# 8620 SW 185th Ter, Cutler Bay, FL 33157

> **TL;DR:** 4bd/2ba single family, $838,000 ($473/sqft), built 1958, 1,772 sqft.
> Hardwood. Est. $3,631/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $838,000 |
| Price/sqft | $473 |
| Bedrooms | 4 |
| Bathrooms | 2 full |
| Square Feet | 1,772 |
| Year Built | 1958 |
| Lot Size | 15,002 sqft (0.34 acres) |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 0 |

## Why This Home Stands Out

- **Hardwood Floors** - Throughout the home

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $3,631 |
| **Total** | **$3,631** |

## Nearby Schools

- **Elementary:** Whispering Pines

## Key Amenities

- Hardwood

## Property Highlights

- Built in 1958
- 0.34 acre lot

## Description

### Agent Description
PRICE IMPROVEMENT- Welcome to highly desirable North Cutler Bay & the perfect home for enjoying South Florida living! NO FLOOD ZONE. This beautifully maintained 4-bedroom, 2-bath home with a 2-car garage sits on an oversized 15,000 sq ft lot and features a screened-in pool and a fully fenced, private backyard—ideal for entertaining, relaxing poolside, or hosting family and friends. Inside, the home offers a spacious functional layout filled with natural light & includes a bedroom with its own private entrance on the opposite side of the home, perfect for guests, in-laws, or a home office. The expansive lot provides plenty of space for boats, RVs, and all your outdoor toys. A detached shed with electric offers excellent extra storage, workshop space, or potential office conversion. Lovingly cared for by the same owners for 25 years. Located in a highly desirable neighborhood close to A-rated schools and just minutes from Palmer Trinity School.  Our community has many family events hosting golf cart parades, chili cook-offs, wing-fests and more. Located near downtown Cutler Bay, the Turnpike, and popular Black Point Marina.

## Location

- **Address:** 8620 SW 185th Ter, Cutler Bay, FL 33157
- **County:** Miami-Dade
- **Neighborhood:** Whispering Pines Estates

## Listing Agent

- **Name:** Nicole Black
- **Brokerage:** Cutler Realty, Inc.
- **Phone:** 7864027674
- **Email:** nikkiblack@comcast.net

## Primary Photo

![8620 SW 185th Ter - Primary Photo](http://lh.rdcpix.com/fb0d25d9ceea9c67210ddf4939eecfbel-f3023824036r.jpg)

*39 total photos available on [listing page](https://www.propertysimple.com/listing/8620-sw-185th-ter-cutler-bay-fl-33157-11979496)*

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**MLS#:** A11979496 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Miami REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/8620-sw-185th-ter-cutler-bay-fl-33157-11979496)

---

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