# 8605 Toqua Road #106, Panama City Beach, FL 32408 > **TL;DR:** 2bd/3ba condo, $192,500 ($154/sqft), built 2007, 1,253 sqft. > A/C, 1-car garage. Est. $1,653/mo. Listed 148 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $192,500 | | Price/sqft | $154 | | Bedrooms | 2 | | Bathrooms | 2 full, 1 half | | Square Feet | 1,253 | | Year Built | 2007 | | Stories | 2 | | Garage | 1-car | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 148 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $973 | | Estimated Insurance | $56 | | HOA | $624 | | **Total** | **$1,653** | ## Nearby Schools - **Elementary:** Breakfast Point - **Middle:** Breakfast Point - **High:** Arnold ## Key Amenities - A/C - 1-car garage ## Property Highlights - Built in 2007 - 2 stories ## Description ### Agent Description Beautifully maintained 2-bedroom, 2.5 bath townhome-style condo WITH a private garage in the gated Emerald Park community of Panama City Beach. Designed for comfortable living and effortless entertaining, this home features an open-concept floor plan with the kitchen overlooking the main living area. The kitchen offers granite countertops, ample cabinetry, a breakfast bar, and a pantry for added storage. A convenient half bath on the main level is perfect for guests, while the covered back patio provides a relaxing outdoor retreat. Upstairs, the spacious primary suite includes a walk-in closet, dual granite-topped vanity, and private shower. The second bedroom also features its own en-suite bath with a tub/shower combination, offering privacy and comfort for family or guests. Seller is offering a home warranty for added peace of mind. The HOA covers water, trash, Wi-Fi, and landscaping, making for truly low-maintenance living. Residents of Emerald Park enjoy an impressive collection of resort-style amenities spanning more than 12,000 square feet of thoughtfully designed indoor and outdoor spaces. Community features include a resort pool and sun deck with Jacuzzi, a secondary quiet pool, outdoor lounges, covered loggias with an outdoor kitchen, a private dining room with catering kitchen, a 24/7 fitness center, a 2,500-square-foot co-working center, dog park, clubroom with fireplaces and TVs, coffee bar, game room with pool and ping-pong tables, indoor children's playroom, and additional shaded outdoor gathering areas. Ideally located just minutes from the white-sandy beaches of Panama City Beach, as well as shopping, dining, entertainment, and grocery stores, this property offers the perfect blend of convenience and coastal living. Whether you're looking for a primary residence, vacation home, or investment opportunity, this exceptional property is ready to exceed expectations. All measurements are approximate and should be verified by buyer if important. ## Location - **Address:** 8605 Toqua Road #106, Panama City Beach, FL 32408 - **County:** Bay - **Neighborhood:** Emerald Park Condominium - **Coordinates:** 30.180599, -85.782193 - **Google Maps:** https://www.google.com/maps?q=30.180599,-85.782193 ## Listing Agent - **Name:** Susanne Kuhajda - **Brokerage:** Realty ONE Group Emerald Coast - **Broker Phone:** (850) 830-5955 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/8605-Toqua-Rd-Unit-106_Panama-City-Beach_FL_32408_M55960-15193?f=listhub&s=BCARFL&m=791177&c=propsimple) ## Photos ![8605 Toqua Road #106 - Photo 1](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f386011353r.jpg) ![8605 Toqua Road #106 - Photo 2](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f3436387348r.jpg) ![8605 Toqua Road #106 - Photo 3](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f1358652891r.jpg) ![8605 Toqua Road #106 - Photo 4](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f1702619531r.jpg) ![8605 Toqua Road #106 - Photo 5](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f1862304265r.jpg) ![8605 Toqua Road #106 - Photo 6](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f4204982991r.jpg) ![8605 Toqua Road #106 - Photo 7](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f4280380747r.jpg) ![8605 Toqua Road #106 - Photo 8](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f740889192r.jpg) ![8605 Toqua Road #106 - Photo 9](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f3212230148r.jpg) ![8605 Toqua Road #106 - Photo 10](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f4254452342r.jpg) ![8605 Toqua Road #106 - Photo 11](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f2059805018r.jpg) ![8605 Toqua Road #106 - Photo 12](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f3407431330r.jpg) ![8605 Toqua Road #106 - Photo 13](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f2683221875r.jpg) ![8605 Toqua Road #106 - Photo 14](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f2153905042r.jpg) ![8605 Toqua Road #106 - Photo 15](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f14765361r.jpg) ![8605 Toqua Road #106 - Photo 16](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f938237606r.jpg) ![8605 Toqua Road #106 - Photo 17](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f3014900272r.jpg) ![8605 Toqua Road #106 - Photo 18](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f4085869633r.jpg) ![8605 Toqua Road #106 - Photo 