# 822 Harbor Watch Drive #54, Petoskey, MI 49770 > **TL;DR:** 4bd/4ba single family, $899,000 ($302/sqft), 2,980 sqft. > 2-car garage. Est. $6,246/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $899,000 | | Price/sqft | $302 | | Bedrooms | 4 | | Bathrooms | 3 full, 1 half | | Square Feet | 2,980 | | Garage | 2-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 0 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $4,546 | | Estimated Insurance | $262 | | HOA | $1,438 | | **Total** | **$6,246** | ## Key Amenities - 2-car garage ## Description ### Agent Description Stunning Harbor Watch home in Petoskey offers breathtaking panoramic views of Little Traverse Bay and the Petoskey cityscape. The main level showcases lake views, an open floor plan with a spacious kitchen, custom cabinetry, large island, granite countertops, and walk-in pantry flowing seamlessly into the living room with gas fireplace. Access to water view deck area from the dining room. Beautiful wood floors and premium finishes create an atmosphere of refined elegance throughout. Unique layout on this level...enlarged primary suite featuring a sitting and/or office area that opens to the living room filling the primary bedroom with natural light and water views. A spacious walk-in shower, large soaking tub, and two walk-in closets complete this exceptional sanctuary. This level also offers access to the laundry room and a half bath. The middle level impresses with hardwood fllors and 9-foot ceilings, housing two additional bedrooms that both offer lake views and access to an elevated deck. This level includes a full bath with tub and tile shower featuring granite vanity tops, plus convenient attached garage access. The lower level extends the living space with wood floors, a comfortable family room with patio access, another bedroom, and a full bath with walk-in shower and granite. As a bonus, enjoy sweeping water views of Little Traverse Bay and the Petoskey cityscape from the rooftop deck - one of Michigan's most spectacular vantage points. With its thoughtful three-level design, four bedrooms, three and a half baths, two-car garage, and multiple outdoor spaces, this Harbor Watch home delivers the perfect blend of luxury and comfort for year-round living or an exceptional vacation retreat. Furnishings negotiable. As a single-family home, enjoy lower HOA dues along with the Harbor Watch amenities - pool, tennis/pickleball, and exercise area! ## Location - **Address:** 822 Harbor Watch Drive #54, Petoskey, MI 49770 - **County:** Emmet - **Coordinates:** 45.364586, -84.974281 - **Google Maps:** https://www.google.com/maps?q=45.364586,-84.974281 ## Virtual Tour & Media - **Video Tour:** https://my.matterport.com/show/?m=XutqyxcdEgT&mls=1 ## Listing Agent - **Name:** Trish Hartwick - **Brokerage:** Coldwell Banker Schmidt - **Phone:** 2318380411 - **Broker Phone:** (231) 838-5263 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/822-Harbor-Watch-Dr-54_Petoskey_MI_49770_M93143-92725?f=listhub&s=NMIMLS&m=480274&c=propsimple) ## Photos ![822 Harbor Watch Drive #54 - Photo 1](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f1589121521r.jpg) ![822 Harbor Watch Drive #54 - Photo 2](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f156244637r.jpg) ![822 Harbor Watch Drive #54 - Photo 3](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f3594466517r.jpg) ![822 Harbor Watch Drive #54 - Photo 4](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f1179549139r.jpg) ![822 Harbor Watch Drive #54 - Photo 5](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f4267117149r.jpg) ![822 Harbor Watch Drive #54 - Photo 6](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f3054095388r.jpg) ![822 Harbor Watch Drive #54 - Photo 7](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f142864480r.jpg) ![822 Harbor Watch Drive #54 - Photo 8](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f222715360r.jpg) ![822 Harbor Watch Drive #54 - Photo 9](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f202055517r.jpg) ![822 Harbor Watch Drive #54 - Photo 10](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f4015010038r.jpg) ![822 Harbor Watch Drive #54 - Photo 11](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f2076803651r.jpg) ![822 Harbor Watch Drive #54 - Photo 12](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f3421588587r.jpg) ![822 Harbor Watch Drive #54 - Photo 13](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f1903749855r.jpg) ![822 Harbor Watch Drive #54 - Photo 14](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f3304043903r.jpg) ![822 Harbor Watch Drive #54 - Photo 15](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f1167588091r.jpg) ![822 Harbor Watch Drive #54 - Photo 16](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f1901423195r.jpg) ![822 Harbor Watch Drive #54 - Photo 17](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f2570290031r.jpg) ![822 Harbor Watch Drive #54 - Photo 18](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f3493621630r.jpg) ![822 Harbor Watch Drive #54 - Photo 19](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f2775989877r.jpg) ![822 Harbor Watch Drive #54 - Photo 