# 86 Main Street, Otisville, NY 10963

> **TL;DR:** 5bd/3ba single family, $499,000 ($185/sqft), built 1989, 2,696 sqft.
> Solar, A/C, 1-car garage. Est. $2,669/mo. Listed 31 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $499,000 |
| Price/sqft | $185 |
| Bedrooms | 5 |
| Bathrooms | 3 full |
| Square Feet | 2,696 |
| Year Built | 1989 |
| Lot Size | 33,367 sqft (0.77 acres) |
| Garage | 1-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 31 |

## Why This Home Stands Out

- **Solar Panels** - Solar panels listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,523 |
| Estimated Insurance | $146 |
| **Total** | **$2,669** |

## Nearby Schools

- **Elementary:** Otisville Elementary School
- **Middle:** Minisink Valley Middle School
- **High:** Minisink Valley High School

## Key Amenities

- Solar
- A/C
- 1-car garage

## Property Highlights

- Built in 1989
- 0.77 acre lot

## Description

### Agent Description
Two homes in one! Minisink Schools! Turnkey and move-in ready, this rare legal mother-daughter property in Otisville offers two fully equipped kitchens, beautiful hardwood and newer laminate floors, and completely independent private entrances-perfect for multigenerational living or live-in buyers seeking rental income. The upper floor features 3 bright bedrooms, 2 full bathrooms, a fully equipped kitchen, and a flexible foyer/entrance area ideal for a private home office, reading nook, or guest room. The primary suite boasts a completely newly renovated ensuite bath. The lower floor offers its own independent living area complete with 2 bedrooms (including one extra-large bedroom), 1 full bathroom, and a second full kitchen. Set on a quiet 0.77-acre lot with dual driveway access from both Main and Walker Streets, the property provides ample parking, municipal water, town trash service, and a spacious deck ideal for outdoor entertaining. Walk just 5 minutes to Veterans Memorial Park, local pizzerias, shops, and the post office, with the Metro-North train station just moments away for effortless commuting. Solar power system is negotiable to stay for an extra cost.

## Location

- **Address:** 86 Main Street, Otisville, NY 10963
- **County:** Orange County
- **Coordinates:** 41.47462, -74.546944
- **Google Maps:** https://www.google.com/maps?q=41.47462,-74.546944

## Listing Agent

- **Name:** Hai Li
- **Brokerage:** Keller Williams Hudson Valley Realty & United
- **Broker Phone:** (845) 639-0300
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/86-Main-St_Otisville_NY_10963_M32045-16627?f=listhub&s=MLSLINY&m=1058299&c=propsimple)

## Photos

![86 Main Street - Photo 1](http://lh.rdcpix.com/a39fb810e89b86882d4d14a5c28e7aa6l-f2991460644r.jpg)

![86 Main Street - Photo 2](http://lh.rdcpix.com/a39fb810e89b86882d4d14a5c28e7aa6l-f662281662r.jpg)

![86 Main Street - Photo 3](http://lh.rdcpix.com/a39fb810e89b86882d4d14a5c28e7aa6l-f2783285179r.jpg)

![86 Main Street - Photo 4](http://lh.rdcpix.com/a39fb810e89b86882d4d14a5c28e7aa6l-f2556244042r.jpg)

![86 Main Street - Photo 5](http://lh.rdcpix.com/a39fb810e89b86882d4d14a5c28e7aa6l-f592756308r.jpg)

![86 Main Street - Photo 6](http://lh.rdcpix.com/a39fb810e89b86882d4d14a5c28e7aa6l-f2228518191r.jpg)

![86 Main Street - Photo 7](http://lh.rdcpix.com/a39fb810e89b86882d4d14a5c28e7aa6l-f41227023r.jpg)

![86 Main Street - Photo 8](http://lh.rdcpix.com/a39fb810e89b86882d4d14a5c28e7aa6l-f2168819659r.jpg)

![86 Main Street - Photo 9](http://lh.rdcpix.com/a39fb810e89b86882d4d14a5c28e7aa6l-f692263522r.jpg)

![86 Main Street - Photo 10](http://lh.rdcpix.com/a39fb810e89b86882d4d14a5c28e7aa6l-f2782662715r.jpg)

![86 Main Street - Photo 11](http://lh.rdcpix.com/a39fb810e89b86882d4d14a5c28e7aa6l-f1874129208r.jpg)

![86 Main Street - Photo 12](http://lh.rdcpix.com/a39fb810e89b86882d4d14a5c28e7aa6l-f3185408225r.jpg)

