# 865 N. Lyle Avenue, Elgin, IL 60123 > **TL;DR:** 3bd/3ba single family, $450,000 ($206/sqft), built 2002, 2,182 sqft. Est. $2,406/mo. Listed 4 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $450,000 | | Price/sqft | $206 | | Bedrooms | 3 | | Bathrooms | 3 full | | Square Feet | 2,182 | | Year Built | 2002 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 4 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,275 | | Estimated Insurance | $131 | | **Total** | **$2,406** | ## Property Highlights - Built in 2002 ## Description ### Agent Description Peaceful Setting, Spacious Home & Beautiful Creek Views! Welcome to this lovely home in Elgin's desirable Valley Creek subdivision, tucked away on a quiet dead-end street and surrounded by mature trees and the tranquil beauty of Tyler Creek. If you're looking for privacy, peaceful outdoor spaces, and plenty of room to spread out, this home deserves a closer look! One of the home's standout features is the large wraparound deck overlooking Tyler Creek and the surrounding wooded landscape-a wonderful spot for morning coffee, entertaining friends, or simply relaxing and enjoying nature. A nearby walking path provides access to the Big Timber Train Station, adding a convenient option for commuters and those who enjoy getting out for a walk. Enter through the inviting screened-in front porch, creating a comfortable outdoor retreat where you can enjoy the fresh air without the bugs. Inside, the spacious entryway features a skylight that fills the area with natural light, a convenient hall closet, and easy access to the first-floor laundry. The main level offers generously sized rooms and an inviting open floor plan, with hardwood flooring throughout the primary living spaces and beautiful hardwood doors and trim. The spacious kitchen provides an abundance of cabinet and counter space, a center island, separate pantry, stone-tile backsplash, and a newer stove-making it both functional and welcoming for everyday living and entertaining. The living room is designed to be a true gathering space, featuring vaulted ceilings and a cozy stone fireplace that adds warmth and character. With 3 bedrooms and 3 full baths, there is plenty of room for family and guests. The spacious owner's suite offers a relaxing retreat with a double vanity, jetted tub, separate shower, and large walk-in closet. The English-style basement expands the living space even further and offers new LVP flooring throughout. You'll find a generous recreation room, bonus room with dual closets, full bathroom with shower, large storage room with shelving, and a separate workroom-providing flexible space for a home office, hobbies, exercise area, guests, or whatever fits your lifestyle. And for added peace of mind, the furnace, air conditioner, and AprilAire humidifier were all installed in 2025, taking some of the larger potential expenses off your list of immediate concerns. Attached garage is an oversized 2 car garage with pull down stairs for easy access to the attic. Peaceful creekside setting. Beautiful wooded views. Flexible living space. Convenient location. And important updates already completed. This is a home that offers both comfort and opportunity-and a setting you'll appreciate every day. ## Location - **Address:** 865 N. Lyle Avenue, Elgin, IL 60123 - **County:** Kane - **Coordinates:** 42.055856, -88.328678 - **Google Maps:** https://www.google.com/maps?q=42.055856,-88.328678 ## Listing Agent - **Name:** James Byrnes - **Brokerage:** Baird & Warner Real Estate - **Phone:** 6306063589 - **Broker Phone:** 8474267510 ## Photos ![865 N. Lyle Avenue - Photo 1](http://lh.rdcpix.com/b3f53c580ac4a66619c89a9e7d7745d9l-f704304r.jpg) ![865 N. Lyle Avenue - Photo 2](http://lh.rdcpix.com/b3f53c580ac4a66619c89a9e7d7745d9l-f3039764088r.jpg) ![865 N. Lyle Avenue - Photo 3](http://lh.rdcpix.com/b3f53c580ac4a66619c89a9e7d7745d9l-f1973990526r.jpg) ![865 N. Lyle Avenue - Photo 4](http://lh.rdcpix.com/b3f53c580ac4a66619c89a9e7d7745d9l-f157606102r.jpg) ![865 N. Lyle Avenue - Photo 5](http://lh.rdcpix.com/b3f53c580ac4a66619c89a9e7d7745d9l-f4015220453r.jpg) ![865 N. Lyle Avenue - Photo 6](http://lh.rdcpix.com/b3f53c580ac4a66619c89a9e7d7745d9l-f823752592r.jpg) ![865 N. Lyle Avenue - Photo 7](http://lh.rdcpix.com/b3f53c580ac4a66619c89a9e7d7745d9l-f4082866215r.jpg) ![865 N. Lyle Avenue - Photo 8](http://lh.rdcpix.com/b3f53c580ac4a66619c89a9e7d7745d9l-f2848412710r.jpg) ![865 N. Lyle Avenue - Photo 9](http://lh.rdcpix.com/b3f53c580ac4a66619c89a9e7d7745d9l-f3371896901r.jpg) ![865 N. Lyle Avenue - Photo 10](http://lh.rdcpix.com/b3f53c580ac4a66619c89a9e7d7745d9l-f318203175r.jpg) ![865 N. Lyle Avenue - Photo 