About This Home

This 4-bedroom, 2-bathroom single family at 842 Treasure Island Road in Hardin, KY is listed for $275,000 ($153 per sqft). Built in 1987, the home offers 1,800 sqft of living space on a 0.33 acres lot.

Key Features

  • Built in 1987
  • 0.33 acre lot
  • Private pool
  • Fireplace

Property Details

1 story
2 full
4-car garage
1987

Amenities

PoolFireplaceA/C
Listing Description

Kentucky Lake area home in Pirates Cove Resort! Sitting on 5 lots, This 4 bed, 2 bath property is ideal for a vacation getaway, full time residence , or short-term rental. Features include a wrap-around porch, private in-ground pool with pool house, storm shelter, outbuildings, and a 40x50 3-bay garage/shop with 10x12 doors-well-suited for boats, RVs, or potential rental income.

The en-suite bath features a soaking tub and separate walk-in shower. Recent updates include metal roof, composite flooring throughout, gas stove, 2 refrigerators, dishwasher, HVAC, and gas water heater. Situated on Jonathan Creek, known for fishing and Water sports, approx.

20 min to Murray State and 15 min to LBL. Enjoy fishing, boating, hiking, and wildlife viewing, including bald eagles. Community amenities include airstrip, marina, boat launch, clubhouse, pool, courts & mini golf. HOA fees apply See Pirates Cove association for information on HOA fees. Buyer to verify all pertinent information.

Monthly Cost Estimate

$1,721/mo

20% down · 6.5% · 30 years

Principal$199
Interest$1,192
Insurance$80
HOA$250

Estimates only. Actual payments may vary.

Location

842 Treasure Island Road

Hardin, KY 42048

Pirates Cove

Features & Amenities

Interior Features

Breakfast BarEntrance FoyerEat-in KitchenPrimary First FloorWalk-In Closet(s)Ceiling Fan(s)Soaking Tub

Exterior Features

Storm Door(s)

Property Details

Flooring

LaminateVinyl

Construction

Aluminum Siding Brick Veneer

Pool Features

Pool

Parking

DrivewayWorkshopGarage - DetachedOpen

Heating

Propane (Heating)

Cooling

Gas (Cooling)Electric

Appliances

Gas RangeRefrigeratorOvenGas RangeRefrigeratorOven

Questions & Answers

This 4-bedroom, 2-bathroom single family at 842 Treasure Island Road is listed at $275,000 ($153/sqft). The estimated monthly payment is $1,721 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $250/month.

Key features include: Built in 1987, 0.33 acre lot, Private pool, Fireplace. Interior Features: Breakfast Bar, Entrance Foyer, Eat-in Kitchen. Exterior Features: Storm Door(s).

This property is listed by Shannon Crawford.

SC

Shannon Crawford

Agent at Benchmark Realty, LLC

Listed by Benchmark Realty, LLC · Broker phone: (270) 715-4793 · View on Broker Site · Broker website

MLS# 26015407· Source: ImagineMLS· 188 days on PropertySimple

Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

842 Treasure Island Road, Hardin, KY 42048

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