# 86 N Charles Street, Panama City Beach, FL 32461

> **TL;DR:** 5bd/5ba single family, $4,750,000 ($1995/sqft), built 2007, 2,381 sqft.
> A/C. Est. $23,681/mo. Listed 91 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $4,750,000 |
| Price/sqft | $1995 |
| Bedrooms | 5 |
| Bathrooms | 4 full, 1 half |
| Square Feet | 2,381 |
| Year Built | 2007 |
| Lot Size | 2,614 sqft (0.06 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 91 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $20,583 |
| HOA | $3,098 |
| **Total** | **$23,681** |

## Nearby Schools

- **Elementary:** Dune Lakes
- **Middle:** Emerald Coast
- **High:** South Walton

## Key Amenities

- A/C

## Property Highlights

- Built in 2007
- 0.06 acre lot
- 2 stories

## Description

### Agent Description
Discover timeless elegance in the heart of Alys Beach, one of the most coveted addresses along Florida's Emerald Coast. This stunning residence embodies the signature Alys Beach architectural style, crisp venetian plaster, graceful arches, and thoughtful Mediterranean-inspired details, set on the iconic Charles Street, just steps from pristine beaches, the renowned Caliza Pool, boutique shops, fine dining, and the vibrant Town Center. Recently refreshed by renowned interior designer Marisol Gullo, the interior boasts a sophisticated, contemporary coastal palette with updated finishes, luxurious furnishings, and impeccable attention to detail that perfectly complements the home's classic architecture. The open-concept living spaces flow seamlessly, creating an inviting atmosphere ideal for both relaxed gatherings and effortless entertaining. With 5 generous bedrooms, 4.5 baths, a private outdoor courtyard, and ample natural light throughout, this home offers the ultimate luxury coastal living. Enjoy the exclusive Alys Beach lifestyle, complete with world-class amenities, community events, and direct beach access. Whether you're seeking a primary residence, vacation retreat, or investment property in this highly desirable community, 86 N Charles Street represents a rare opportunity to own a refreshed masterpiece in paradise.

## Location

- **Address:** 86 N Charles Street, Panama City Beach, FL 32461
- **County:** Walton
- **Neighborhood:** ALYS BEACH
- **Coordinates:** 30.286313, -86.029627
- **Google Maps:** https://www.google.com/maps?q=30.286313,-86.029627

## Listing Agent

- **Name:** Kristen H Wilson
- **Brokerage:** Compass
- **Phone:** 8505662701
- **Email:** kristenwilsonrealestate@gmail.com

## Primary Photo

![86 N Charles Street - Primary Photo](http://lh.rdcpix.com/ecdfa5eb4eebc82010ce46a7c60afa3dl-f1851339121r.jpg)

*21 total photos available on [listing page](https://www.propertysimple.com/listing/86-n-charles-street-panama-city-beach-fl-32461-l996693)*

---

**MLS#:** 996693 | **Updated:** 2026-06-19
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/86-n-charles-street-panama-city-beach-fl-32461-l996693)

---

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