![86 Main Street - Photo 13](http://lh.rdcpix.com/a39fb810e89b86882d4d14a5c28e7aa6l-f3266015000r.jpg)

![86 Main Street - Photo 14](http://lh.rdcpix.com/a39fb810e89b86882d4d14a5c28e7aa6l-f3669697523r.jpg)

![86 Main Street - Photo 15](http://lh.rdcpix.com/a39fb810e89b86882d4d14a5c28e7aa6l-f969591319r.jpg)

![86 Main Street - Photo 16](http://lh.rdcpix.com/a39fb810e89b86882d4d14a5c28e7aa6l-f1731675339r.jpg)

![86 Main Street - Photo 17](http://lh.rdcpix.com/a39fb810e89b86882d4d14a5c28e7aa6l-f4030472543r.jpg)

![86 Main Street - Photo 18](http://lh.rdcpix.com/a39fb810e89b86882d4d14a5c28e7aa6l-f1486208972r.jpg)

![86 Main Street - Photo 19](http://lh.rdcpix.com/a39fb810e89b86882d4d14a5c28e7aa6l-f41373039r.jpg)

![86 Main Street - Photo 20](http://lh.rdcpix.com/a39fb810e89b86882d4d14a5c28e7aa6l-f94664651r.jpg)

![86 Main Street - Photo 21](http://lh.rdcpix.com/a39fb810e89b86882d4d14a5c28e7aa6l-f1333338107r.jpg)

![86 Main Street - Photo 22](http://lh.rdcpix.com/a39fb810e89b86882d4d14a5c28e7aa6l-f2511872719r.jpg)

![86 Main Street - Photo 23](http://lh.rdcpix.com/a39fb810e89b86882d4d14a5c28e7aa6l-f2225165525r.jpg)

![86 Main Street - Photo 24](http://lh.rdcpix.com/a39fb810e89b86882d4d14a5c28e7aa6l-f1464619143r.jpg)

![86 Main Street - Photo 25](http://lh.rdcpix.com/a39fb810e89b86882d4d14a5c28e7aa6l-f775961109r.jpg)

![86 Main Street - Photo 26](http://lh.rdcpix.com/a39fb810e89b86882d4d14a5c28e7aa6l-f2386524285r.jpg)

![86 Main Street - Photo 27](http://lh.rdcpix.com/a39fb810e89b86882d4d14a5c28e7aa6l-f3081198717r.jpg)

![86 Main Street - Photo 28](http://lh.rdcpix.com/a39fb810e89b86882d4d14a5c28e7aa6l-f2123959169r.jpg)

![86 Main Street - Photo 29](http://lh.rdcpix.com/a39fb810e89b86882d4d14a5c28e7aa6l-f1852828920r.jpg)

![86 Main Street - Photo 30](http://lh.rdcpix.com/a39fb810e89b86882d4d14a5c28e7aa6l-f2804573750r.jpg)

![86 Main Street - Photo 31](http://lh.rdcpix.com/a39fb810e89b86882d4d14a5c28e7aa6l-f3649159658r.jpg)

![86 Main Street - Photo 32](http://lh.rdcpix.com/a39fb810e89b86882d4d14a5c28e7aa6l-f2021634442r.jpg)

![86 Main Street - Photo 33](http://lh.rdcpix.com/a39fb810e89b86882d4d14a5c28e7aa6l-f3890353190r.jpg)

![86 Main Street - Photo 34](http://lh.rdcpix.com/a39fb810e89b86882d4d14a5c28e7aa6l-f1962034696r.jpg)

![86 Main Street - Photo 35](http://lh.rdcpix.com/a39fb810e89b86882d4d14a5c28e7aa6l-f3497701617r.jpg)

![86 Main Street - Photo 36](http://lh.rdcpix.com/a39fb810e89b86882d4d14a5c28e7aa6l-f3809372684r.jpg)

---

**MLS#:** 1058299 | **Updated:** 2026-10-29
**Source:** listhub

*Copyright © 2026 OneKey MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/86-main-street-otisville-ny-10963-a7b092522b534f96baf2bb3d17f5a831)

---

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      "@id": "https://www.propertysimple.ai/listing/86-main-street-otisville-ny-10963-a7b092522b534f96baf2bb3d17f5a831#brokerage",
      "name": "Keller Williams Hudson Valley Realty & United",
      "telephone": "(845) 639-0300"
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  }
}
```