About This Home

This 7-bedroom, 9-bathroom single family at 8711 Surf Drive in Panama City, FL is listed for $3,995,000 ($847 per sqft). Built in 2025, the home offers 4,715 sqft of living space on a 0.28 acres lot.

Key Features

  • Built in 2025
  • 0.28 acre lot
  • 4 stories
  • 9 parking spaces
  • Waterfront

Property Details

4 stories
8 full, 1 half
9 spaces
2025

Amenities

WaterfrontA/C
Listing Description

No HOA fees!! Looking for an Airbnb powerhouse, you've found it. With an experienced Airbnb host and aggressive pricing strategy, this fully furnished 7-bedroom, 8.5-bath Gulf-front beach house is built to support a high-capacity rental operation. Built in 2025, the property features a heated private pool, parking for up to 9 vehicles, no HOA restrictions, and direct beachfront access.

The seller is also building a new construction home next door, creating a unique opportunity for buyers interested in expanding their Gulf-front investment footprint. The approximately 30 x 30 main living area is designed for large groups, with Gulf views from nearly every angle.

The chef's kitchen centers around a 10 x 5 island with granite slabs imported from Brazil, dual refrigerators, wraparound seating, and a 75-inch wall-mounted TV. The home also includes 12 smart TVs, a 412-game arcade console, and a third-floor entertainment lounge with room for movies, games, a pool table, or air hockey.

The primary suite features 16-foot ceilings, chapel windows overlooking the Gulf, and a private lounge with a coffee and wine bar. More than $150,000 in designer furnishings, accessories, and custom window treatments contribute to the home's turnkey appeal and reduce the need for immediate setup.

Hurricane-impact windows, a 10-foot sliding glass door, triple-pane Therma-Tru doors, and a commercial-grade fire suppression system with 24-hour monitoring add notable durability and safety features. Outside, an approximately 30 x 25 beachfront deck overlooks a heated 12 x 23 Gulf-front pool with an 8 x 6 sun shelf and two heaters.

A powder-coated aluminum safety fence helps secure the pool area while preserving Gulf views, and reinforced balcony railings provide an additional safety feature. The lot extends to the wet sand, providing direct beachfront access and space for beach gear and jet skis.

The home was built on 12 x 12 concrete pilings driven 20 feet deep rather than traditional wood pilings. The exterior also features Hardie Board siding secured with stainless screws and a rust-resistant aluminum roof. Located minutes from Pier Park, Tootsies, Top Golf, and Dolly Parton's Pirates Voyage. Buyer to verify all dimensions.

Monthly Cost Estimate

$21,366/mo

20% down · 6.5% · 30 years

Principal$2,889
Interest$17,312
Insurance$1,165

Estimates only. Actual payments may vary.

Location

8711 Surf Drive

Panama City, FL 32408

No Named Subdivision

Features & Amenities

Interior Features

Breakfast BarCeiling CathedralCeiling Crwn MoldingKitchen IslandNewly PaintedOwner's ClosetPantry

Exterior Features

BalconyColumnsPool - Gunite Concrt

Property Details

Flooring

Tile

Construction

Concrete Frame Siding CmntFbrHrdBrd

Outdoor Features

PatioDeck

Heating

Central

Cooling

Central Air

Appliances

DishwasherDisposalDryerMicrowaveRange HoodRefrigeratorSmoke DetectorStove/Oven GasWasherWater Heater - Elect

Questions & Answers

This 7-bedroom, 9-bathroom single family at 8711 Surf Drive is listed at $3,995,000 ($847/sqft). The estimated monthly payment is $21,366 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2025, 0.28 acre lot, 4 stories, 9 parking spaces, Waterfront. Interior Features: Breakfast Bar, Ceiling Cathedral, Ceiling Crwn Molding. Exterior Features: Balcony, Columns, Pool - Gunite Concrt.

This property is listed by Christina M Schlink.

CS

Christina M Schlink

License 3137018

Agent at Compass Florida, LLC

Listed by Compass Florida, LLC · Broker phone: (305) 851-2820 · View on Broker Site · Broker website

MLS# 977364· Source: Emerald Coast Association of Realtors· 519 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

8711 Surf Drive, Panama City, FL 32408

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