# 854 Cloverdale Avenue, Waterloo, IA 50703

> **TL;DR:** 3bd/1ba single family, $179,000 ($137/sqft), built 1979, 1,304 sqft.
> A/C. Est. $957/mo. Listed 42 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $179,000 |
| Price/sqft | $137 |
| Bedrooms | 3 |
| Bathrooms | 1 full |
| Square Feet | 1,304 |
| Year Built | 1979 |
| Lot Size | 8,276 sqft (0.19 acres) |
| Property Type | Single Family (Single Family Residence) |
| Status | Pending |
| Days on Market | 42 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $905 |
| Estimated Insurance | $52 |
| **Total** | **$957** |

## Nearby Schools

- **Elementary:** Lincoln Elementary Waterloo
- **Middle:** George Washington Carver Academy
- **High:** East High

## Key Amenities

- A/C

## Property Highlights

- Built in 1979
- 0.19 acre lot

## Description

### Agent Description
Move-in-ready 3-bedroom, 1-bath split-level home in Waterloo, located at the end of a dead-end road, offering great privacy. All three bedrooms, the full bathroom, and the living room are conveniently located on the main level. The kitchen features dark quartz countertops, with all appliances included. The finished lower level offers additional living space along with the laundry area and could work well for a rec room, office, or additional storage. The home has newer mechanicals, with the furnace and central air replaced in 2018 and the water heater replaced in 2022. The refrigerator, washer, and dryer were replaced in 2024, and the roof will be replaced prior to closing. Outside, you'll find a three-season porch overlooking the fully fenced backyard, along with an oversized 2-stall garage that offers plenty of room for vehicles, storage, hobbies, or a workshop. Located just a few minutes from Highway 63 and Highway 218, this home offers convenient access to Waterloo and surrounding areas. With some updates already completed and the roof being replaced, this home is ready for its next owner.

## Location

- **Address:** 854 Cloverdale Avenue, Waterloo, IA 50703
- **County:** Black Hawk
- **Neighborhood:** Cloverdale Acres
- **Coordinates:** 42.534471, -92.360792
- **Google Maps:** https://www.google.com/maps?q=42.534471,-92.360792

## Listing Agent

- **Name:** Gavin Kelm
- **Brokerage:** Century 21 Signature Real Estate
- **Broker Phone:** (319) 239-1281
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/854-Cloverdale-Ave_Waterloo_IA_50703_M83410-47412?f=listhub&s=WCFBORIA&m=20264536&c=propsimple)

## Photos

![854 Cloverdale Avenue - Photo 1](http://lh.rdcpix.com/0696c501d7a54da3cddd7f25991d9588l-f2285709550r.jpg)

![854 Cloverdale Avenue - Photo 2](http://lh.rdcpix.com/0696c501d7a54da3cddd7f25991d9588l-f936205153r.jpg)

![854 Cloverdale Avenue - Photo 3](http://lh.rdcpix.com/0696c501d7a54da3cddd7f25991d9588l-f2676790737r.jpg)

![854 Cloverdale Avenue - Photo 4](http://lh.rdcpix.com/0696c501d7a54da3cddd7f25991d9588l-f2817550705r.jpg)

![854 Cloverdale Avenue - Photo 5](http://lh.rdcpix.com/0696c501d7a54da3cddd7f25991d9588l-f3626532026r.jpg)

![854 Cloverdale Avenue - Photo 6](http://lh.rdcpix.com/0696c501d7a54da3cddd7f25991d9588l-f3199279482r.jpg)

![854 Cloverdale Avenue - Photo 7](http://lh.rdcpix.com/0696c501d7a54da3cddd7f25991d9588l-f2329831386r.jpg)

![854 Cloverdale Avenue - Photo 8](http://lh.rdcpix.com/0696c501d7a54da3cddd7f25991d9588l-f1107576246r.jpg)

![854 Cloverdale Avenue - Photo 9](http://lh.rdcpix.com/0696c501d7a54da3cddd7f25991d9588l-f750721789r.jpg)

![854 Cloverdale Avenue - Photo 10](http://lh.rdcpix.com/0696c501d7a54da3cddd7f25991d9588l-f209812497r.jpg)

![854 Cloverdale Avenue - Photo 11](http://lh.rdcpix.com/0696c501d7a54da3cddd7f25991d9588l-f3664841708r.jpg)

![854 Cloverdale Avenue - Photo 12](http://lh.rdcpix.com/0696c501d7a54da3cddd7f25991d9588l-f154200578r.jpg)

![854 Cloverdale Avenue - Photo 13](http://lh.rdcpix.com/0696c501d7a54da3cddd7f25991d9588l-f2659576008r.jpg)

![854 Cloverdale Avenue - Photo 14](http://lh.rdcpix.com/0696c501d7a54da3cddd7f25991d9588l-f405915150r.jpg)

![854 Cloverdale Avenue - Photo 15](http://lh.rdcpix.com/0696c501d7a54da3cddd7f25991d9588l-f1994038711r.jpg)

![854 Cloverdale Avenue - Photo 16](http://lh.rdcpix.com/0696c501d7a54da3cddd7f25991d9588l-f4260745754r.jpg)

![854 Cloverdale Avenue - Photo 17](http://lh.rdcpix.com/0696c501d7a54da3cddd7f25991d9588l-f1687889443r.jpg)

![854 Cloverdale Avenue - Photo 18](http://lh.rdcpix.com/0696c501d7a54da3cddd7f25991d9588l-f1488660125r.jpg)

![854 Cloverdale Avenue - Photo 19](http://lh.rdcpix.com/0696c501d7a54da3cddd7f25991d9588l-f1043003740r.jpg)

![854 Cloverdale Avenue - Photo 20](http://lh.rdcpix.com/0696c501d7a54da3cddd7f25991d9588l-f2239528269r.jpg)

![854 Cloverdale Avenue - Photo 21](http://lh.rdcpix.com/0696c501d7a54da3cddd7f25991d9588l-f738471765r.jpg)

![854 Cloverdale Avenue - Photo 22](http://lh.rdcpix.com/0696c501d7a54da3cddd7f25991d9588l-f3085891734r.jpg)

![854 Cloverdale Avenue - Photo 23](http://lh.rdcpix.com/0696c501d7a54da3cddd7f25991d9588l-f4027153675r.jpg)

![854 Cloverdale Avenue - Photo 24](http://lh.rdcpix.com/0696c501d7a54da3cddd7f25991d9588l-f2641554186r.jpg)

![854 Cloverdale Avenue - Photo 25](http://lh.rdcpix.com/0696c501d7a54da3cddd7f25991d9588l-f2369275782r.jpg)

---

**MLS#:** 20264536 | **Updated:** 2026-10-26
**Source:** listhub

*Copyright © 2026 Northeast Iowa Regional Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/854-cloverdale-avenue-waterloo-ia-50703-33765d5b059241d0a2cef1a364e2433c)

---

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