11](http://lh.rdcpix.com/b3f53c580ac4a66619c89a9e7d7745d9l-f2922607308r.jpg) ![865 N. Lyle Avenue - Photo 12](http://lh.rdcpix.com/b3f53c580ac4a66619c89a9e7d7745d9l-f2431467999r.jpg) ![865 N. Lyle Avenue - Photo 13](http://lh.rdcpix.com/b3f53c580ac4a66619c89a9e7d7745d9l-f3124071793r.jpg) ![865 N. Lyle Avenue - Photo 14](http://lh.rdcpix.com/b3f53c580ac4a66619c89a9e7d7745d9l-f3166376844r.jpg) ![865 N. Lyle Avenue - Photo 15](http://lh.rdcpix.com/b3f53c580ac4a66619c89a9e7d7745d9l-f2737415315r.jpg) ![865 N. Lyle Avenue - Photo 16](http://lh.rdcpix.com/b3f53c580ac4a66619c89a9e7d7745d9l-f3458018811r.jpg) ![865 N. Lyle Avenue - Photo 17](http://lh.rdcpix.com/b3f53c580ac4a66619c89a9e7d7745d9l-f1113401684r.jpg) ![865 N. Lyle Avenue - Photo 18](http://lh.rdcpix.com/b3f53c580ac4a66619c89a9e7d7745d9l-f849059023r.jpg) ![865 N. Lyle Avenue - Photo 19](http://lh.rdcpix.com/b3f53c580ac4a66619c89a9e7d7745d9l-f1108314320r.jpg) ![865 N. Lyle Avenue - Photo 20](http://lh.rdcpix.com/b3f53c580ac4a66619c89a9e7d7745d9l-f2145427830r.jpg) ![865 N. Lyle Avenue - Photo 21](http://lh.rdcpix.com/b3f53c580ac4a66619c89a9e7d7745d9l-f1969181460r.jpg) ![865 N. Lyle Avenue - Photo 22](http://lh.rdcpix.com/b3f53c580ac4a66619c89a9e7d7745d9l-f1838787986r.jpg) ![865 N. Lyle Avenue - Photo 23](http://lh.rdcpix.com/b3f53c580ac4a66619c89a9e7d7745d9l-f686976496r.jpg) ![865 N. Lyle Avenue - Photo 24](http://lh.rdcpix.com/b3f53c580ac4a66619c89a9e7d7745d9l-f149654513r.jpg) ![865 N. Lyle Avenue - Photo 25](http://lh.rdcpix.com/b3f53c580ac4a66619c89a9e7d7745d9l-f3803247482r.jpg) --- **MLS#:** 12759078 | **Updated:** 2026-10-08 **Source:** listhub *Copyright © 2026 Baird & Warner Real Estate. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/865-n-lyle-avenue-elgin-il-60123-12759078) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/865-n-lyle-avenue-elgin-il-60123-12759078#listing", "url": "https://www.propertysimple.ai/listing/865-n-lyle-avenue-elgin-il-60123-12759078", "name": "865 N. Lyle Avenue, Elgin, IL 60123", "description": "Peaceful Setting, Spacious Home & Beautiful Creek Views! Welcome to this lovely home in Elgin's desirable Valley Creek subdivision, tucked away on a quiet dead-end street and surrounded by mature trees and the tranquil beauty of Tyler Creek. If you're looking for privacy, peaceful outdoor spaces, and plenty of room to spread out, this home deserves a closer look! One of the home's standout features is the large wraparound deck overlooking Tyler Creek and the surrounding wooded landscape-a wonderful spot for morning coffee, entertaining friends, or simply relaxing and enjoying nature. A nearby walking path provides access to the Big Timber Train Station, adding a convenient option for commuters and those who enjoy getting out for a walk. Enter through the inviting screened-in front porch, creating a comfortable outdoor retreat where you can enjoy the fresh air without the bugs. Inside, the spacious entryway features a skylight that fills the area with natural light, a convenient hall closet, and easy access to the first-floor laundry. The main level offers generously sized rooms and an inviting open floor plan, with hardwood flooring throughout the primary living spaces and beautiful hardwood doors and trim. The spacious kitchen provides an abundance of cabinet and counter space, a center island, separate pantry, stone-tile backsplash, and a newer stove-making it both functional and welcoming for everyday living and entertaining. The living room is designed to be a true gathering space, featuring vaulted ceilings and a cozy stone fireplace that adds warmth and character. With 3 bedrooms and 3 full baths, there is plenty of room for family and guests. The spacious owner's suite offers a relaxing retreat with a double vanity, jetted tub, separate shower, and large walk-in closet. The English-style basement expands the living space even further and offers new LVP flooring throughout. You'll find a generous recreation room, bonus room with dual closets, full bathroom with shower, large storage room with shelving, and a separate workroom-providing flexible space for a home office, hobbies, exercise area, guests, or whatever fits your lifestyle. And for added peace of mind, the furnace, air conditioner, and AprilAire humidifier were all installed in 2025, taking some of the larger potential expenses off your list of immediate concerns. Attached garage is an oversized 2 car garage with pull down stairs for easy access to the attic. Peaceful creekside setting. Beautiful wooded views. Flexible living space. Convenient location. And important updates already completed. 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