# 870 TWIN HARBOR DRIVE, Arnold, MD 21012 > **TL;DR:** 4bd/3ba single family, $724,900 ($214/sqft), built 1979, 3,386 sqft. Est. $3,876/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $724,900 | | Price/sqft | $214 | | Bedrooms | 4 | | Bathrooms | 3 full | | Square Feet | 3,386 | | Year Built | 1979 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 0 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,665 | | Estimated Insurance | $211 | | **Total** | **$3,876** | ## Nearby Schools - **Elementary:** BELVEDERE - **Middle:** SEVERN RIVER - **High:** BROADNECK ## Property Highlights - Built in 1979 ## Description ### Agent Description Welcome to 870 Twin Harbor Drive, a thoughtfully maintained split-foyer home offering four bedrooms, three full baths, flexible living spaces, and an exceptional lifestyle in the sought-after Twin Harbors community. A generous entry foyer creates a welcoming sense of arrival, setting this home apart from the traditional split-foyer layout. The main level is filled with natural light and features a spacious living room, dining area, and beautifully appointed kitchen with upgraded countertops and stainless steel appliances. Just off the dining area, an enclosed porch provides an inviting extension of the living space-ideal as a sitting room, playroom, or casual retreat-with access to a private deck beyond. The main level continues with a full bath, two secondary bedrooms, and a well-appointed primary suite with its own full bath. The fully finished lower level provides exceptional versatility with a spacious den or second living area, fourth bedroom, and updated full bath. A substantial laundry and utility room offers an abundance of storage and enough room for a home gym or additional flexible use. A separate door provides convenient access to the lower rear deck and outdoor spaces. Outside, the property offers an expansive side yard with an electric-equipped shed, trampoline, and playground equipment, providing plenty of room for recreation, entertaining, gardening, or simply enjoying the outdoors. Beyond the home, Twin Harbors offers an enviable waterfront lifestyle with community amenities including a boat ramp, marina and boat slips, fishing pier, beach, swimming area, pavilion and picnic area, and canoe and kayak access. Whether you're looking to spend the day on the water, enjoy a quiet afternoon outdoors, or simply take advantage of the community's exceptional setting, this is an opportunity to enjoy the best of Arnold living with remarkable convenience and flexibility. ## Location - **Address:** 870 TWIN HARBOR DRIVE, Arnold, MD 21012 - **County:** ANNE ARUNDEL - **Neighborhood:** TWIN HARBORS - **Coordinates:** 39.060459, -76.515251 - **Google Maps:** https://www.google.com/maps?q=39.060459,-76.515251 ## Listing Agent - **Name:** Travis Gray - **Brokerage:** Engel & Volkers Annapolis - **Broker Phone:** 4432926767 ## Photos ![870 TWIN HARBOR DRIVE - Photo 1](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f1014373155r.jpg) ![870 TWIN HARBOR DRIVE - Photo 2](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f1142680196r.jpg) ![870 TWIN HARBOR DRIVE - Photo 3](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f1626625884r.jpg) ![870 TWIN HARBOR DRIVE - Photo 4](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f790121692r.jpg) ![870 TWIN HARBOR DRIVE - Photo 5](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f2258996817r.jpg) ![870 TWIN HARBOR DRIVE - Photo 6](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f4152044048r.jpg) ![870 TWIN HARBOR DRIVE - Photo 7](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f1975711696r.jpg) ![870 TWIN HARBOR DRIVE - Photo 8](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f2894734470r.jpg) ![870 TWIN HARBOR DRIVE - Photo 9](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f2923336333r.jpg) ![870 TWIN HARBOR DRIVE - Photo 10](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f510829079r.jpg) ![870 TWIN HARBOR DRIVE - Photo 11](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f1952731010r.jpg) ![870 TWIN HARBOR DRIVE - Photo 12](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f1231640084r.jpg) ![870 TWIN HARBOR DRIVE - Photo 13](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f3186123098r.jpg) ![870 TWIN HARBOR DRIVE - Photo 14](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f2181533183r.jpg) ![870 TWIN HARBOR DRIVE - Photo 15](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f1867607986r.jpg) ![870 TWIN HARBOR DRIVE - Photo 16](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f584792102r.jpg) ![870 TWIN HARBOR DRIVE - Photo 17](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f3048141301r.jpg) ![870 TWIN HARBOR DRIVE - Photo 18](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f3844463245r.jpg) ![870 TWIN HARBOR DRIVE - Photo 19](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f465486711r.jpg) ![870 TWIN HARBOR DRIVE - Photo 20](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f4171712602r.jpg) ![870 TWIN HARBOR DRIVE - Photo 21](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f2406859014r.jpg) ![870 TWIN HARBOR DRIVE - Photo 22](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f2824398630r.jpg) ![870 