# 827 PENN POINT Road, Oakland, MD 21550 > **TL;DR:** 5bd/4ba single family, $1,400,000 ($494/sqft), built 1977, 2,832 sqft. > Fireplace, Waterfront. Est. $7,487/mo. Listed 148 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,400,000 | | Price/sqft | $494 | | Bedrooms | 5 | | Bathrooms | 3 full, 1 half | | Square Feet | 2,832 | | Year Built | 1977 | | Lot Size | 33,106 sqft (0.76 acres) | | Stories | 3 | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 148 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $7,079 | | Estimated Insurance | $408 | | **Total** | **$7,487** | ## Key Amenities - Fireplace - Waterfront ## Property Highlights - Built in 1977 - 0.76 acre lot - 3 stories - 1 parking spaces - Fireplace - Waterfront ## Description ### Agent Description Custom built by the original owners and thoughtfully expanded with a recent addition, this exceptional five-bedroom, 3.5-bath home is set on 100 feet of split lakefront in desirable Penn Cove. Featuring a coveted Type A dock permit, lakeside fire pit and pavilion, and easy shoreline access, the property is designed to embrace lake living in every season. Set on a generously sized lot with abundant parking, oversized multi-car garage with interior access, usable backyard, wooded walking paths, and nearby UTV and snowmobile trails, the setting offers a rare balance of privacy and recreation. Inside, natural light fills the home, where hardwood floors, cathedral ceilings, wood-burning fireplaces, and open-concept living spaces create warmth and character. A flexible layout with multiple living areas offers room for gathering, multi-generational living, or separate guest quarters, with potential for vacation rental use. Minutes from Pawn Run, downtown Oakland, and a short drive or boat ride to Wisp Resort, restaurants, and shopping, this is a rare opportunity to own a legacy property designed for making memories for generations. ## Location - **Address:** 827 PENN POINT Road, Oakland, MD 21550 - **County:** GARRETT - **Neighborhood:** PENN POINT ROAD - **Coordinates:** 39.46993, -79.31822 - **Google Maps:** https://www.google.com/maps?q=39.46993,-79.31822 ## Listing Agent - **Name:** Elizabeth S Spiker Holcomb · **License:** 518606 - **Brokerage:** Taylor-Made Deep Creek Vacations & Sales - **Phone:** (301) 387-4700 - **Broker Phone:** (301) 387-4700 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/827-Penn-Point-Rd_Oakland_MD_21550_M63591-62726?f=listhub&s=TRENDPA&m=MDGA2011664&c=propsimple) ## Photos ![827 PENN POINT Road - Photo 1](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f2581000971r.jpg) ![827 PENN POINT Road - Photo 2](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f3970946817r.jpg) ![827 PENN POINT Road - Photo 3](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f2325382260r.jpg) ![827 PENN POINT Road - Photo 4](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f385267961r.jpg) ![827 PENN POINT Road - Photo 5](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f399673147r.jpg) ![827 PENN POINT Road - Photo 6](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f2021133445r.jpg) ![827 PENN POINT Road - Photo 7](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f172541355r.jpg) ![827 PENN POINT Road - Photo 8](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f2623161636r.jpg) ![827 PENN POINT Road - Photo 9](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f1812982055r.jpg) ![827 PENN POINT Road - Photo 10](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f2714524095r.jpg) ![827 PENN POINT Road - Photo 11](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f3584526422r.jpg) ![827 PENN POINT Road - Photo 12](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f1621781783r.jpg) ![827 PENN POINT Road - Photo 13](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f2930727138r.jpg) ![827 PENN POINT Road - Photo 14](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f4183715556r.jpg) ![827 PENN POINT Road - Photo 15](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f2436515778r.jpg) ![827 PENN POINT Road - Photo 16](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f3833814526r.jpg) ![827 PENN POINT Road - Photo 17](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f1253218304r.jpg) ![827 PENN POINT Road - Photo 18](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f3251308472r.jpg) ![827 PENN POINT Road - Photo 19](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f3977573782r.jpg) ![827 PENN POINT Road - Photo 20](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f2669074557r.jpg) ![827 PENN POINT Road - Photo 21](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f1974469570r.jpg) ![827 PENN POINT Road - Photo 22](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f2183902281r.jpg) ![827 PENN POINT Road - Photo 23](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f1535893691r.jpg) ![827 PENN POINT Road - Photo 24](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f2116498697r.jpg) ![827 PENN POINT Road - Photo 25](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f4111535169r.jpg) ![827 PENN POINT Road - Photo 26](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f444404561r.jpg) ![827 PENN POINT Road - Photo 27](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f4174224199r.jpg) ![827 