About This Home

This 5-bedroom, 4-bathroom single family at 821 COLE ST in Charlottesville, VA is listed for $669,000 ($187 per sqft). Built in 2010, the home offers 3,578 sqft of living space on a 0.10 acres lot.

Key Features

  • Built in 2010
  • 0.10 acre lot
  • 3 stories

Property Details

3 stories
3 full, 1 half
2010

Amenities

Hardwood
Listing Description

OPEN SUNDAY 9/20 1 TO 3PM! Best price on the market in Albemarle County! This stunning home offers the perfect combination of spacious living, flexible space, and income potential with a separate full basement apartment previously rented for $1,450/month.

Use it as a rental, ideal space for multigenerational living, or easily incorporate it into the main home. The main level features a spacious open floorplan with beautiful hardwood floors, separate living and family rooms, formal dining room, home office, and a generously sized island kitchen.

The impressive primary suite includes a private bath, walk-in closet, and private balcony. Two additional bedrooms, a full bath, and laundry complete the second level. The third level offers a versatile loft area and bonus room-perfect for a home office, playroom, or additional living space.

The full basement apartment has its own separate entrance and includes a large kitchen, living room, two bedrooms, full bath, and separate laundry, providing excellent flexibility and privacy. Enjoy the private fenced backyard and spacious deck, perfect for outdoor entertaining and relaxing. Located in desirable Belvedere, with easy access to downtown Charlottesville, UVA, shopping and more.

Monthly Cost Estimate

$3,728/mo

20% down · 6.5% · 30 years

Principal$484
Interest$2,899
Insurance$195
HOA$150

Estimates only. Actual payments may vary.

Location

821 COLE ST

Charlottesville, VA 22901

BELVEDERE

Features & Amenities

Interior Features

Walk-in Closet

Property Details

Flooring

Tile - CeramicCarpetHardwood

Outdoor Features

DeckPatioPorch

Heating

Heat Pump (Heating)

Cooling

Heat Pump

Appliances

DishwasherDisposalElectric RangePantryRefrigerator

Questions & Answers

This 5-bedroom, 4-bathroom single family at 821 COLE ST is listed at $669,000 ($187/sqft). The estimated monthly payment is $3,728 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $150/month.

Key features include: Built in 2010, 0.10 acre lot, 3 stories. Interior Features: Walk-in Closet.

This property is listed by JANET BRADLEY and can be reached at 4349960303.

JB

JANET BRADLEY

Agent at HomeSell Realty

(434) 996-0303

Listed by HomeSell Realty · Broker phone: (434) 962-2134 · View on Broker Site · Broker website

MLS# 680535· Source: Charlottesville Area Association of REALTORS®· 44 days on PropertySimple

Copyright © 2026 Charlottesville Area Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

821 COLE ST, Charlottesville, VA 22901

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