# 86560 Overseas Highway, Upper Matecumbe Key Islamorada, FL 33070 > **TL;DR:** 2bd/0ba commercial, $4,499,000 ($4166/sqft), built 1928, 1,080 sqft. > View. Est. $24,061/mo. Listed 789 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $4,499,000 | | Price/sqft | $4166 | | Bedrooms | 2 | | Square Feet | 1,080 | | Year Built | 1928 | | Lot Size | 135,907 sqft (3.12 acres) | | Property Type | Commercial (Other) | | Status | Pending | | Days on Market | 789 | ## Why This Home Stands Out - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $22,749 | | Estimated Insurance | $1,312 | | **Total** | **$24,061** | ## Key Amenities - View ## Property Highlights - Built in 1928 - 3.12 acre lot ## Description ### Agent Description This exceptional property features 3 acres of pristine industrial upland, complemented by an additional 9 acres of bayfront land. The bayfront area includes plans for a 100' dock and two 30,000 lb boat lifts, which can be negotiated. The property boasts 150 feet of US1 frontage and is conveniently located north of the weigh station. The Village of Islamorada officially recognizes 1,972 square feet of non-residential floor area, one market-rate dwelling unit, and two affordable housing units on the property. The current zoning code permits the construction of over 30,000 square feet, based on 3.12 acres or 10,000 square feet per acre. Presently, there are four structures on the property. The seller is open to subdividing the land to meet the buyer's needs. This is one of the few properties left in Monroe County with a wide range of potential uses, including residential. Seller financing is available for qualified buyers. ## Location - **Address:** 86560 Overseas Highway, Upper Matecumbe Key Islamorada, FL 33070 - **County:** Monroe - **Neighborhood:** Misc Upper Matacumbe (82.0) - **Coordinates:** 24.958572, -80.575665 - **Google Maps:** https://www.google.com/maps?q=24.958572,-80.575665 ## Listing Agent - **Name:** The Lazcos Team - David and Publio Lazcos · **License:** 30534073 - **Brokerage:** Real Estate Sales Force, Inc. - **Broker Phone:** (305) 392-1497 ## Photos ![86560 Overseas Highway - Photo 1](http://lh.rdcpix.com/5c9d91cad1f8d6d33dc1ac9e89bce0e6l-f3813363398r.jpg) ![86560 Overseas Highway - Photo 2](http://lh.rdcpix.com/5c9d91cad1f8d6d33dc1ac9e89bce0e6l-f1321543992r.jpg) ![86560 Overseas Highway - Photo 3](http://lh.rdcpix.com/5c9d91cad1f8d6d33dc1ac9e89bce0e6l-f1230225964r.jpg) ![86560 Overseas Highway - Photo 4](http://lh.rdcpix.com/5c9d91cad1f8d6d33dc1ac9e89bce0e6l-f152658915r.jpg) ![86560 Overseas Highway - Photo 5](http://lh.rdcpix.com/5c9d91cad1f8d6d33dc1ac9e89bce0e6l-f888586225r.jpg) ![86560 Overseas Highway - Photo 6](http://lh.rdcpix.com/5c9d91cad1f8d6d33dc1ac9e89bce0e6l-f254401744r.jpg) ![86560 Overseas Highway - Photo 7](http://lh.rdcpix.com/5c9d91cad1f8d6d33dc1ac9e89bce0e6l-f1439991306r.jpg) ![86560 Overseas Highway - Photo 8](http://lh.rdcpix.com/5c9d91cad1f8d6d33dc1ac9e89bce0e6l-f1471500545r.jpg) ![86560 Overseas Highway - Photo 9](http://lh.rdcpix.com/5c9d91cad1f8d6d33dc1ac9e89bce0e6l-f626313509r.jpg) ![86560 Overseas Highway - Photo 10](http://lh.rdcpix.com/5c9d91cad1f8d6d33dc1ac9e89bce0e6l-f2723680347r.jpg) --- **MLS#:** 611348 | **Updated:** 2026-10-19 **Source:** listhub *Copyright © 2026 Florida Keys Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/86560-overseas-highway-upper-matecumbe-key-islamorada-fl-33070-4d85c6cebd8447da8427efafa399c2f0) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/86560-overseas-highway-upper-matecumbe-key-islamorada-fl-33070-4d85c6cebd8447da8427efafa399c2f0#listing", "url": "https://www.propertysimple.ai/listing/86560-overseas-highway-upper-matecumbe-key-islamorada-fl-33070-4d85c6cebd8447da8427efafa399c2f0", "name": "86560 Overseas Highway, Upper Matecumbe Key Islamorada, FL 33070", "description": "This exceptional property features 3 acres of pristine industrial upland, complemented by an additional 9 acres of bayfront land. 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