PENN POINT Road - Photo 28](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f1254376979r.jpg) ![827 PENN POINT Road - Photo 29](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f2833870400r.jpg) ![827 PENN POINT Road - Photo 30](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f491337929r.jpg) ![827 PENN POINT Road - Photo 31](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f801638020r.jpg) ![827 PENN POINT Road - Photo 32](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f4232141387r.jpg) ![827 PENN POINT Road - Photo 33](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f947150110r.jpg) ![827 PENN POINT Road - Photo 34](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f2575434832r.jpg) ![827 PENN POINT Road - Photo 35](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f1033238161r.jpg) ![827 PENN POINT Road - Photo 36](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f3201630477r.jpg) ![827 PENN POINT Road - Photo 37](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f1048101500r.jpg) ![827 PENN POINT Road - Photo 38](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f2110855771r.jpg) ![827 PENN POINT Road - Photo 39](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f1530377965r.jpg) ![827 PENN POINT Road - Photo 40](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f308275811r.jpg) ![827 PENN POINT Road - Photo 41](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f1770702071r.jpg) ![827 PENN POINT Road - Photo 42](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f3230834408r.jpg) ![827 PENN POINT Road - Photo 43](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f728832410r.jpg) ![827 PENN POINT Road - Photo 44](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f520935523r.jpg) ![827 PENN POINT Road - Photo 45](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f5670410r.jpg) ![827 PENN POINT Road - Photo 46](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f3211510261r.jpg) ![827 PENN POINT Road - Photo 47](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f816619361r.jpg) ![827 PENN POINT Road - Photo 48](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f3287383590r.jpg) ![827 PENN POINT Road - Photo 49](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f2827009952r.jpg) ![827 PENN POINT Road - Photo 50](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f1721391972r.jpg) ![827 PENN POINT Road - Photo 51](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f962892721r.jpg) ![827 PENN POINT Road - Photo 52](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f865897812r.jpg) ![827 PENN POINT Road - Photo 53](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f787449523r.jpg) ![827 PENN POINT Road - Photo 54](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f4123308158r.jpg) ![827 PENN POINT Road - Photo 55](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f2381428253r.jpg) ![827 PENN POINT Road - Photo 56](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f3089575118r.jpg) ![827 PENN POINT Road - Photo 57](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f1196943790r.jpg) ![827 PENN POINT Road - Photo 58](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f3661491542r.jpg) ![827 PENN POINT Road - Photo 59](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f371016218r.jpg) ![827 PENN POINT Road - Photo 60](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f299470226r.jpg) ![827 PENN POINT Road - Photo 61](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f91337363r.jpg) ![827 PENN POINT Road - Photo 62](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f1841320552r.jpg) ![827 PENN POINT Road - Photo 63](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f1770007987r.jpg) ![827 PENN POINT Road - Photo 64](http://lh.rdcpix.com/6b1cc0e3256d1586af5eacf7e4ec4041l-f2513527171r.jpg) --- **MLS#:** MDGA2011664 | **Updated:** 2026-05-28 **Source:** listhub *Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/827-penn-point-road-oakland-md-21550-a2011664) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/827-penn-point-road-oakland-md-21550-a2011664#listing", "url": "https://www.propertysimple.ai/listing/827-penn-point-road-oakland-md-21550-a2011664", "name": "827 PENN POINT Road, Oakland, MD 21550", "description": "Custom built by the original owners and thoughtfully expanded with a recent addition, this exceptional five-bedroom, 3.5-bath home is set on 100 feet of split lakefront in desirable Penn Cove. Featuring a coveted Type A dock permit, lakeside fire pit and pavilion, and easy shoreline access, the property is designed to embrace lake living in every season. Set on a generously sized lot with abundant parking, oversized multi-car garage with interior access, usable backyard, wooded walking paths, and nearby UTV and snowmobile trails, the setting offers a rare balance of privacy and recreation. Inside, natural light fills the home, where hardwood floors, cathedral ceilings, wood-burning fireplaces, and open-concept living spaces create warmth and character. A flexible layout with multiple living areas offers room for gathering, multi-generational living, or separate guest quarters, with potential for vacation rental use. 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