About This Home

This 3-bedroom, 3-bathroom single family at 87 1ST Avenue NW in Lutz, FL is listed for $419,900 ($233 per sqft). Built in 1988, the home offers 1,799 sqft of living space on a 0.59 acres lot.

Key Features

  • Built in 1988
  • 0.59 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
2 full, 1 half
2-car garage
1988

Amenities

FireplaceWaterfrontViewA/C
Listing Description

MAJOR PRICE REDUCTION - NOW $419,900! WATERFRONT LIVING ON .59 ACRES IN THE HEART OF LUTZ! NO HOA, NO CDD FEES, AND STEINBRENNER HIGH SCHOOL DISTRICT! An exceptional opportunity to own a waterfront home on over half an acre at an attractive new price!

Tucked away at the end of a quiet dead-end street in desirable downtown Lutz, this 3-bedroom, 2.5-bath home offers 1,801 square feet of living space, a peaceful setting, and a rare combination of privacy, location, and value. Step inside to discover soaring ceilings, a charming sunken living room with a wood-burning fireplace, and an updated kitchen featuring granite countertops, wood cabinetry, and a walk-in pantry.

The desirable FIRST-FLOOR PRIMARY SUITE features private access to the screened lanai and an updated en-suite bath with dual vanities, a spacious tiled shower, and generous closet space. Upstairs, two additional bedrooms, a full bath, and a versatile loft provide flexible space for a home office, playroom, or second living area.

THE OUTDOOR SETTING IS WHAT TRULY SETS THIS PROPERTY APART! Enjoy an expansive, park-like .59-acre lot with mature surroundings, direct lake access, and plenty of room to relax, entertain, or enjoy the Florida lifestyle. Bring your kayak, canoe, or fishing gear and experience waterfront living right from your own backyard!

Recent improvements include EXTERIOR PAINT (2025), NEW WATER SOFTENER SYSTEM (2025), ROOF (2019), AND UPDATED BATHROOMS. Location is another standout feature! Situated in the heart of Lutz with convenient access to US-41, I-275, and the Suncoast Parkway, this property offers easy connectivity to shopping, dining, entertainment, and the greater Tampa Bay area.

NOW OFFERED AT JUST $419,900! Waterfront living, nearly .60 acres, a first-floor primary suite, NO HOA or CDD fees, and the sought-after Steinbrenner High School district-all at a compelling new price! DON'T MISS THIS OPPORTUNITY. SCHEDULE YOUR PRIVATE SHOWING TODAY!

Monthly Cost Estimate

$2,246/mo

20% down · 6.5% · 30 years

Principal$304
Interest$1,820
Insurance$122

Estimates only. Actual payments may vary.

Location

87 1ST Avenue NW

Lutz, FL 33548

WEST NORTH TAMPA

Features & Amenities

Interior Features

Ceiling Fans(s)Primary Bedroom Main FloorStone CountersVaulted Ceiling(s)

Exterior Features

Private Mailbox

Property Details

Flooring

CarpetTile - Ceramic

Construction

Block HardiPlank Type Frame

Views

LakeWater

Parking

DrivewayGarage

Heating

Central

Cooling

Central Air

Appliances

DisposalElectric Water HeaterMicrowaveRangeRefrigeratorWater Softener

Questions & Answers

This 3-bedroom, 3-bathroom single family at 87 1ST Avenue NW is listed at $419,900 ($233/sqft). The estimated monthly payment is $2,245 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1988, 0.59 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: Ceiling Fans(s), Primary Bedroom Main Floor, Stone Counters. Exterior Features: Private Mailbox.

This property is listed by Cindy Greco and can be reached at 8132408300.

CG

Cindy Greco

Agent at eXp Realty LLC

(813) 240-8300
Agent website

Listed by eXp Realty LLC · Broker phone: (888) 883-8509 · View on Broker Site · Broker website

MLS# TB8519979· Source: Stellar MLS· 104 days on PropertySimple

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

87 1ST Avenue NW, Lutz, FL 33548

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