# 86 Smart, Yonkers, NY 10704

> **TL;DR:** 6bd/4ba multi-family, $1,469,000, built 1913.
> View, Hardwood, A/C. Est. $7,856/mo. Listed 125 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,469,000 |
| Bedrooms | 6 |
| Bathrooms | 4 full |
| Year Built | 1913 |
| Lot Size | 13,068 sqft (0.30 acres) |
| Property Type | Multi-Family (Duplex) |
| Status | Active |
| Days on Market | 125 |

## Why This Home Stands Out

- **Views** - City
- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $7,428 |
| Estimated Insurance | $428 |
| **Total** | **$7,856** |

## Nearby Schools

- **Elementary:** Yonkers (School Choice)
- **Middle:** Yonkers (School Choice)
- **High:** Yonkers (School Choice)

## Key Amenities

- View
- Hardwood
- A/C

## Property Highlights

- Built in 1913
- 0.30 acre lot
- 6 parking spaces

## Description

### Agent Description
PRICE DROP! MOTIVED SELLER! SCHEDULE YOUR SHOWING TODAY Welcome to 88 Smart Ave in Yonkers - a rare opportunity for investors seeking generational wealth or homeowners dreaming of living virtually mortgage-free. ? This legal two-family home offers endless possibilities and incredible flexibility. The first and second floors feature two spacious apartments - one offering 3 bedrooms and 2 baths, and the other a comfortable 2-bedroom, 2-bath layout. Live in one unit while the rental income from the second helps offset your mortgage and build long-term equity. As you make your way to the lower level, you'll discover two additional self-contained living spaces with private entrances, ideal for extended family, guests, or additional income potential. One is a cozy studio, while the second is a charming 1-bedroom, 1-bath mini enclave. Situated on an almost double-sized lot, this property has been meticulously maintained by a proud homeowner and offers space, versatility, and exceptional value. But that's not all - the property also includes a separate office space on the side, perfect for remote work or a home business, along with two spacious garages that add even more convenience and functionality. Whether you are looking for a smart investment, a multi-generational setup, or the perfect place to call home, this property truly checks every box. ?? There is so much more to discover here. Schedule your private showing today and experience everything this exceptional home has to offer!

## Location

- **Address:** 86 Smart, Yonkers, NY 10704
- **County:** Westchester County
- **Coordinates:** 40.936328, -73.860583
- **Google Maps:** https://www.google.com/maps?q=40.936328,-73.860583

## Listing Agent

- **Name:** Giuseppe Masucci
- **Brokerage:** Coldwell Banker Residential Brokerage
- **Phone:** 9146240234
- **Broker Phone:** (914) 997-0097
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/86-Smart-Ave_Yonkers_NY_10704_M48105-79334?f=listhub&s=MLSLINY&m=1000662&c=propsimple)

## Photos

![86 Smart - Photo 1](http://lh.rdcpix.com/49be43c9b16fe6b37ce7a7ec907ab52fl-f4182467227r.jpg)

![86 Smart - Photo 2](http://lh.rdcpix.com/49be43c9b16fe6b37ce7a7ec907ab52fl-f2455298693r.jpg)

![86 Smart - Photo 3](http://lh.rdcpix.com/49be43c9b16fe6b37ce7a7ec907ab52fl-f140549667r.jpg)

![86 Smart - Photo 4](http://lh.rdcpix.com/49be43c9b16fe6b37ce7a7ec907ab52fl-f3365104631r.jpg)

![86 Smart - Photo 5](http://lh.rdcpix.com/49be43c9b16fe6b37ce7a7ec907ab52fl-f3721369347r.jpg)

![86 Smart - Photo 6](http://lh.rdcpix.com/49be43c9b16fe6b37ce7a7ec907ab52fl-f2989305056r.jpg)

![86 Smart - Photo 7](http://lh.rdcpix.com/49be43c9b16fe6b37ce7a7ec907ab52fl-f2712956408r.jpg)

![86 Smart - Photo 8](http://lh.rdcpix.com/49be43c9b16fe6b37ce7a7ec907ab52fl-f129040579r.jpg)

![86 Smart - Photo 9](http://lh.rdcpix.com/49be43c9b16fe6b37ce7a7ec907ab52fl-f2707121533r.jpg)

![86 Smart - Photo 10](http://lh.rdcpix.com/49be43c9b16fe6b37ce7a7ec907ab52fl-f1827354466r.jpg)

![86 Smart - Photo 11](http://lh.rdcpix.com/49be43c9b16fe6b37ce7a7ec907ab52fl-f1700973126r.jpg)

![86 Smart - Photo 12](http://lh.rdcpix.com/49be43c9b16fe6b37ce7a7ec907ab52fl-f2995153475r.jpg)

![86 Smart - Photo 13](http://lh.rdcpix.com/49be43c9b16fe6b37ce7a7ec907ab52fl-f1955805085r.jpg)

