# 840 Cross Circle, Oxford, MI 48371 > **TL;DR:** 4bd/3ba single family, $587,500 ($267/sqft), built 2004, 2,200 sqft. > Fireplace, Waterfront, A/C, 2-car garage. Est. $3,727/mo. Listed 68 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $587,500 | | Price/sqft | $267 | | Bedrooms | 4 | | Bathrooms | 2 full, 1 half | | Square Feet | 2,200 | | Year Built | 2004 | | Lot Size | 15,682 sqft (0.36 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 68 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,971 | | Estimated Insurance | $171 | | HOA | $585 | | **Total** | **$3,727** | ## Key Amenities - Fireplace - Waterfront - A/C - 2-car garage ## Property Highlights - Built in 2004 - 0.36 acre lot - 2 stories - Fireplace - Waterfront ## Description ### Agent Description Welcome to your lakefront dream in Bay Village of Waterstone, a highly sought after lake and golf community in desirable Oxford! This stunning home offers over 3,500sqft of finished living space with 4 large bedrooms, 2.5 bathrooms, a fully finished lower level, and endless sweeping lake and sunset views! ( Electric Motors) The lake offers year around entertainment with a sandbar and sandy beach and great for ice fishing or even hockey in the winter. Inside the home, the two story great room and kitchen are the heart of the home. Offering endless views, an abundance of light and the perfect gathering place. The kitchen is freshly updated with new quartz countertops and ss appliances. Recent updates throughout the home offer a fresh, move-in-ready feel, including new interior and exterior paint, beautifully refinished hardwood floors, new carpeting, updated lighting and modern hardware. The finished basement adds valuable living space and is framed and plumbed for a future half bath, giving you room to grow and customize. The convenience of a first floor laundry room is in place but could also serve as a large walk-in pantry Additional improvements include a brand-new washer and dryer, new water heater, new water softener, and stylish new exterior shutters. A newly fenced area provides the perfect secure space for pets, adding even more functionality and convenience to this thoughtfully updated home. Waterstone is a lifestyle, offering walking paths, golf, community events and so much more. Minutes from downtown restaurants and shopping, come join the fun! *All furniture and dock included unless you would like seller to remove. ## Location - **Address:** 840 Cross Circle, Oxford, MI 48371 - **County:** Oakland - **Neighborhood:** Bay Village Of Waterstone Occpn 1392 - **Coordinates:** 42.835796, -83.29167 - **Google Maps:** https://www.google.com/maps?q=42.835796,-83.29167 ## Listing Agent - **Name:** Sarah Jones - **Brokerage:** Real Estate One - **Broker Phone:** (248) 304-6700 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/840-Cross-Cir_Oxford_MI_48371_M32568-91449?f=listhub&s=REALCOMPMI&m=20261066950&c=propsimple) ## Photos ![840 Cross Circle - Photo 1](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f2715265835r.jpg) ![840 Cross Circle - Photo 2](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f2442698456r.jpg) ![840 Cross Circle - Photo 3](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f3853470440r.jpg) ![840 Cross Circle - Photo 4](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f1595840832r.jpg) ![840 Cross Circle - Photo 5](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f3371052058r.jpg) ![840 Cross Circle - Photo 6](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f755647359r.jpg) ![840 Cross Circle - Photo 7](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f4033778756r.jpg) ![840 Cross Circle - Photo 8](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f1859511959r.jpg) ![840 Cross Circle - Photo 9](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f3209561714r.jpg) ![840 Cross Circle - Photo 10](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f4044864579r.jpg) ![840 Cross Circle - Photo 11](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f3257660238r.jpg) ![840 Cross Circle - Photo 12](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f3047896058r.jpg) ![840 Cross Circle - Photo 13](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f3868475081r.jpg) ![840 Cross Circle - Photo 14](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f376116989r.jpg) ![840 Cross Circle - Photo 15](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f91496383r.jpg) ![840 Cross Circle - Photo 16](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f1829877209r.jpg) ![840 Cross Circle - Photo 17](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f1818141298r.jpg) ![840 Cross Circle - Photo 18](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f581652237r.jpg) ![840 Cross Circle - Photo 19](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f2439167310r.jpg) ![840 Cross Circle - Photo 20](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f3540285345r.jpg) ![840 Cross Circle - Photo 21](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f3658575651r.jpg) ![840 Cross Circle - Photo 22](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f1016953054r.jpg) ![840 Cross Circle - Photo 23](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f2880926053r.jpg) ![840 Cross Circle - Photo 