# 8524 Surf Drive, Panama City, FL 32408 > **TL;DR:** commercial, $2,900,000 ($612/sqft), built 1962, 4,740 sqft. Est. $15,510/mo. Listed 207 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $2,900,000 | | Price/sqft | $612 | | Square Feet | 4,740 | | Year Built | 1962 | | Lot Size | 21,780 sqft (0.50 acres) | | Stories | 2 | | Property Type | Commercial (Other) | | Status | Active | | Days on Market | 207 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $14,664 | | Estimated Insurance | $846 | | **Total** | **$15,510** | ## Nearby Schools - **Elementary:** Breakfast Point - **Middle:** Breakfast Point - **High:** Arnold ## Property Highlights - Built in 1962 - 0.50 acre lot - 2 stories ## Description ### Agent Description Embrace the charm of Old Florida with this rare 6-unit motel situated on over half an acre in one of the most desirable locations along Surf Drive. Rich in character and coastal appeal, this income-producing property offers a unique blend of nostalgia and modern potential. Exceptional Investment Opportunity in a Prime Beachfront Setting. Notably, it boasts the only beach view from the north side of Surf Drive--an unmatched feature that sets it apart. Currently operating as a turnkey business, this thriving Bed and Breakfast is fully furnished and well maintained, providing immediate income with strong demand driven by Panama City Beach's thriving tourism market. Guests enjoy convenient beach access just steps away, along with walkable proximity to dining, entertainment, and local attractions. The expansive lot and high-intensity zoning present exceptional redevelopment opportunities. Whether you envision expanding the existing footprint, creating a boutique lodging experience, or developing single-family or multi-family residences, the possibilities are wide open. With its prime location, steady rental potential, and rare development flexibility, this property is an outstanding opportunity for investors seeking both current cash flow and long-term upside in a highly sought-after coastal market. ## Location - **Address:** 8524 Surf Drive, Panama City, FL 32408 - **County:** Bay - **Neighborhood:** Bel Air 1st Add - **Coordinates:** 30.165913, -85.788114 - **Google Maps:** https://www.google.com/maps?q=30.165913,-85.788114 ## Listing Agent - **Name:** Kay C Blanchard - **Brokerage:** Beachy Beach Real Estate - **Broker Phone:** (850) 527-5651 ## Photos ![8524 Surf Drive - Photo 1](http://lh.rdcpix.com/bdc5826bacb6b53841a8846ccf2f473fl-f241619948r.jpg) ![8524 Surf Drive - Photo 2](http://lh.rdcpix.com/bdc5826bacb6b53841a8846ccf2f473fl-f3059079939r.jpg) ![8524 Surf Drive - Photo 3](http://lh.rdcpix.com/bdc5826bacb6b53841a8846ccf2f473fl-f3957341949r.jpg) ![8524 Surf Drive - Photo 4](http://lh.rdcpix.com/bdc5826bacb6b53841a8846ccf2f473fl-f3491857316r.jpg) ![8524 Surf Drive - Photo 5](http://lh.rdcpix.com/bdc5826bacb6b53841a8846ccf2f473fl-f2544442298r.jpg) ![8524 Surf Drive - Photo 6](http://lh.rdcpix.com/bdc5826bacb6b53841a8846ccf2f473fl-f3413194882r.jpg) ![8524 Surf Drive - Photo 7](http://lh.rdcpix.com/bdc5826bacb6b53841a8846ccf2f473fl-f1452065556r.jpg) ![8524 Surf Drive - Photo 8](http://lh.rdcpix.com/bdc5826bacb6b53841a8846ccf2f473fl-f1853507066r.jpg) ![8524 Surf Drive - Photo 9](http://lh.rdcpix.com/bdc5826bacb6b53841a8846ccf2f473fl-f3807154617r.jpg) ![8524 Surf Drive - Photo 10](http://lh.rdcpix.com/bdc5826bacb6b53841a8846ccf2f473fl-f2990162257r.jpg) ![8524 Surf Drive - Photo 11](http://lh.rdcpix.com/bdc5826bacb6b53841a8846ccf2f473fl-f518283913r.jpg) ![8524 Surf Drive - Photo 12](http://lh.rdcpix.com/bdc5826bacb6b53841a8846ccf2f473fl-f1999543424r.jpg) ![8524 Surf Drive - Photo 13](http://lh.rdcpix.com/bdc5826bacb6b53841a8846ccf2f473fl-f3190175512r.jpg) ![8524 Surf Drive - Photo 14](http://lh.rdcpix.com/bdc5826bacb6b53841a8846ccf2f473fl-f199403304r.jpg) ![8524 