![86 Smart - Photo 14](http://lh.rdcpix.com/49be43c9b16fe6b37ce7a7ec907ab52fl-f353011202r.jpg)

![86 Smart - Photo 15](http://lh.rdcpix.com/49be43c9b16fe6b37ce7a7ec907ab52fl-f2274185161r.jpg)

![86 Smart - Photo 16](http://lh.rdcpix.com/49be43c9b16fe6b37ce7a7ec907ab52fl-f353011202r.jpg)

![86 Smart - Photo 17](http://lh.rdcpix.com/49be43c9b16fe6b37ce7a7ec907ab52fl-f2268539289r.jpg)

![86 Smart - Photo 18](http://lh.rdcpix.com/49be43c9b16fe6b37ce7a7ec907ab52fl-f1873510928r.jpg)

![86 Smart - Photo 19](http://lh.rdcpix.com/49be43c9b16fe6b37ce7a7ec907ab52fl-f1843160657r.jpg)

![86 Smart - Photo 20](http://lh.rdcpix.com/49be43c9b16fe6b37ce7a7ec907ab52fl-f64117972r.jpg)

![86 Smart - Photo 21](http://lh.rdcpix.com/49be43c9b16fe6b37ce7a7ec907ab52fl-f1627130573r.jpg)

![86 Smart - Photo 22](http://lh.rdcpix.com/49be43c9b16fe6b37ce7a7ec907ab52fl-f3160626965r.jpg)

![86 Smart - Photo 23](http://lh.rdcpix.com/49be43c9b16fe6b37ce7a7ec907ab52fl-f3056868026r.jpg)

![86 Smart - Photo 24](http://lh.rdcpix.com/49be43c9b16fe6b37ce7a7ec907ab52fl-f3711220700r.jpg)

![86 Smart - Photo 25](http://lh.rdcpix.com/49be43c9b16fe6b37ce7a7ec907ab52fl-f306147724r.jpg)

![86 Smart - Photo 26](http://lh.rdcpix.com/49be43c9b16fe6b37ce7a7ec907ab52fl-f2054306737r.jpg)

![86 Smart - Photo 27](http://lh.rdcpix.com/49be43c9b16fe6b37ce7a7ec907ab52fl-f672601341r.jpg)

![86 Smart - Photo 28](http://lh.rdcpix.com/49be43c9b16fe6b37ce7a7ec907ab52fl-f1239303358r.jpg)

![86 Smart - Photo 29](http://lh.rdcpix.com/49be43c9b16fe6b37ce7a7ec907ab52fl-f3816691361r.jpg)

![86 Smart - Photo 30](http://lh.rdcpix.com/49be43c9b16fe6b37ce7a7ec907ab52fl-f4005651506r.jpg)

![86 Smart - Photo 31](http://lh.rdcpix.com/49be43c9b16fe6b37ce7a7ec907ab52fl-f1580562170r.jpg)

![86 Smart - Photo 32](http://lh.rdcpix.com/49be43c9b16fe6b37ce7a7ec907ab52fl-f4133188446r.jpg)

![86 Smart - Photo 33](http://lh.rdcpix.com/49be43c9b16fe6b37ce7a7ec907ab52fl-f3478494981r.jpg)

![86 Smart - Photo 34](http://lh.rdcpix.com/49be43c9b16fe6b37ce7a7ec907ab52fl-f1050598285r.jpg)

![86 Smart - Photo 35](http://lh.rdcpix.com/49be43c9b16fe6b37ce7a7ec907ab52fl-f855835296r.jpg)

![86 Smart - Photo 36](http://lh.rdcpix.com/49be43c9b16fe6b37ce7a7ec907ab52fl-f1043799489r.jpg)

![86 Smart - Photo 37](http://lh.rdcpix.com/49be43c9b16fe6b37ce7a7ec907ab52fl-f1622770949r.jpg)

![86 Smart - Photo 38](http://lh.rdcpix.com/49be43c9b16fe6b37ce7a7ec907ab52fl-f3637701861r.jpg)

![86 Smart - Photo 39](http://lh.rdcpix.com/49be43c9b16fe6b37ce7a7ec907ab52fl-f2831410939r.jpg)

![86 Smart - Photo 40](http://lh.rdcpix.com/49be43c9b16fe6b37ce7a7ec907ab52fl-f3150487257r.jpg)

---

**MLS#:** 1000662 | **Updated:** 2026-09-13
**Source:** listhub

*Copyright © 2026 OneKey MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/86-smart-yonkers-ny-10704-1000662)

---

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    "@id": "https://www.propertysimple.ai/listing/86-smart-yonkers-ny-10704-1000662#agent",
    "name": "Giuseppe Masucci",
    "telephone": "9146240234",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://www.propertysimple.ai/listing/86-smart-yonkers-ny-10704-1000662#brokerage",
      "name": "Coldwell Banker Residential Brokerage",
      "telephone": "(914) 997-0097"
    }
  }
}
```