About This Home

This 5-bedroom, 3-bathroom single family at 86 Main Street in Otisville, NY is listed for $499,000 ($185 per sqft). Built in 1989, the home offers 2,696 sqft of living space on a 0.77 acres lot.

Key Features

  • Built in 1989
  • 0.77 acre lot

Property Details

3 full
1-car garage
1989

Amenities

SolarA/C
Listing Description

Two homes in one! Minisink Schools! Turnkey and move-in ready, this rare legal mother-daughter property in Otisville offers two fully equipped kitchens, beautiful hardwood and newer laminate floors, and completely independent private entrances-perfect for multigenerational living or live-in buyers seeking rental income.

The upper floor features 3 bright bedrooms, 2 full bathrooms, a fully equipped kitchen, and a flexible foyer/entrance area ideal for a private home office, reading nook, or guest room. The primary suite boasts a completely newly renovated ensuite bath.

The lower floor offers its own independent living area complete with 2 bedrooms (including one extra-large bedroom), 1 full bathroom, and a second full kitchen. Set on a quiet 0.77-acre lot with dual driveway access from both Main and Walker Streets, the property provides ample parking, municipal water, town trash service, and a spacious deck ideal for outdoor entertaining.

Walk just 5 minutes to Veterans Memorial Park, local pizzerias, shops, and the post office, with the Metro-North train station just moments away for effortless commuting. Solar power system is negotiable to stay for an extra cost.

Monthly Cost Estimate

$2,669/mo

20% down · 6.5% · 30 years

Principal$361
Interest$2,162
Insurance$146

Estimates only. Actual payments may vary.

Location

86 Main Street

Otisville, NY 10963

Features & Amenities

Interior Features

First Floor BedroomFirst Floor Full BathFormal DiningGranite CountersIn-Law FloorplanPrimary BathroomRecessed Lighting

Property Details

Flooring

Laminate

Construction

Frame

Parking

DrivewayCarportGarage

Heating

BaseboardOil

Cooling

Window Unit(s)Wall/Window Unit(s)

Appliances

DishwasherDryerGas OvenGas RangeRefrigeratorWasherWater Softener Owned

Questions & Answers

This 5-bedroom, 3-bathroom single family at 86 Main Street is listed at $499,000 ($185/sqft). The estimated monthly payment is $2,669 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1989, 0.77 acre lot. Interior Features: First Floor Bedroom, First Floor Full Bath, Formal Dining.

This property is listed by Hai Li.

HL

Hai Li

Agent at Keller Williams Hudson Valley Realty & United

Listed by Keller Williams Hudson Valley Realty & United · Broker phone: (845) 639-0300 · View on Broker Site · Broker website

MLS# 1058299· Source: OneKey MLS· 27 days on PropertySimple

Copyright © 2026 OneKey MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

86 Main Street, Otisville, NY 10963

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