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About This Home

This 4-bedroom, 2-bathroom single family at 8620 SW 185th Ter in Cutler Bay, FL is listed for $838,000 ($473 per sqft). Built in 1958, the home offers 1,772 sqft of living space on a 0.34 acres lot.

Agent Description

PRICE IMPROVEMENT- Welcome to highly desirable North Cutler Bay & the perfect home for enjoying South Florida living! NO FLOOD ZONE. This beautifully maintained 4-bedroom, 2-bath home with a 2-car garage sits on an oversized 15,000 sq ft lot and features a screened-in pool and a fully fenced, private backyard—ideal for entertaining, relaxing poolside, or hosting family and friends.

Inside, the home offers a spacious functional layout filled with natural light & includes a bedroom with its own private entrance on the opposite side of the home, perfect for guests, in-laws, or a home office. The expansive lot provides plenty of space for boats, RVs, and all your outdoor toys.

A detached shed with electric offers excellent extra storage, workshop space, or potential office conversion. Lovingly cared for by the same owners for 25 years. Located in a highly desirable neighborhood close to A-rated schools and just minutes from Palmer Trinity School. Our community has many family events hosting golf cart parades, chili cook-offs, wing-fests and more. Located near downtown Cutler Bay, the Turnpike, and popular Black Point Marina.

Key Features

  • Built in 1958
  • 0.34 acre lot

Property Details

2 full
1958

Amenities

Hardwood

Monthly Cost Estimate

$4,482/mo

20% down · 6.5% · 30 years

Principal$606
Interest$3,631
Insurance$244

Estimates only. Actual payments may vary.

Location

8620 SW 185th Ter

Cutler Bay, FL 33157

Whispering Pines Estates

Features & Amenities

Interior Features

First Floor EntryLiving/Dining RoomOther

Exterior Features

Enclosed PorchFenceLightingShedStorm/Security Shutters

Property Details

Flooring

HardwoodTileWood

Construction

Block

Parking

DrivewayGarage

Cooling

Ceiling Fan(s)Central AirElectric

Appliances

DishwasherMicrowaveRangeRefrigeratorWasher

Questions & Answers

This 4-bedroom, 2-bathroom single family at 8620 SW 185th Ter is listed at $838,000 ($473/sqft). The estimated monthly payment is $3,631 based on 20% down at 6.5% interest.

Key features include: Built in 1958, 0.34 acre lot. Interior Features: First Floor Entry, Living/Dining Room, Other. Exterior Features: Enclosed Porch, Fence, Lighting.

This property is listed by Nicole Black and can be reached at 7864027674 or nikkiblack@comcast.net.

NB

Nicole Black

Agent at Cutler Realty, Inc.

(786) 402-7674

Listed by Cutler Realty, Inc. · View on Broker Site

MLS# A11979496· Source: listhub· Updated today

Copyright © 2026 Miami REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

8620 SW 185th Ter, Cutler Bay, FL 33157

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