About This Home

This 3-bedroom, 2-bathroom single family at 85 COUNTY ROAD 265 in Cullman, AL is listed for $419,000 ($264 per sqft). Built in 1999, the home offers 1,586 sqft of living space on a 0.67 acres lot.

Key Features

  • Built in 1999
  • 0.67 acre lot
  • Waterfront

Property Details

1 story
2 full
2-car garage
1999

Amenities

WaterfrontViewHardwoodA/C
Listing Description

SMITH LAKE!! USDA eligible with potential 100% financing for qualified buyers! COMPLETELY RENOVATED 3BR/2BA seasonal waterfront home in Lakewood Landing on Simpson Creek! NEW ROOF, NEW luxury vinyl plank flooring, NEW interior/exterior paint, NEW TILE, NEW CARPET, and beautifully renovated kitchen with ALL NEW APPLIANCES!

Both bathrooms FULLY RENOVATED with modern finishes. EXTENSIVE RECENT (10/13/26) FLOORING RENOVATIONS! Open floor plan features spacious den with soaring atrium ceilings, large dining area, and galley kitchen. Mudroom/laundry leads to 2-car garage. Covered deck with vaulted ceiling, new deck boards, and refreshed stairs to swim dock.

Located on PAVED ROADS in an established neighborhood with EASY ACCESS! Recent comparable properties highlight the exceptional condition, extensive updates, and overall VALUE this home offers compared to other seasonal waterfront homes on Smith Lake!

Monthly Cost Estimate

$2,241/mo

20% down · 6.5% · 30 years

Principal$303
Interest$1,816
Insurance$122

Estimates only. Actual payments may vary.

Location

85 COUNTY ROAD 265

Cullman, AL 35057

LAKEWOOD LANDING

Features & Amenities

Interior Features

Bay WindowSplit Bedroom

Property Details

Flooring

CarpetHardwoodTile

Construction

Siding-Other

Views

Lake

Parking

Driveway

Heating

Central

Cooling

Central Air

Appliances

Dishwasher Built-InOven-ElectricRefrigeratorSome Stainless ApplStove-ElectricDishwasher Built-InOven-ElectricRefrigeratorSome Stainless ApplStove-Electric

Questions & Answers

This 3-bedroom, 2-bathroom single family at 85 COUNTY ROAD 265 is listed at $419,000 ($264/sqft). The estimated monthly payment is $2,241 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1999, 0.67 acre lot, Waterfront. Interior Features: Bay Window, Split Bedroom.

This property is listed by Kathy Caufield.

KC

Kathy Caufield

Agent at Magnolia Real Estate Group LLC

Listed by Magnolia Real Estate Group LLC · Broker phone: 2053865979 · View on Broker Site

MLS# 21467057· Source: Greater Alabama MLS· 23 days on PropertySimple

Copyright © 2026 Greater Alabama MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

85 COUNTY ROAD 265, Cullman, AL 35057

Open this listing in: