# 8520 W Sapphire, Lake City, MI 49651

> **TL;DR:** 1bd/1ba single family, $160,000 ($377/sqft), built 2022, 424 sqft.
> Waterfront, View, Basement. Est. $856/mo. Listed 2 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $160,000 |
| Price/sqft | $377 |
| Bedrooms | 1 |
| Bathrooms | 1 full |
| Square Feet | 424 |
| Year Built | 2022 |
| Lot Size | 6,098 sqft (0.14 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 2 |

## Why This Home Stands Out

- **Waterfront** - Direct water access
- **Views** - Water

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $809 |
| Estimated Insurance | $47 |
| **Total** | **$856** |

## Key Amenities

- Waterfront
- View
- Basement

## Property Highlights

- Built in 2022
- 0.14 acre lot
- 1 parking spaces
- Waterfront

## Description

### Agent Description
YOUR AFFORDABLE UP NORTH RETREAT ON BEAUTIFUL LAKE SAPPHIRE! Enjoy your own 12-foot shared easement directly across the street on beautiful Lake Sapphire, featuring gradual access to 264 acres of all-sports recreation. Whether you enjoy boating, fishing, swimming, kayaking, or simply relaxing by the water, this is an affordable opportunity to experience Northern Michigan lake living without the high waterfront taxes. Built in 2022, this charming one-room cottage offers 424 square feet of thoughtfully designed living space plus an additional 144-square-foot exterior storage area located behind the cottage. The professionally designed interior embraces a classic lakefront motif, complete with beadboard finishes, luxury vinyl plank flooring, charming cottage décor, and exceptional attention to detail. Every square foot is utilized beautifully, featuring a cozy sleeping area, a large closet with laundry hookups, a beautifully finished three-quarter bath, a functional kitchenette, and an inviting dining and living area that creates the perfect Up North retreat. The home is connected to sewer system and served by a private well drilled below the aquifer, providing modern conveniences with peace of mind. Nestled on a beautifully landscaped 54' x 160' lot, the property offers exceptional privacy with brand-new privacy fencing along both side property lines and mature trees bordering the rear of the lot. You'll appreciate the attractive tiered landscaping, spacious concrete driveway, and full RV hookup with electric, water, and sewer connections that make this property ideal for hosting family and friends. After a day on the lake, gather around the campfire, enjoy dinner at the picnic table, or simply unwind and take in the peaceful surroundings. The exterior storage area offers plenty of room for your lake toys, outdoor furniture, and lawn tools. Whether you're searching for a weekend getaway, seasonal retreat, or investment opportunity, this turnkey cottage checks the box.

## Location

- **Address:** 8520 W Sapphire, Lake City, MI 49651
- **County:** Missaukee
- **Coordinates:** 44.319995, -85.265088
- **Google Maps:** https://www.google.com/maps?q=44.319995,-85.265088

## Listing Agent

- **Name:** Tamara McLeod Helsel
- **Brokerage:** City2Shore Real Estate Northern Michigan
- **Phone:** 2319206422

## Primary Photo

![8520 W Sapphire - Primary Photo](http://lh.rdcpix.com/b8435c90f3cfb9a76e86f61e6222ec9bl-f3939525765r.jpg)

*43 total photos available on [listing page](https://www.propertysimple.ai/listing/8520-w-sapphire-lake-city-mi-49651-1947476)*

---

**MLS#:** 1947476 | **Updated:** 2026-08-02
**Source:** listhub

*Copyright © 2026 Northern Great Lakes Realtors MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/8520-w-sapphire-lake-city-mi-49651-1947476)

---

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