24](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f3511911212r.jpg) ![840 Cross Circle - Photo 25](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f3423932894r.jpg) ![840 Cross Circle - Photo 26](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f1706949581r.jpg) ![840 Cross Circle - Photo 27](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f3341709373r.jpg) ![840 Cross Circle - Photo 28](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f2289360813r.jpg) ![840 Cross Circle - Photo 29](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f4012673357r.jpg) ![840 Cross Circle - Photo 30](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f2503309781r.jpg) ![840 Cross Circle - Photo 31](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f1535730579r.jpg) ![840 Cross Circle - Photo 32](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f3421418917r.jpg) ![840 Cross Circle - Photo 33](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f1011445404r.jpg) ![840 Cross Circle - Photo 34](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f3545006349r.jpg) ![840 Cross Circle - Photo 35](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f3262864061r.jpg) ![840 Cross Circle - Photo 36](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f3969901072r.jpg) ![840 Cross Circle - Photo 37](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f1300158118r.jpg) ![840 Cross Circle - Photo 38](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f849911158r.jpg) ![840 Cross Circle - Photo 39](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f857046226r.jpg) ![840 Cross Circle - Photo 40](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f3921995010r.jpg) ![840 Cross Circle - Photo 41](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f408260288r.jpg) ![840 Cross Circle - Photo 42](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f1156398355r.jpg) ![840 Cross Circle - Photo 43](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f1345248090r.jpg) ![840 Cross Circle - Photo 44](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f1290951826r.jpg) ![840 Cross Circle - Photo 45](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f2577946104r.jpg) ![840 Cross Circle - Photo 46](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f4160967931r.jpg) ![840 Cross Circle - Photo 47](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f2142853103r.jpg) ![840 Cross Circle - Photo 48](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f2281376723r.jpg) ![840 Cross Circle - Photo 49](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f8469846r.jpg) ![840 Cross Circle - Photo 50](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f3129984691r.jpg) ![840 Cross Circle - Photo 51](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f4276679987r.jpg) ![840 Cross Circle - Photo 52](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f2470934062r.jpg) ![840 Cross Circle - Photo 53](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f3298330213r.jpg) ![840 Cross Circle - Photo 54](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f116782528r.jpg) ![840 Cross Circle - Photo 55](http://lh.rdcpix.com/bfd08a7eec51727fea3e4ebf807692fel-f616618265r.jpg) --- **MLS#:** 20261066950 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 Realcomp Limited II. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/840-cross-circle-oxford-mi-48371-588c40f93b2a46e5a78ba4d110c09a0b) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/840-cross-circle-oxford-mi-48371-588c40f93b2a46e5a78ba4d110c09a0b#listing", "url": "https://www.propertysimple.ai/listing/840-cross-circle-oxford-mi-48371-588c40f93b2a46e5a78ba4d110c09a0b", "name": "840 Cross Circle, Oxford, MI 48371", "description": "Welcome to your lakefront dream in Bay Village of Waterstone, a highly sought after lake and golf community in desirable Oxford! This stunning home offers over 3,500sqft of finished living space with 4 large bedrooms, 2.5 bathrooms, a fully finished lower level, and endless sweeping lake and sunset views! ( Electric Motors) The lake offers year around entertainment with a sandbar and sandy beach and great for ice fishing or even hockey in the winter. Inside the home, the two story great room and kitchen are the heart of the home. Offering endless views, an abundance of light and the perfect gathering place. The kitchen is freshly updated with new quartz countertops and ss appliances. Recent updates throughout the home offer a fresh, move-in-ready feel, including new interior and exterior paint, beautifully refinished hardwood floors, new carpeting, updated lighting and modern hardware. The finished basement adds valuable living space and is framed and plumbed for a future half bath, giving you room to grow and customize. The convenience of a first floor laundry room is in place but could also serve as a large walk-in pantry Additional improvements include a brand-new washer and dryer, new water heater, new water softener, and stylish new exterior shutters. A newly fenced area provides the perfect secure space for pets, adding even more functionality and convenience to this thoughtfully updated home. Waterstone is a lifestyle, offering walking paths, golf, community events and so much more. 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