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About This Home

This 1-bedroom, 1-bathroom condo at 8700 Front Beach Road in Panama City Beach, FL is listed for $212,900 ($199 per sqft). Built in 2008, the home offers 1,071 sqft of living space on a N/A lot.

Agent Description

Affordable luxury meets everyday vacation living at Island Reserve--without the constant rotation of tourists as neighbors. This highly sought-after residential community is loved for its peaceful atmosphere, resort-style amenities, and true neighborhood feel.

Residents enjoy a vibrant Social Club with community events, a spectacular one-acre lagoon-style pool with two waterfalls, indoor basketball court/pickleball space, state-of-the-art fitness center, game room, and gated security. Located just 1.4 miles from the sugar-white sands of Panama City Beach and minutes from the Hathaway Bridge, Island Reserve offers the perfect blend of tranquility and convenience.

With no short-term rentals allowed, you can enjoy a quiet residential setting year-round. The complex is also approved for FHA and VA financing. Located on the first floor, this beautifully designed condo offers covered parking, easy access to amenities, and no waiting on elevators.

Inside, you'll find an open, airy living space with 10-foot ceilings and abundant natural light. The kitchen features newer stainless steel appliances, a large granite island, and beautiful cabinetry. The layout flows seamlessly to a spacious private patio, perfect for relaxing outdoors.

The generous bedroom opens to a well-appointed bathroom with a walk-in closet, double vanities, and glass shower. A bonus room provides flexibility for an office, bunk room, den, or guest space. A newer washer and dryer are also included for added convenience.

The seller is offering a $2,000 concession at closing with an acceptable offer, which may be used toward new flooring or closing costs at the buyer's discretion. Whether you're searching for a full-time residence or a refined coastal escape, this Island Reserve condo delivers comfort, convenience, and resort-style living every day at an easy to afford price. Schedule your private tour today.

Key Features

  • Built in 2008

Property Details

1 full
#1105
2008

Amenities

A/C

Monthly Cost Estimate

$1,139/mo

20% down · 6.5% · 30 years

Principal$154
Interest$923
Insurance$62

Estimates only. Actual payments may vary.

Location

8700 Front Beach Road

Panama City Beach, FL 32407

Island Reserve

Property Details

Pool Features

Patio

Heating

Central

Cooling

Central AirCeiling Fan(s)

Appliances

ElectricOven

Questions & Answers

This 1-bedroom, 1-bathroom condo at 8700 Front Beach Road is listed at $212,900 ($199/sqft). The estimated monthly payment is $923 based on 20% down at 6.5% interest.

Key features include: Built in 2008.

This property is listed by Amanda Cialoni and can be reached at 8508327447 or amandacialonirealtor@gmail.com.

AC

Amanda Cialoni

Agent at Seashore Realty LLC

(850) 832-7447

Listed by Seashore Realty LLC · View on Broker Site

MLS# 791072· Source: listhub· Updated 2 days ago

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

8700 Front Beach Road, Panama City Beach, FL 32407

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