# 822 HARBOR WATCH 54, Petoskey, MI 49770 > **TL;DR:** 4bd/4ba single family, $899,000 ($302/sqft), 2,980 sqft. Est. $4,808/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $899,000 | | Price/sqft | $302 | | Bedrooms | 4 | | Bathrooms | 3 full, 1 half | | Square Feet | 2,980 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 0 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $4,546 | | Estimated Insurance | $262 | | **Total** | **$4,808** | ## Description ### Agent Description Stunning Harbor Watch home in Petoskey offers breathtaking panoramic views of Little Traverse Bay and the Petoskey cityscape. The main level showcases lake views, an open floor plan with a spacious kitchen, custom cabinetry, large island, granite countertops, and walk-in pantry flowing seamlessly into the living room with gas fireplace. Access to water view deck area from the dining room. Beautiful wood floors and premium finishes create an atmosphere of refined elegance throughout. Unique layout on this level...enlarged primary suite featuring a sitting and/or office area that opens to the living room filling the primary bedroom with natural light and water views. A spacious walk-in shower, large soaking tub, and two walk-in closets complete this exceptional sanctuary. This level also offers access to the laundry room and a half bath. The middle level impresses with hardwood fllors and 9-foot ceilings, housing two additional bedrooms that both offer lake views and access to an elevated deck. This level includes a full bath with tub and tile shower featuring granite vanity tops, plus convenient attached garageaccess. The lower level extends the living space with wood floors, a comfortable family room with patio access, another bedroom, and a full bath with walk-in shower and granite. As a bonus, enjoy sweeping water views of Little Traverse Bay and the Petoskey cityscape from the rooftop deck one of Michigan's most spectacular vantage points. With its thoughtful three-level design, four bedrooms, three and a half baths, two-car garage, and multiple outdoor spaces, this Harbor Watch home delivers the perfect blend of luxury and comfort for year-round living or an exceptional vacation retreat. Furnishings negotiable. As a single-family home, enjoy lower HOA dues along with the Harbor Watch amenities pool, tennis/pickleball, and exercise area! ## Location - **Address:** 822 HARBOR WATCH 54, Petoskey, MI 49770 - **County:** Emmet County - **Coordinates:** 45.364592, -84.9742532 - **Google Maps:** https://www.google.com/maps?q=45.364592,-84.9742532 ## Virtual Tour & Media - **Video Tour:** https://my.matterport.com/show/?m=XutqyxcdEgT&mls=1 ## Listing Agent - **Name:** Trish Hartwick - **Brokerage:** Coldwell Banker Schmidt Family Of Companies - **Phone:** 2318380411 - **Broker Phone:** 2313477600 ## Photos ![822 HARBOR WATCH 54 - Photo 1](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f630133127r.jpg) ![822 HARBOR WATCH 54 - Photo 2](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f1263937855r.jpg) ![822 HARBOR WATCH 54 - Photo 3](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f1491403582r.jpg) ![822 HARBOR WATCH 54 - Photo 4](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f201918101r.jpg) ![822 HARBOR WATCH 54 - Photo 5](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f2954490798r.jpg) ![822 HARBOR WATCH 54 - Photo 6](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f2276945787r.jpg) ![822 HARBOR WATCH 54 - Photo 7](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f3706052530r.jpg) ![822 HARBOR WATCH 54 - Photo 8](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f1629864969r.jpg) ![822 HARBOR WATCH 54 - Photo 9](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f1560224957r.jpg) ![822 HARBOR WATCH 54 - Photo 10](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f2463881851r.jpg) ![822 HARBOR WATCH 54 - Photo 11](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f2468634205r.jpg) ![822 HARBOR WATCH 54 - Photo 12](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f1961494134r.jpg) ![822 HARBOR WATCH 54 - Photo 13](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f2319981078r.jpg) ![822 HARBOR WATCH 54 - Photo 14](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f240939435r.jpg) ![822 HARBOR WATCH 54 - Photo 15](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f2700985112r.jpg) ![822 HARBOR WATCH 54 - Photo 16](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f708321365r.jpg) ![822 HARBOR WATCH 54 - Photo 17](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f2118157574r.jpg) ![822 HARBOR WATCH 54 - Photo 18](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f1548582682r.jpg) ![822 HARBOR WATCH 54 - Photo 19](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f973165839r.jpg) ![822 HARBOR WATCH 54 - Photo 20](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f3311621360r.jpg) ![822 HARBOR WATCH 54 - Photo 21](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f3241164470r.jpg) ![822 HARBOR WATCH 54 - Photo 22](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f1344772925r.jpg) ![822 HARBOR WATCH 54 - Photo 23](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f1344772925r.jpg) ![822 HARBOR WATCH 54 - Photo 24](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f4031215517r.jpg) ![822 HARBOR WATCH 54 - Photo 25](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f4008254836r.jpg) ![822 HARBOR WATCH 54 - Photo 26](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f1759231758r.jpg) ![822 HARBOR WATCH 54 - Photo 27](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f1718895378r.jpg) ![822 HARBOR WATCH 54 - Photo 28](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f1059498658r.jpg) ![822 HARBOR WATCH 54 - Photo 29](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f1625718878r.jpg) ![822 HARBOR WATCH 54 - Photo 30](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f514489222r.jpg) ![822 HARBOR WATCH 54 - Photo 31](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f415617489r.jpg) ![822 HARBOR WATCH 54 - Photo 32](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f3352445403r.jpg) ![822 HARBOR WATCH 54 - Photo 33](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f2113437963r.jpg) ![822 HARBOR WATCH 54 - Photo 34](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f1268099164r.jpg) ![822 HARBOR WATCH 54 - Photo 35](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f2211422146r.jpg) ![822 HARBOR WATCH 54 - Photo 36](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f3310792673r.jpg) ![822 HARBOR WATCH 54 - Photo 37](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f1466889282r.jpg) ![822 HARBOR WATCH 54 - Photo 38](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f1711807349r.jpg) ![822 HARBOR WATCH 54 - Photo 39](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f893017632r.jpg) ![822 HARBOR WATCH 54 - Photo 40](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f2814925452r.jpg) ![822 HARBOR WATCH 54 - Photo 41](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f1573264085r.jpg) ![822 HARBOR WATCH 54 - Photo 42](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f1900751280r.jpg) ![822 HARBOR WATCH 54 - Photo 43](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f1260662125r.jpg) ![822 HARBOR WATCH 54 - Photo 44](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f1064503007r.jpg) ![822 HARBOR WATCH 54 - Photo 45](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f1674504637r.jpg) ![822 HARBOR WATCH 54 - Photo 46](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f398922156r.jpg) ![822 HARBOR WATCH 54 - Photo 47](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f2159729168r.jpg) ![822 HARBOR WATCH 54 - Photo 48](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f1169456155r.jpg) ![822 HARBOR WATCH 54 - Photo 49](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f1095352289r.jpg) ![822 HARBOR WATCH 54 - Photo 50](http://lh.rdcpix.com/112aa395b376b55e3b319c2cd693b313l-f3480742692r.jpg) --- **MLS#:** 480274 | **Updated:** 2026-09-19 **Source:** listhub *Copyright © 2026 Coldwell Banker Schmidt REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/822-harbor-watch-54-petoskey-mi-49770-31052467) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/822-harbor-watch-54-petoskey-mi-49770-31052467#listing", "url": "https://www.propertysimple.ai/listing/822-harbor-watch-54-petoskey-mi-49770-31052467", "name": "822 HARBOR WATCH 54, Petoskey, MI 49770", "description": "Stunning Harbor Watch home in Petoskey offers breathtaking panoramic views of Little Traverse Bay and the Petoskey cityscape. The main level showcases lake views, an open floor plan with a spacious kitchen, custom cabinetry, large island, granite countertops, and walk-in pantry flowing seamlessly into the living room with gas fireplace. Access to water view deck area from the dining room. Beautiful wood floors and premium finishes create an atmosphere of refined elegance throughout. Unique layout on this level...enlarged primary suite featuring a sitting and/or office area that opens to the living room filling the primary bedroom with natural light and water views. A spacious walk-in shower, large soaking tub, and two walk-in closets complete this exceptional sanctuary. This level also offers access to the laundry room and a half bath. The middle level impresses with hardwood fllors and 9-foot ceilings, housing two additional bedrooms that both offer lake views and access to an elevated deck. This level includes a full bath with tub and tile shower featuring granite vanity tops, plus convenient attached garageaccess. The lower level extends the living space with wood floors, a comfortable family room with patio access, another bedroom, and a full bath with walk-in shower and granite. 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