TWIN HARBOR DRIVE - Photo 23](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f3049008417r.jpg) ![870 TWIN HARBOR DRIVE - Photo 24](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f3897388409r.jpg) ![870 TWIN HARBOR DRIVE - Photo 25](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f4049412239r.jpg) ![870 TWIN HARBOR DRIVE - Photo 26](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f1519928969r.jpg) ![870 TWIN HARBOR DRIVE - Photo 27](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f1210085031r.jpg) ![870 TWIN HARBOR DRIVE - Photo 28](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f2642281358r.jpg) ![870 TWIN HARBOR DRIVE - Photo 29](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f3406279421r.jpg) ![870 TWIN HARBOR DRIVE - Photo 30](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f3369524358r.jpg) ![870 TWIN HARBOR DRIVE - Photo 31](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f1596030118r.jpg) ![870 TWIN HARBOR DRIVE - Photo 32](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f355830779r.jpg) ![870 TWIN HARBOR DRIVE - Photo 33](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f4250227735r.jpg) ![870 TWIN HARBOR DRIVE - Photo 34](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f3807003059r.jpg) ![870 TWIN HARBOR DRIVE - Photo 35](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f2860835844r.jpg) ![870 TWIN HARBOR DRIVE - Photo 36](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f1771504383r.jpg) ![870 TWIN HARBOR DRIVE - Photo 37](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f3978105455r.jpg) ![870 TWIN HARBOR DRIVE - Photo 38](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f582469632r.jpg) ![870 TWIN HARBOR DRIVE - Photo 39](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f2244501559r.jpg) ![870 TWIN HARBOR DRIVE - Photo 40](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f814162828r.jpg) ![870 TWIN HARBOR DRIVE - Photo 41](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f2918329716r.jpg) ![870 TWIN HARBOR DRIVE - Photo 42](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f663164496r.jpg) ![870 TWIN HARBOR DRIVE - Photo 43](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f3844291410r.jpg) ![870 TWIN HARBOR DRIVE - Photo 44](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f2529002697r.jpg) ![870 TWIN HARBOR DRIVE - Photo 45](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f3210848198r.jpg) ![870 TWIN HARBOR DRIVE - Photo 46](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f559347319r.jpg) ![870 TWIN HARBOR DRIVE - Photo 47](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f3070666730r.jpg) ![870 TWIN HARBOR DRIVE - Photo 48](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f4279205480r.jpg) ![870 TWIN HARBOR DRIVE - Photo 49](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f4006062144r.jpg) ![870 TWIN HARBOR DRIVE - Photo 50](http://lh.rdcpix.com/25adbb30eb21628a177849d4a5e27e07l-f2411399188r.jpg) --- **MLS#:** MDAA2157048 | **Updated:** 2026-10-24 **Source:** listhub *Copyright © 2026 Engel & Völkers. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/870-twin-harbor-drive-arnold-md-21012-144775a7fa2742a197e8fd3ff32d6b42) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/870-twin-harbor-drive-arnold-md-21012-144775a7fa2742a197e8fd3ff32d6b42#listing", "url": "https://www.propertysimple.ai/listing/870-twin-harbor-drive-arnold-md-21012-144775a7fa2742a197e8fd3ff32d6b42", "name": "870 TWIN HARBOR DRIVE, Arnold, MD 21012", "description": "Welcome to 870 Twin Harbor Drive, a thoughtfully maintained split-foyer home offering four bedrooms, three full baths, flexible living spaces, and an exceptional lifestyle in the sought-after Twin Harbors community. A generous entry foyer creates a welcoming sense of arrival, setting this home apart from the traditional split-foyer layout. The main level is filled with natural light and features a spacious living room, dining area, and beautifully appointed kitchen with upgraded countertops and stainless steel appliances. Just off the dining area, an enclosed porch provides an inviting extension of the living space-ideal as a sitting room, playroom, or casual retreat-with access to a private deck beyond. The main level continues with a full bath, two secondary bedrooms, and a well-appointed primary suite with its own full bath. The fully finished lower level provides exceptional versatility with a spacious den or second living area, fourth bedroom, and updated full bath. A substantial laundry and utility room offers an abundance of storage and enough room for a home gym or additional flexible use. A separate door provides convenient access to the lower rear deck and outdoor spaces. Outside, the property offers an expansive side yard with an electric-equipped shed, trampoline, and playground equipment, providing plenty of room for recreation, entertaining, gardening, or simply enjoying the outdoors. Beyond the home, Twin Harbors offers an enviable waterfront lifestyle with community amenities including a boat ramp, marina and boat slips, fishing pier, beach, swimming area, pavilion and picnic area, and canoe and kayak access. 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