19](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f1820568908r.jpg) ![8605 Toqua Road #106 - Photo 20](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f2577030872r.jpg) ![8605 Toqua Road #106 - Photo 21](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f513571125r.jpg) ![8605 Toqua Road #106 - Photo 22](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f199955406r.jpg) ![8605 Toqua Road #106 - Photo 23](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f227114487r.jpg) ![8605 Toqua Road #106 - Photo 24](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f1497585942r.jpg) ![8605 Toqua Road #106 - Photo 25](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f2985707141r.jpg) ![8605 Toqua Road #106 - Photo 26](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f529848974r.jpg) ![8605 Toqua Road #106 - Photo 27](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f1943002314r.jpg) ![8605 Toqua Road #106 - Photo 28](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f4106387021r.jpg) ![8605 Toqua Road #106 - Photo 29](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f3519577862r.jpg) ![8605 Toqua Road #106 - Photo 30](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f930360754r.jpg) ![8605 Toqua Road #106 - Photo 31](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f2723381927r.jpg) ![8605 Toqua Road #106 - Photo 32](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f787469644r.jpg) ![8605 Toqua Road #106 - Photo 33](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f2574844770r.jpg) ![8605 Toqua Road #106 - Photo 34](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f894712540r.jpg) ![8605 Toqua Road #106 - Photo 35](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f94646919r.jpg) ![8605 Toqua Road #106 - Photo 36](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f2322144297r.jpg) ![8605 Toqua Road #106 - Photo 37](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f1752112903r.jpg) ![8605 Toqua Road #106 - Photo 38](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f1856502245r.jpg) ![8605 Toqua Road #106 - Photo 39](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f1961340886r.jpg) ![8605 Toqua Road #106 - Photo 40](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f3575042226r.jpg) ![8605 Toqua Road #106 - Photo 41](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f1302991944r.jpg) ![8605 Toqua Road #106 - Photo 42](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f1805838774r.jpg) ![8605 Toqua Road #106 - Photo 43](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f756589060r.jpg) ![8605 Toqua Road #106 - Photo 44](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f4283253983r.jpg) ![8605 Toqua Road #106 - Photo 45](http://lh.rdcpix.com/c7e3df7613e6fc5dd505a787d1020e75l-f3390576296r.jpg) --- **MLS#:** 791177 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/8605-toqua-road-panama-city-beach-fl-32408-0e0b19e73c434b29bcaf3fc6260f6bc8) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/8605-toqua-road-panama-city-beach-fl-32408-0e0b19e73c434b29bcaf3fc6260f6bc8#listing", "url": "https://www.propertysimple.ai/listing/8605-toqua-road-panama-city-beach-fl-32408-0e0b19e73c434b29bcaf3fc6260f6bc8", "name": "8605 Toqua Road #106, Panama City Beach, FL 32408", "description": "Beautifully maintained 2-bedroom, 2.5 bath townhome-style condo WITH a private garage in the gated Emerald Park community of Panama City Beach. Designed for comfortable living and effortless entertaining, this home features an open-concept floor plan with the kitchen overlooking the main living area. The kitchen offers granite countertops, ample cabinetry, a breakfast bar, and a pantry for added storage. A convenient half bath on the main level is perfect for guests, while the covered back patio provides a relaxing outdoor retreat. Upstairs, the spacious primary suite includes a walk-in closet, dual granite-topped vanity, and private shower. The second bedroom also features its own en-suite bath with a tub/shower combination, offering privacy and comfort for family or guests. Seller is offering a home warranty for added peace of mind. The HOA covers water, trash, Wi-Fi, and landscaping, making for truly low-maintenance living. Residents of Emerald Park enjoy an impressive collection of resort-style amenities spanning more than 12,000 square feet of thoughtfully designed indoor and outdoor spaces. Community features include a resort pool and sun deck with Jacuzzi, a secondary quiet pool, outdoor lounges, covered loggias with an outdoor kitchen, a private dining room with catering kitchen, a 24/7 fitness center, a 2,500-square-foot co-working center, dog park, clubroom with fireplaces and TVs, coffee bar, game room with pool and ping-pong tables, indoor children's playroom, and additional shaded outdoor gathering areas. Ideally located just minutes from the white-sandy beaches of Panama City Beach, as well as shopping, dining, entertainment, and grocery stores, this property offers the perfect blend of convenience and coastal living. Whether you're looking for a primary residence, vacation home, or investment opportunity, this exceptional property is ready to exceed expectations. 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