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About This Home

This 2-bedroom, 2-bathroom townhouse at 8606 Sand Dollar Drive in Panama City Beach, FL is listed for $455,000 ($309 per sqft). Built in 2025, the home offers 1,472 sqft of living space on a N/A lot.

Agent Description

Step into this beautifully upgraded end-unit cottage in Latitude Margaritaville Watersound, where 55+ living feels like a permanent vacation without the wait of ongoing construction. Located in a fully completed section of the neighborhood, this 2-bedroom, 2-bath home with a two-car garage offers 1,472 square feet of thoughtfully designed, turnkey space.

With an east-facing entry and a south-facing porch, the home is filled with natural light in all the right places, while the screened porch stays comfortably shaded even in peak summer, creating a true year-round outdoor retreat. Its positioning also offers added privacy and a little extra breathing room.

Inside, the layout strikes that sweet spot between open-concept living and functional separation. The main living area flows seamlessly into the kitchen and dining space, making everyday living and entertaining feel effortless. The primary suite is tucked away for privacy, featuring a spacious bedroom, a well-appointed bath, and a custom closet system.

The guest bedroom and bath offer a comfortable, welcoming setup for visitors. Freshly painted and lightly lived in for just six months, the home is layered with thoughtful upgrades that go well beyond builder-grade. Designer lighting, plantation shutters, and custom closets throughout bring a polished, high-end feel.

An Aqua Pro water softener and HVAC blue light air purification system add comfort and efficiency, while hurricane-resistant windows and doors provide peace of mind. Wood flooring and custom built-ins round out the elevated finishes. Beyond the home, the lifestyle at Latitude Margaritaville Watersound is where things really shine.

Residents enjoy resort-style pools, fitness centers, on-site dining and bars, live music, and a full calendar of social events, clubs, and gatherings. From casual happy hours to community-wide celebrations, there is always something going on, making it easy to stay connected and fully lean into the Margaritaville way of life.

Key Features

  • Built in 2025

Property Details

1 story
2 full
2025

Amenities

A/C

Monthly Cost Estimate

$2,774/mo

20% down · 6.5% · 30 years

Principal$329
Interest$1,972
Insurance$133
HOA$341

Estimates only. Actual payments may vary.

Location

8606 Sand Dollar Drive

Panama City Beach, FL 32413

Latitude Margaritaville Watersound

Features & Amenities

Interior Features

Ceiling VaultedKitchen IslandLighting RecessedNewly PaintedPantrySplit BedroomWasher/Dryer Hookup

Property Details

Flooring

Laminate

Construction

Siding CmntFbrHrdBrd

Pool Features

Porch

Parking

Garage

Heating

Central

Cooling

Central Air

Appliances

Auto Garage Door OpnDishwasherDisposalMicrowaveRefrigeratorSmoke DetectorStove/Oven Electric

Questions & Answers

This 2-bedroom, 2-bathroom townhouse at 8606 Sand Dollar Drive is listed at $455,000 ($309/sqft). The estimated monthly payment is $2,313 based on 20% down at 6.5% interest.

HOA fees are $341/month.

Key features include: Built in 2025. Interior Features: Ceiling Vaulted, Kitchen Island, Lighting Recessed.

This property is listed by Andrea E Gallagher and can be reached at 2606021608 or andrea.gallagher@compass.com.

AG

Andrea E Gallagher

Agent at Compass

(260) 602-1608

Listed by Compass · View on Broker Site

MLS# 998852· Source: listhub· Updated 68 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

8606 Sand Dollar Drive, Panama City Beach, FL 32413

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