About This Home

This 4-bedroom, 2-bathroom single family at 8620 SW 185th Ter in Cutler Bay, FL is listed for $799,000 ($451 per sqft). Built in 1958, the home offers 1,772 sqft of living space on a 0.34 acres lot.

Key Features

  • Built in 1958
  • 0.34 acre lot
  • Private pool

Property Details

1 story
2 full
2-car garage
1958

Amenities

PoolHardwoodA/C
Listing Description

MAJOR PRICE IMPROVEMENT- NOW $799,000! NO FLOOD ZONE! Welcome to highly desirable North Cutler Bay & the perfect home for enjoying South Florida living! This beautifully maintained 4-bedroom, 2-bath home with a 2-car garage sits on a rare oversized 15,000 sq ft lot and features a screened-in pool and a fully fenced, private backyard-ideal for entertaining, relaxing poolside, or hosting family and friends.

Inside, the home offers a spacious functional layout & includes a bedroom with its own private entrance on the opposite side of the home, perfect for guests, in-laws, or a home office. The expansive lot provides plenty of space for boats, RVs, and all your outdoor toys.

A detached shed with electric offers excellent extra storage, workshop space, or potential office conversion. Lovingly cared for by the same owners for 25 years. Located in a highly desirable neighborhood close to A-rated schools and just minutes from Palmer Trinity School. Our community has many family events hosting golf cart parades, chili cook-offs, wing-fests and more. Located near downtown Cutler Bay, the Turnpike, and popular Black Point Marina. Bring your offers!

Monthly Cost Estimate

$4,273/mo

20% down · 6.5% · 30 years

Principal$578
Interest$3,462
Insurance$233

Estimates only. Actual payments may vary.

Location

8620 SW 185th Ter

Cutler Bay, FL 33157

WHISPERING PINES ESTATES

Features & Amenities

Interior Features

First Floor EntryLiving/Dining Room

Exterior Features

Enclosed PorchFenceLightingShedStorm/Security Shutters

Property Details

Flooring

HardwoodWoodTileTerrazzo

Construction

Block

Pool Features

Pool

Outdoor Features

Porch

Parking

Driveway

Cooling

Ceiling Fan(s)ElectricCentral Air

Appliances

DishwasherElectric RangeMicrowaveRefrigerator

Questions & Answers

This 4-bedroom, 2-bathroom single family at 8620 SW 185th Ter is listed at $799,000 ($451/sqft). The estimated monthly payment is $4,273 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1958, 0.34 acre lot, Private pool. Interior Features: First Floor Entry, Living/Dining Room. Exterior Features: Enclosed Porch, Fence, Lighting.

This property is listed by Nicole Black.

NB

Nicole Black

License 3277050

Agent at Cutler Realty

Listed by Cutler Realty · Broker phone: (305) 494-0402 · View on Broker Site

MLS# A11979496· Source: Miami REALTORS®· 3 days on PropertySimple

Copyright © 2026 Miami REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

8620 SW 185th Ter, Cutler Bay, FL 33157

Open this listing in: