# 87 1ST Avenue NW, Lutz, FL 33548 > **TL;DR:** 3bd/3ba single family, $419,900 ($233/sqft), built 1988, 1,799 sqft. > Fireplace, Waterfront, View, A/C. Est. $2,245/mo. Listed 124 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $419,900 | | Price/sqft | $233 | | Bedrooms | 3 | | Bathrooms | 2 full, 1 half | | Square Feet | 1,799 | | Year Built | 1988 | | Lot Size | 25,700 sqft (0.59 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 124 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Lake, Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,123 | | Estimated Insurance | $122 | | **Total** | **$2,245** | ## Nearby Schools - **Elementary:** Lutz-HB - **Middle:** Buchanan-HB - **High:** Steinbrenner High School ## Key Amenities - Fireplace - Waterfront - View - A/C - 2-car garage ## Property Highlights - Built in 1988 - 0.59 acre lot - 2 stories - Fireplace - Waterfront ## Description ### Agent Description MAJOR PRICE REDUCTION - NOW $419,900! WATERFRONT LIVING ON .59 ACRES IN THE HEART OF LUTZ! NO HOA, NO CDD FEES, AND STEINBRENNER HIGH SCHOOL DISTRICT! An exceptional opportunity to own a waterfront home on over half an acre at an attractive new price! Tucked away at the end of a quiet dead-end street in desirable downtown Lutz, this 3-bedroom, 2.5-bath home offers 1,801 square feet of living space, a peaceful setting, and a rare combination of privacy, location, and value. Step inside to discover soaring ceilings, a charming sunken living room with a wood-burning fireplace, and an updated kitchen featuring granite countertops, wood cabinetry, and a walk-in pantry. The desirable FIRST-FLOOR PRIMARY SUITE features private access to the screened lanai and an updated en-suite bath with dual vanities, a spacious tiled shower, and generous closet space. Upstairs, two additional bedrooms, a full bath, and a versatile loft provide flexible space for a home office, playroom, or second living area. THE OUTDOOR SETTING IS WHAT TRULY SETS THIS PROPERTY APART! Enjoy an expansive, park-like .59-acre lot with mature surroundings, direct lake access, and plenty of room to relax, entertain, or enjoy the Florida lifestyle. Bring your kayak, canoe, or fishing gear and experience waterfront living right from your own backyard! Recent improvements include EXTERIOR PAINT (2025), NEW WATER SOFTENER SYSTEM (2025), ROOF (2019), AND UPDATED BATHROOMS. Location is another standout feature! Situated in the heart of Lutz with convenient access to US-41, I-275, and the Suncoast Parkway, this property offers easy connectivity to shopping, dining, entertainment, and the greater Tampa Bay area. NOW OFFERED AT JUST $419,900! Waterfront living, nearly .60 acres, a first-floor primary suite, NO HOA or CDD fees, and the sought-after Steinbrenner High School district-all at a compelling new price! DON'T MISS THIS OPPORTUNITY. SCHEDULE YOUR PRIVATE SHOWING TODAY! ## Location - **Address:** 87 1ST Avenue NW, Lutz, FL 33548 - **County:** Hillsborough - **Neighborhood:** WEST NORTH TAMPA - **Coordinates:** 28.153445, -82.461881 - **Google Maps:** https://www.google.com/maps?q=28.153445,-82.461881 ## Virtual Tour & Media - **Video Tour:** https://my.matterport.com/show/?m=p1P5xYZHmMD ## Listing Agent - **Name:** Cindy Greco - **Brokerage:** eXp Realty LLC - **Phone:** 8132408300 - **Broker Phone:** (888) 883-8509 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/87-1st-Ave-NW_Lutz_FL_33548_M53637-88547?f=listhub&s=MFRMLSFL&m=TB8519979&c=propsimple) ## Photos ![87 1ST Avenue NW - Photo 1](http://lh.rdcpix.com/690d2dbf18254cc1bcbd5904ede76a8al-f1234274815r.jpg) ![87 1ST Avenue NW - Photo 2](http://lh.rdcpix.com/690d2dbf18254cc1bcbd5904ede76a8al-f1804276076r.jpg) ![87 1ST Avenue NW - Photo 3](http://lh.rdcpix.com/690d2dbf18254cc1bcbd5904ede76a8al-f360647223r.jpg) ![87 1ST Avenue NW - Photo 4](http://lh.rdcpix.com/690d2dbf18254cc1bcbd5904ede76a8al-f413150355r.jpg) ![87 1ST Avenue NW - Photo 5](http://lh.rdcpix.com/690d2dbf18254cc1bcbd5904ede76a8al-f2444773021r.jpg) ![87 1ST Avenue NW - Photo 6](http://lh.rdcpix.com/690d2dbf18254cc1bcbd5904ede76a8al-f1873806123r.jpg) ![87 1ST Avenue NW - Photo 7](http://lh.rdcpix.com/690d2dbf18254cc1bcbd5904ede76a8al-f549716037r.jpg) ![87 1ST Avenue NW - Photo 8](http://lh.rdcpix.com/690d2dbf18254cc1bcbd5904ede76a8al-f2975372750r.jpg) ![87 1ST Avenue NW - Photo 9](http://lh.rdcpix.com/690d2dbf18254cc1bcbd5904ede76a8al-f3878794598r.jpg) ![87 1ST Avenue NW - Photo 10](http://lh.rdcpix.com/690d2dbf18254cc1bcbd5904ede76a8al-f3879516000r.jpg) ![87 1ST Avenue NW - Photo 11](http://lh.rdcpix.com/690d2dbf18254cc1bcbd5904ede76a8al-f2910775982r.jpg) ![87 1ST Avenue NW - Photo 12](http://lh.rdcpix.com/690d2dbf18254cc1bcbd5904ede76a8al-f3259421427r.jpg) ![87 1ST Avenue NW - Photo 13](http://lh.rdcpix.com/690d2dbf18254cc1bcbd5904ede76a8al-f655981975r.jpg) ![87 1ST Avenue NW - 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Photo 24](http://lh.rdcpix.com/690d2dbf18254cc1bcbd5904ede76a8al-f3786670227r.jpg) ![87 1ST Avenue NW - Photo 25](http://lh.rdcpix.com/690d2dbf18254cc1bcbd5904ede76a8al-f3963219653r.jpg) ![87 1ST Avenue NW - Photo 26](http://lh.rdcpix.com/690d2dbf18254cc1bcbd5904ede76a8al-f3887251997r.jpg) ![87 1ST Avenue NW - Photo 27](http://lh.rdcpix.com/690d2dbf18254cc1bcbd5904ede76a8al-f3709679576r.jpg) ![87 1ST Avenue NW - Photo 28](http://lh.rdcpix.com/690d2dbf18254cc1bcbd5904ede76a8al-f1221123783r.jpg) ![87 1ST Avenue NW - Photo 29](http://lh.rdcpix.com/690d2dbf18254cc1bcbd5904ede76a8al-f4274500694r.jpg) ![87 1ST Avenue NW - Photo 30](http://lh.rdcpix.com/690d2dbf18254cc1bcbd5904ede76a8al-f3368006050r.jpg) ![87 1ST Avenue NW - Photo 31](http://lh.rdcpix.com/690d2dbf18254cc1bcbd5904ede76a8al-f3779729318r.jpg) ![87 1ST Avenue NW - Photo 32](http://lh.rdcpix.com/690d2dbf18254cc1bcbd5904ede76a8al-f1550639917r.jpg) ![87 1ST Avenue NW - Photo 33](http://lh.rdcpix.com/690d2dbf18254cc1bcbd5904ede76a8al-f3112683649r.jpg) ![87 1ST Avenue NW - Photo 34](http://lh.rdcpix.com/690d2dbf18254cc1bcbd5904ede76a8al-f169006711r.jpg) ![87 1ST Avenue NW - Photo 35](http://lh.rdcpix.com/690d2dbf18254cc1bcbd5904ede76a8al-f4122549222r.jpg) ![87 1ST Avenue NW - Photo 36](http://lh.rdcpix.com/690d2dbf18254cc1bcbd5904ede76a8al-f4150986662r.jpg) ![87 1ST Avenue NW - Photo 37](http://lh.rdcpix.com/690d2dbf18254cc1bcbd5904ede76a8al-f570549616r.jpg) ![87 1ST Avenue NW - Photo 38](http://lh.rdcpix.com/690d2dbf18254cc1bcbd5904ede76a8al-f3070282587r.jpg) ![87 1ST Avenue NW - Photo 39](http://lh.rdcpix.com/690d2dbf18254cc1bcbd5904ede76a8al-f1957121725r.jpg) ![87 1ST Avenue NW - Photo 40](http://lh.rdcpix.com/690d2dbf18254cc1bcbd5904ede76a8al-f1917120305r.jpg) ![87 1ST Avenue NW - Photo 41](http://lh.rdcpix.com/690d2dbf18254cc1bcbd5904ede76a8al-f2444773021r.jpg) ![87 1ST Avenue NW - Photo 42](http://lh.rdcpix.com/690d2dbf18254cc1bcbd5904ede76a8al-f2080909205r.jpg) ![87 1ST Avenue NW - Photo 43](http://lh.rdcpix.com/690d2dbf18254cc1bcbd5904ede76a8al-f4093734801r.jpg) ![87 1ST Avenue NW - Photo 44](http://lh.rdcpix.com/690d2dbf18254cc1bcbd5904ede76a8al-f2347344640r.jpg) ![87 1ST Avenue NW - Photo 45](http://lh.rdcpix.com/690d2dbf18254cc1bcbd5904ede76a8al-f2562271436r.jpg) ![87 1ST Avenue NW - Photo 46](http://lh.rdcpix.com/690d2dbf18254cc1bcbd5904ede76a8al-f819015289r.jpg) ![87 1ST Avenue NW - Photo 47](http://lh.rdcpix.com/690d2dbf18254cc1bcbd5904ede76a8al-f1503634004r.jpg) ![87 1ST Avenue NW - Photo 48](http://lh.rdcpix.com/690d2dbf18254cc1bcbd5904ede76a8al-f383461775r.jpg) --- **MLS#:** TB8519979 | **Updated:** 2026-10-17 **Source:** listhub *Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/87-1st-avenue-nw-lutz-fl-33548-b8519979) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/87-1st-avenue-nw-lutz-fl-33548-b8519979#listing", "url": "https://www.propertysimple.ai/listing/87-1st-avenue-nw-lutz-fl-33548-b8519979", "name": "87 1ST Avenue NW, Lutz, FL 33548", "description": "MAJOR PRICE REDUCTION - NOW $419,900! WATERFRONT LIVING ON .59 ACRES IN THE HEART OF LUTZ! NO HOA, NO CDD FEES, AND STEINBRENNER HIGH SCHOOL DISTRICT! An exceptional opportunity to own a waterfront home on over half an acre at an attractive new price! Tucked away at the end of a quiet dead-end street in desirable downtown Lutz, this 3-bedroom, 2.5-bath home offers 1,801 square feet of living space, a peaceful setting, and a rare combination of privacy, location, and value. Step inside to discover soaring ceilings, a charming sunken living room with a wood-burning fireplace, and an updated kitchen featuring granite countertops, wood cabinetry, and a walk-in pantry. The desirable FIRST-FLOOR PRIMARY SUITE features private access to the screened lanai and an updated en-suite bath with dual vanities, a spacious tiled shower, and generous closet space. Upstairs, two additional bedrooms, a full bath, and a versatile loft provide flexible space for a home office, playroom, or second living area. THE OUTDOOR SETTING IS WHAT TRULY SETS THIS PROPERTY APART! Enjoy an expansive, park-like .59-acre lot with mature surroundings, direct lake access, and plenty of room to relax, entertain, or enjoy the Florida lifestyle. Bring your kayak, canoe, or fishing gear and experience waterfront living right from your own backyard! Recent improvements include EXTERIOR PAINT (2025), NEW WATER SOFTENER SYSTEM (2025), ROOF (2019), AND UPDATED BATHROOMS. Location is another standout feature! Situated in the heart of Lutz with convenient access to US-41, I-275, and the Suncoast Parkway, this property offers easy connectivity to shopping, dining, entertainment, and the greater Tampa Bay area. NOW OFFERED AT JUST $419,900! Waterfront living, nearly .60 acres, a first-floor primary suite, NO HOA or CDD fees, and the sought-after Steinbrenner High School district-all at a compelling new price! DON'T MISS THIS OPPORTUNITY. 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