# 84 Oak Creek Circle, Toccoa, GA 30577

> **TL;DR:** 4bd/4ba single family, $365,000 ($115/sqft), built 1974, 3,186 sqft.
> Fireplace, A/C. Est. $1,582/mo. Listed 118 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $365,000 |
| Price/sqft | $115 |
| Bedrooms | 4 |
| Bathrooms | 3 full, 1 half |
| Square Feet | 3,186 |
| Year Built | 1974 |
| Lot Size | 20,038 sqft (0.46 acres) |
| Stories | 2 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 118 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,582 |
| **Total** | **$1,582** |

## Nearby Schools

- **Elementary:** Toccoa
- **Middle:** Stephens
- **High:** Stephens

## Key Amenities

- Fireplace
- A/C

## Property Highlights

- Built in 1974
- 0.46 acre lot
- 2 stories
- Fireplace

## Description

### Agent Description
This timeless four-sided brick cottage is a hidden gem, perfectly nestled in a well-established neighborhood just minutes from the heart of downtown Toccoa. From the moment you step into the welcoming foyer, you'll feel right at home. The beautifully updated kitchen is a standout, featuring sleek quartz countertops, a stylish coffee bar, and thoughtfully designed details that make everyday living feel elevated. Designed with both comfort and entertaining in mind, the main level offers a spacious great room with custom built-in bookshelves surrounding a classic masonry wood-burning fireplace, a formal dining room for memorable gatherings, a bright and inviting sunroom, a private study, and a convenient half bath. Beadboard ceilings and recessed lighting add warmth and character throughout. Upstairs, you'll find four generously sized bedrooms filled with natural light, along with two full baths that provide plenty of space for family and guests. The finished basement takes this home to the next level, featuring a second masonry fireplace with gas logs. With dual HVAC systems serving the main and upper levels, this home offers comfort, charm, and functionality all year long

## Location

- **Address:** 84 Oak Creek Circle, Toccoa, GA 30577
- **County:** Stephens
- **Neighborhood:** Oak Creek Estates
- **Coordinates:** 34.583977, -83.319612
- **Google Maps:** https://www.google.com/maps?q=34.583977,-83.319612

## Listing Agent

- **Name:** Stephen P Caudell
- **Brokerage:** Hammock Realty North Georgia
- **Phone:** 7064913245
- **Email:** scaudell@hammockrealtyng.com

## Primary Photo

![84 Oak Creek Circle - Primary Photo](http://lh.rdcpix.com/37712ddf0ba0311a20c839b13269aaf4l-f2853421314r.jpg)

*37 total photos available on [listing page](https://www.propertysimple.com/listing/84-oak-creek-circle-toccoa-ga-30577-10686412)*

---

**MLS#:** 10686412 | **Updated:** 2026-06-17
**Source:** listhub

*Copyright © 2026 Georgia Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/84-oak-creek-circle-toccoa-ga-30577-10686412)

---

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