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About This Home

This 2-bedroom, 2-bathroom condo at 8715 Surf Drive in Panama City, FL is listed for $599,900 ($458 per sqft). Built in 2004, the home offers 1,310 sqft of living space on a N/A lot.

Agent Description

Premier Gulf-Front Living at Gulf Crest! Unit 1404 offers the coastal escape buyers are searching for. This generously sized 2-bedroom, 2-bath residence with bunk area features a highly efficient layout and an ideal mid-stack position in the sought-after 23-story Gulfcrest tower.

With 9-foot ceilings, an open-concept design, and expansive sliding glass doors, the condo is flooded with natural light and showcases sweeping Gulf and sunset views from the balcony, living area, dining space, kitchen, and primary suite-creating a seamless indoor-outdoor living experience.

Designed with a relaxed coastal aesthetic in mind, the home lives like a beach house while offering all the conveniences of condominium ownership. Whether used as a second home, full-time residence, or vacation rental, this turnkey unit is move-in and rental ready.

It conveys fully furnished with top quality furnishings, has cohesive decor throughout, and has been meticulously cared for. Durable hard-surface flooring throughout (premium LVP in living area and bedrooms) ensures easy upkeep and low maintenance. The well-appointed kitchen opens to the main living area and is fully equipped for everyday living or entertaining.

Recent appliance upgrades include a Bosch dishwasher and Samsung refrigerator. Step outside to the spacious covered balcony-an ideal setting to enjoy Gulf breezes, sunsets, and evening gatherings. The Gulf-front primary suite enjoys direct balcony access and includes a private bath with walk-in shower, dual vanities, and a large walk-in closet.

Additional features include a private deeded parking space, ample storage, multiple closets, and a full-size stackable washer and dryer. The flexible layout allows sleeping accommodations for up to eight guests. With strong rental appeal and excellent income potential, buyers also have the option to honor post-closing reservations.

Gulfcrest HOA completed their Milestone report in 2025 and SIRS report in 2025. Reserve accounts are fully funded, there are no special assessment, and HOA dues on the development are some of the lowest on the beach. Gulf Crest amenities are also among the best on the beach and include an ample parking deck with the aforementioned assigned parking,

two large Gulf-front pools, two hot tubs, a kiddie pool, poolside Tiki Bar & Grill, 294 feet of sugar-white beachfront with seasonal beach service, a Gulf-front fitness center, owner's lounge, billiards room, and three high-speed elevators. Private showings available-schedule yours today.

Key Features

  • Built in 2004
  • Waterfront

Property Details

2 full
#1404
2004

Amenities

WaterfrontA/C

Monthly Cost Estimate

$3,208/mo

20% down · 6.5% · 30 years

Principal$434
Interest$2,600
Insurance$175

Estimates only. Actual payments may vary.

Location

8715 Surf Drive

Panama City, FL 32408

Gulf Crest Condo

Property Details

Construction

Concrete Stucco

Parking

Gated

Heating

CentralElectric (Heating)

Cooling

Ceiling Fan(s)Central Air

Appliances

ElectricRangeElectricWaterHeater

Questions & Answers

This 2-bedroom, 2-bathroom condo at 8715 Surf Drive is listed at $599,900 ($458/sqft). The estimated monthly payment is $2,600 based on 20% down at 6.5% interest.

Key features include: Built in 2004, Waterfront.

This property is listed by John B Skinner Jr. and can be reached at 8505435763 or john@pcbsell.com.

JJ

John B Skinner Jr.

Agent at Keller Williams Realty Emerald

(850) 543-5763

Listed by Keller Williams Realty Emerald · View on Broker Site

MLS# 784199· Source: listhub· Updated 126 days ago

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

8715 Surf Drive, Panama City, FL 32408

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