# 821 COLE ST, Charlottesville, VA 22901

> **TL;DR:** 5bd/4ba single family, $669,000 ($187/sqft), built 2010, 3,578 sqft.
> Hardwood. Est. $3,728/mo. Listed 54 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $669,000 |
| Price/sqft | $187 |
| Bedrooms | 5 |
| Bathrooms | 3 full, 1 half |
| Square Feet | 3,578 |
| Year Built | 2010 |
| Lot Size | 4,356 sqft (0.10 acres) |
| Stories | 3 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 54 |

## Why This Home Stands Out

- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $3,383 |
| Estimated Insurance | $195 |
| HOA | $150 |
| **Total** | **$3,728** |

## Nearby Schools

- **Elementary:** Agnor
- **Middle:** Burley
- **High:** Albemarle

## Key Amenities

- Hardwood

## Property Highlights

- Built in 2010
- 0.10 acre lot
- 3 stories

## Description

### Agent Description
BEST PRICE ON THE MARKET! This stunning home offers the perfect combination of spacious living, flexible space, and income potential with a separate full basement apartment previously rented for $1,450/month. Use it as a rental, ideal space for multigenerational living, or easily incorporate it into the main home. The main level features a spacious open floorplan with beautiful hardwood floors, separate living and family rooms, formal dining room, home office, and a generously sized island kitchen. The impressive primary suite includes a private bath, walk-in closet, and private balcony. Two additional bedrooms, a full bath, and laundry complete the second level. The third level offers a versatile loft area and bonus room-perfect for a home office, playroom, or additional living space. The full basement apartment has its own separate entrance and includes a large kitchen, living room, two bedrooms, full bath, and separate laundry, providing excellent flexibility and privacy. Enjoy the private fenced backyard and spacious deck, perfect for outdoor entertaining and relaxing. Owner will open wall to basement if desired. Located in desirable Belvedere, with easy access to downtown Charlottesville, UVA, shopping and more.

## Location

- **Address:** 821 COLE ST, Charlottesville, VA 22901
- **County:** Albemarle
- **Neighborhood:** BELVEDERE
- **Coordinates:** 38.074132, -78.45839
- **Google Maps:** https://www.google.com/maps?q=38.074132,-78.45839

## Listing Agent

- **Name:** JANET BRADLEY
- **Brokerage:** HomeSell Realty
- **Phone:** 4349960303
- **Broker Phone:** (434) 962-2134
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/821-Cole-St_Charlottesville_VA_22901_M54501-08789?f=listhub&s=CAARMLSVA&m=680535&c=propsimple)

## Photos

![821 COLE ST - Photo 1](http://lh.rdcpix.com/fed77d54cfb43a4611a8b3d959953beal-f393626226r.jpg)

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---

**MLS#:** 680535 | **Updated:** 2026-10-02
**Source:** listhub

*Copyright © 2026 Charlottesville Area Association of REALTORS&#174;. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/821-cole-st-charlottesville-va-22901-a680535)

---

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