Surf Drive - 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Photo 95](http://lh.rdcpix.com/bdc5826bacb6b53841a8846ccf2f473fl-f1653445381r.jpg) ![8524 Surf Drive - Photo 96](http://lh.rdcpix.com/bdc5826bacb6b53841a8846ccf2f473fl-f3675654175r.jpg) ![8524 Surf Drive - Photo 97](http://lh.rdcpix.com/bdc5826bacb6b53841a8846ccf2f473fl-f2932000130r.jpg) ![8524 Surf Drive - Photo 98](http://lh.rdcpix.com/bdc5826bacb6b53841a8846ccf2f473fl-f1803201971r.jpg) ![8524 Surf Drive - Photo 99](http://lh.rdcpix.com/bdc5826bacb6b53841a8846ccf2f473fl-f2943816357r.jpg) ![8524 Surf Drive - Photo 100](http://lh.rdcpix.com/bdc5826bacb6b53841a8846ccf2f473fl-f1322950250r.jpg) ![8524 Surf Drive - Photo 101](http://lh.rdcpix.com/bdc5826bacb6b53841a8846ccf2f473fl-f4137726827r.jpg) ![8524 Surf Drive - Photo 102](http://lh.rdcpix.com/bdc5826bacb6b53841a8846ccf2f473fl-f1080580383r.jpg) ![8524 Surf Drive - Photo 103](http://lh.rdcpix.com/bdc5826bacb6b53841a8846ccf2f473fl-f3268766462r.jpg) ![8524 Surf Drive - Photo 104](http://lh.rdcpix.com/bdc5826bacb6b53841a8846ccf2f473fl-f2571751619r.jpg) ![8524 Surf Drive - Photo 105](http://lh.rdcpix.com/bdc5826bacb6b53841a8846ccf2f473fl-f4069912150r.jpg) --- **MLS#:** 788821 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/8524-surf-drive-panama-city-fl-32408-e2098290160e47c0923c956829a4bfdf) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/8524-surf-drive-panama-city-fl-32408-e2098290160e47c0923c956829a4bfdf#listing", "url": "https://www.propertysimple.ai/listing/8524-surf-drive-panama-city-fl-32408-e2098290160e47c0923c956829a4bfdf", "name": "8524 Surf Drive, Panama City, FL 32408", "description": "Embrace the charm of Old Florida with this rare 6-unit motel situated on over half an acre in one of the most desirable locations along Surf Drive. Rich in character and coastal appeal, this income-producing property offers a unique blend of nostalgia and modern potential. Exceptional Investment Opportunity in a Prime Beachfront Setting. Notably, it boasts the only beach view from the north side of Surf Drive--an unmatched feature that sets it apart. Currently operating as a turnkey business, this thriving Bed and Breakfast is fully furnished and well maintained, providing immediate income with strong demand driven by Panama City Beach's thriving tourism market. Guests enjoy convenient beach access just steps away, along with walkable proximity to dining, entertainment, and local attractions. The expansive lot and high-intensity zoning present exceptional redevelopment opportunities. Whether you envision expanding the existing footprint, creating a boutique lodging experience, or developing single-family or multi-family residences, the possibilities are wide open. With its prime location, steady rental potential, and rare development flexibility, this property is an outstanding opportunity for investors seeking both current cash flow and long-term upside in a highly sought-after coastal market.", "image": [ "http://lh.rdcpix.com/bdc5826bacb6b53841a8846ccf2f473fl-f241619948r.jpg", "http://lh.rdcpix.com/bdc5826bacb6b53841a8846ccf2f473fl-f3059079939r.jpg", "http://lh.rdcpix.com/bdc5826bacb6b53841a8846ccf2f473fl-f3957341949r.jpg", "http://lh.rdcpix.com/bdc5826bacb6b53841a8846ccf2f473fl-f3491857316r.jpg", "http://lh.rdcpix.com/bdc5826bacb6b53841a8846ccf2f473fl-f2544442298r.jpg", "http://lh.rdcpix.com/bdc5826bacb6b53841a8846ccf2f473fl-f3413194882r.jpg", "http://lh.rdcpix.com/bdc5826bacb6b53841a8846ccf2f473fl-f1452065556r.jpg", "http://lh.rdcpix.com/bdc5826bacb6b53841a8846ccf2f473fl-f1853507066r.jpg", "http://lh.rdcpix.com/bdc5826bacb6b53841a8846ccf2f473fl-f3807154617r.jpg", "http://lh.rdcpix.com/bdc5826bacb6b53841a8846ccf2f473fl-f2990162257r.jpg", 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