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About This Home

This 3-bedroom, 2-bathroom single family at 826 E Gaines Lane in Hernando, FL is listed for $350,000 ($198 per sqft). Built in 1989, the home offers 1,770 sqft of living space on a 0.97 acres lot.

Agent Description

EXCEPTIONAL OPPORTUNITY to live in the beautiful, deed-restricted community of CITRUS HILLS with a $10,000 CONCESSION towards BUYER'S CLOSING COSTS! Situated on a nearly one-acre corner parcel shaded by gorgeous mature trees, this 3-bedroom, 2-bath home with 1770 living area offers privacy, space, and a lifestyle filled with amenities.

The interior presents a desirable split-floor plan with an open living and dining room combination highlighted by a cozy wood-burning fireplace. The spacious primary suite includes a full bathroom and walk-in closet, guest bathroom, two spacious guest rooms, an interior laundry room complete with washer and dryer, and an eat-in kitchen with tile countertops & updated appliances.

The exterior features a 2-car garage, an inground caged pool, covered lanai perfect for outdoor entertaining, and a convenient storage shed. Recent updates provide peace of mind, including a new A/C and water heater in 2024, updated Pentair pool equipment, updated appliances and updated roof in 2011.

As part of the mandatory Citrus Hills Social Membership, residents enjoy access to a wide range of resort-style amenities including a community pool, dog park, lighted tennis courts, spa, racquetball, pickleball, fitness center, restaurants, scenic walking trails, and more. This property combines space, comfort, and an amenity-rich lifestyle-an excellent opportunity to enjoy everything Citrus Hills has to offer on a modest budget.

Key Features

  • Built in 1989
  • 0.97 acre lot
  • 2 parking spaces
  • Fireplace

Property Details

1 story
2 full
2 spaces
1989

Amenities

FireplaceA/C

Monthly Cost Estimate

$2,052/mo

20% down · 6.5% · 30 years

Principal$253
Interest$1,517
Insurance$102
HOA$180

Estimates only. Actual payments may vary.

Location

826 E Gaines Lane

Hernando, FL 34442

Citrus Hills

Features & Amenities

Interior Features

BreakfastBarEatInKitchenFireplaceHighCeilingsPrimarySuiteSplitBedroomsShowerOnlySeparateShowerTileCountertopTileCountersVaultedCeilingsWalkInClosetsWindowTreatmentsFrenchDoorsAtriumDoors

Exterior Features

SprinklerIrrigationLandscapingLightingRainGuttersConcreteDriveway

Property Details

Flooring

LaminateTile

Construction

Stucco

Parking

GarageDriveway

Heating

Heat Pump (Heating)

Cooling

Central Air

Appliances

DryerDishwasherMicrowaveOvenRangeRefrigeratorWaterHeaterWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 826 E Gaines Lane is listed at $350,000 ($198/sqft). The estimated monthly payment is $1,697 based on 20% down at 6.5% interest.

HOA fees are $180/month.

Key features include: Built in 1989, 0.97 acre lot, 2 parking spaces, Fireplace. Interior Features: BreakfastBar, EatInKitchen, Fireplace. Exterior Features: SprinklerIrrigation, Landscaping, Lighting.

This property is listed by Tomika Spires-Hanssen and can be reached at 3525866598 or tomika@soldsisterscitrus.com.

TS

Tomika Spires-Hanssen

Agent at Keller Williams Realty - Elite Partners II

(352) 586-6598

Listed by Keller Williams Realty - Elite Partners II · View on Broker Site

MLS# 853081· Source: listhub· Updated 80 days ago

Copyright © 2026 REALTORS Association of Citrus County, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

826 E Gaines Lane, Hernando, FL 34442

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