatio, OutdoorShower.

This property is listed by Alexandra Gavrilash and can be reached at 8508675588.

AG

Alexandra Gavrilash

Agent at Counts Real Estate Group Inc

(850) 867-5588
Agent website

Listed by Counts Real Estate Group Inc · Broker phone: (850) 249-3615 · View on Broker Site · Broker website

MLS# 769495· Source: Central Panhandle Association of REALTORS· 226 days on PropertySimple

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

8205 Surf Drive, Panama City, FL 32408

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