About This Home

This 2-bedroom, 3-bathroom single family at 840 Clay Street in Cedar Falls, IA is listed for $399,494 ($270 per sqft). Built in 2023, the home offers 1,478 sqft of living space on a 0.59 acres lot.

Key Features

  • Built in 2023
  • 0.59 acre lot

Property Details

1 full, 1 half
2023

Amenities

A/C
Listing Description

Estimated 40% reduction in property taxes for the first 10 years for being built in the newly established historic urban core neighborhood. These one-of-a-kind homes are uniquely situated in the first urban pocket-neighborhood developed in Iowa. The most efficient and comfortable standard of living!

The story-and-a-half cottages feature main level living room, kitchen and half bath. The entire upstairs is comprised of an owners en-suite. The basement features a 2nd full bath, bedroom and second living area! You will find high-quality materials on the inside and out! Inside can have different trim/ceiling finish elements, unique vaulted ceilings, tons of natural light, and more. LP siding, composite decking and lots of landscaping/trees/shrubs will round out the exteriors!

Monthly Cost Estimate

$2,312/mo

20% down · 6.5% · 30 years

Principal$289
Interest$1,731
Insurance$117
HOA$175

Estimates only. Actual payments may vary.

Location

840 Clay Street

Cedar Falls, IA 50613

Property Details

Construction

Brk Accent Hardboard Siding

Parking

Garage - Detached

Heating

Forced AirElectric (Heating)

Cooling

Central AirAttic Fan

Questions & Answers

This 2-bedroom, 3-bathroom single family at 840 Clay Street is listed at $399,494 ($270/sqft). The estimated monthly payment is $2,312 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $175/month.

Key features include: Built in 2023, 0.59 acre lot.

This property is listed by Brian Wingert.

BW

Brian Wingert

Agent at Structure Real Estate

Listed by Structure Real Estate · Broker phone: (319) 260-2016 · View on Broker Site · Broker website

MLS# 20264883· Source: Northeast Iowa Regional Board of Realtors· 22 days on PropertySimple

Copyright © 2026 Northeast Iowa Regional Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

840 Clay Street, Cedar Falls, IA 50613

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