20](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f2382174000r.jpg) ![822 Harbor Watch Drive #54 - Photo 21](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f3695463386r.jpg) ![822 Harbor Watch Drive #54 - Photo 22](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f3236653394r.jpg) ![822 Harbor Watch Drive #54 - Photo 23](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f3236653394r.jpg) ![822 Harbor Watch Drive #54 - Photo 24](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f146246900r.jpg) ![822 Harbor Watch Drive #54 - Photo 25](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f2682850346r.jpg) ![822 Harbor Watch Drive #54 - Photo 26](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f2684462067r.jpg) ![822 Harbor Watch Drive #54 - Photo 27](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f50357268r.jpg) ![822 Harbor Watch Drive #54 - Photo 28](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f1590017269r.jpg) ![822 Harbor Watch Drive #54 - Photo 29](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f2346917233r.jpg) ![822 Harbor Watch Drive #54 - Photo 30](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f163515196r.jpg) ![822 Harbor Watch Drive #54 - Photo 31](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f246613050r.jpg) ![822 Harbor Watch Drive #54 - Photo 32](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f2235786158r.jpg) ![822 Harbor Watch Drive #54 - Photo 33](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f456754229r.jpg) ![822 Harbor Watch Drive #54 - Photo 34](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f4205292587r.jpg) ![822 Harbor Watch Drive #54 - Photo 35](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f3642010875r.jpg) ![822 Harbor Watch Drive #54 - Photo 36](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f2658273600r.jpg) ![822 Harbor Watch Drive #54 - Photo 37](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f3769478138r.jpg) ![822 Harbor Watch Drive #54 - Photo 38](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f4153254316r.jpg) ![822 Harbor Watch Drive #54 - Photo 39](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f344686031r.jpg) ![822 Harbor Watch Drive #54 - Photo 40](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f3920263076r.jpg) ![822 Harbor Watch Drive #54 - Photo 41](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f1616033369r.jpg) ![822 Harbor Watch Drive #54 - Photo 42](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f1888261186r.jpg) ![822 Harbor Watch Drive #54 - Photo 43](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f1123467439r.jpg) ![822 Harbor Watch Drive #54 - Photo 44](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f3217379213r.jpg) ![822 Harbor Watch Drive #54 - Photo 45](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f2503681940r.jpg) ![822 Harbor Watch Drive #54 - Photo 46](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f676926908r.jpg) ![822 Harbor Watch Drive #54 - Photo 47](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f3603598946r.jpg) ![822 Harbor Watch Drive #54 - Photo 48](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f2611617760r.jpg) ![822 Harbor Watch Drive #54 - Photo 49](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f3614631940r.jpg) ![822 Harbor Watch Drive #54 - Photo 50](http://lh.rdcpix.com/0ecf4b12506b3c0a300774b29cac6db8l-f1904747297r.jpg) --- **MLS#:** 480274 | **Updated:** 2026-09-28 **Source:** listhub *Copyright © 2026 Northern Michigan MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/822-harbor-watch-drive-petoskey-mi-49770-s480274) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/822-harbor-watch-drive-petoskey-mi-49770-s480274#listing", "url": "https://www.propertysimple.ai/listing/822-harbor-watch-drive-petoskey-mi-49770-s480274", "name": "822 Harbor Watch Drive #54, Petoskey, MI 49770", "description": "Stunning Harbor Watch home in Petoskey offers breathtaking panoramic views of Little Traverse Bay and the Petoskey cityscape. The main level showcases lake views, an open floor plan with a spacious kitchen, custom cabinetry, large island, granite countertops, and walk-in pantry flowing seamlessly into the living room with gas fireplace. Access to water view deck area from the dining room. Beautiful wood floors and premium finishes create an atmosphere of refined elegance throughout. Unique layout on this level...enlarged primary suite featuring a sitting and/or office area that opens to the living room filling the primary bedroom with natural light and water views. A spacious walk-in shower, large soaking tub, and two walk-in closets complete this exceptional sanctuary. This level also offers access to the laundry room and a half bath. The middle level impresses with hardwood fllors and 9-foot ceilings, housing two additional bedrooms that both offer lake views and access to an elevated deck. This level includes a full bath with tub and tile shower featuring granite vanity tops, plus convenient attached garage access. The lower level extends the living space with wood floors, a comfortable family room with patio access, another bedroom, and a full bath with walk-in shower and granite. 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