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About This Home

This 3-bedroom, 2-bathroom condo at 8700 Front Beach Road in Panama City Beach, FL is listed for $340,000 ($193 per sqft). Built in 2008, the home offers 1,761 sqft of living space on a N/A lot.

Agent Description

Welcome to Island Reserve, a private, gated, resort-style community just minutes from the white-sand beaches of Panama City Beach. This ground-floor, corner, 3BR/2.5BA condo offers 1,761 sq ft in one of the most quiet and private areas of the community.

Features include 10' ceilings, bamboo flooring, a spacious primary suite with walk-in closet, soaking tub, walk-in shower, and direct access to a wrap-around balcony. The kitchen offers granite countertops, upgraded cabinetry, and a new refrigerator. A newer HVAC (3 years) adds peace of mind.

Enjoy direct access to covered parking steps from the unit. Amenities include a one-acre resort pool with waterfalls, hot tub, fitness center, theater room, game room, and indoor basketball & pickleball court. Pet-friendly and close to beach!

Key Features

  • Built in 2008
  • 3 stories

Property Details

3 stories
2 full
#1117
2008

Amenities

A/C

Monthly Cost Estimate

$4,235/mo

20% down · 6.5% · 30 years

Principal$246
Interest$1,473
Insurance$99
HOA$2,417

Estimates only. Actual payments may vary.

Location

8700 Front Beach Road

Panama City Beach, FL 32407

ISLAND RESERVE

Features & Amenities

Exterior Features

Balcony

Property Details

Cooling

Central Air

Questions & Answers

This 3-bedroom, 2-bathroom condo at 8700 Front Beach Road is listed at $340,000 ($193/sqft). The estimated monthly payment is $3,890 based on 20% down at 6.5% interest.

HOA fees are $2417/month.

Key features include: Built in 2008, 3 stories. Exterior Features: Balcony.

This property is listed by Liudmila Jackson and can be reached at 8502187875 or mila@milaon30a.com.

LJ

Liudmila Jackson

Agent at Real Broker LLC

(850) 218-7875

Listed by Real Broker LLC · View on Broker Site

MLS# 997973· Source: listhub· Updated 80 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

8700 Front Beach Road, Panama City Beach, FL 32407

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