# 86 SHINGLE CAMP Terrace, Mc Henry, MD 21541

> **TL;DR:** 4bd/4ba single family, $1,895,000 ($814/sqft), built 2001, 2,328 sqft.
> Fireplace, Waterfront, A/C. Est. $10,135/mo. Listed 1 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,895,000 |
| Price/sqft | $814 |
| Bedrooms | 4 |
| Bathrooms | 3 full, 1 half |
| Square Feet | 2,328 |
| Year Built | 2001 |
| Lot Size | 12,754 sqft (0.29 acres) |
| Stories | 3 |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 1 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $9,582 |
| Estimated Insurance | $553 |
| **Total** | **$10,135** |

## Key Amenities

- Fireplace
- Waterfront
- A/C

## Property Highlights

- Built in 2001
- 0.29 acre lot
- 3 stories
- 4 parking spaces
- Fireplace
- Waterfront

## Description

### Agent Description
Welcome to 86 shingle Camp Terrace - a remarkable, 4 bedroom, 3.5 bathroom lakefront home in one of Deep Creek's most desirable coves. Offering 60' of gradual lake frontage with deep water off the dock in a no wake zone cove, you are sure to experience the best that life at the lake has to offer. Located on a private street with no outlet with only a few homes beyond this one provides a low-traffic feel that can be hard to replicate. The functional design offers a large, main level bedroom suite with its own full bathroom, powder room, kitchen, dining and living room with wood burning fireplace, and tall chalet ceilings to capture the eastern light. The upper level offers another large bedroom suite with full bathroom, walk in closet and loft balcony, perfect for computer work before a day on the lake. The lower level has brand new carpets throughout, an all new wet bar with sink, beverage fridges, ice maker and kegerator, as well as 2 more bedrooms, 1 full bathroom, laundry room and more storage. Enjoy a peaceful evening in the hot tub on the lower level deck or a bonfire on the lighted patio looking over the lake. The path to the water offers a lighted pathway down to the lake shed and Type-A dock. Located just 5 minutes from the top of Wisp Resort and a short boat ride to almost any restaurant on the waterfront, this setting puts you exactly where you need to be at Deep Creek Lake. If you have been searching for a home at the lake and haven't found it, this may be the one. Call today to schedule a private showing, opportunities like this do not last!

## Location

- **Address:** 86 SHINGLE CAMP Terrace, Mc Henry, MD 21541
- **County:** GARRETT
- **Neighborhood:** NONE AVAILABLE
- **Coordinates:** 39.52686, -79.35826
- **Google Maps:** https://www.google.com/maps?q=39.52686,-79.35826

## Listing Agent

- **Name:** Nick Fratz-Orr
- **Brokerage:** Railey Realty, Inc.
- **Phone:** 3016160473

## Primary Photo

![86 SHINGLE CAMP Terrace - Primary Photo](http://lh.rdcpix.com/23cfc388411ac073f085bac66ca2f00fl-f1889620307r.jpg)

*81 total photos available on [listing page](https://www.propertysimple.ai/listing/86-shingle-camp-terrace-mc-henry-md-21541-a2012306)*

---

**MLS#:** MDGA2012306 | **Updated:** 2026-08-01
**Source:** listhub

*Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/86-shingle-camp-terrace-mc-henry-md-21541-a2012306)

---

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